BlastPoint's Credit Union Scorecard
UNIVERSAL CITY STUDIOS
Charter #64893 · CA
UNIVERSAL CITY STUDIOS has 3 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Loans: Top 5.5% in tier
- + Fee Income Per Member: Top 7.1% in tier
- + Total Deposits: Top 8.9% in tier
Key Concerns
Areas that may need attention
- - ROA 2.01% below tier average
- - Efficiency ratio 29.55% above tier (higher cost structure)
- - Member decline: -8.6% YoY
- - Net Worth Ratio: Bottom 5.9% in tier
- - Member Growth Rate: Bottom 7.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,305
-8.6% YoY+0.3% QoQ
|
+2.6K |
2,676
+1.6% YoY
|
57,202
-0.9% YoY
|
33,913
+5.7% YoY
|
Top 11.6% in tier |
| Assets |
$71.8M
-5.6% YoY+0.9% QoQ
|
+$41.6M |
$30.2M
+1.3% YoY
|
$1.2B
+0.4% YoY
|
$578.3M
+9.0% YoY
|
Top 11.5% in tier |
| Loans |
$48.6M
-4.7% YoY-2.3% QoQ
|
+$33.3M |
$15.3M
-2.0% YoY
|
$813.8M
+0.1% YoY
|
$402.4M
+8.7% YoY
|
Top 5.6% in tier |
| Deposits |
$65.9M
-4.8% YoY+1.6% QoQ
|
+$40.1M |
$25.8M
+0.7% YoY
|
$1.0B
+1.2% YoY
|
$494.3M
+9.1% YoY
|
Top 9.0% in tier |
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| ROA |
-1.9%
+199.1% YoY+92.6% QoQ
|
-2.0% |
0.1%
-77.6% YoY
|
2.1%
+290.7% YoY
|
0.4%
-39.2% YoY
|
Bottom 5.1% in tier |
| NIM |
3.4%
+6.6% YoY-3.8% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
5.0%
+56.5% YoY
|
3.8%
+4.1% YoY
|
31% |
| Efficiency Ratio |
120.2%
+11.3% YoY+5.1% QoQ
|
+29.5% |
90.6%
+6.5% YoY
|
81.3%
-2.7% YoY
|
84.6%
+2.8% YoY
|
Bottom 6.0% in tier |
| Delinquency Rate |
0.1%
-81.5% YoY-90.1% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.6%
-45.1% YoY
|
1.2%
+3.4% YoY
|
24% |
| Loan To Share |
73.7%
+0.1% YoY-3.9% QoQ
|
+15.2% |
58.5%
-3.0% YoY
|
67.3%
-0.6% YoY
|
65.6%
-1.4% YoY
|
72% |
| AMR |
$21,573
+4.3% YoY-0.4% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$28,733
+1.2% YoY
|
$19,920
+1.6% YoY
|
83% |
| CD Concentration |
18.4%
-6.6% YoY+1.2% QoQ
|
-5.9% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)