BlastPoint's Credit Union Scorecard
QUAKER OATS
Charter #64991 · IA
QUAKER OATS has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.87% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.17% below tier average
- - Member decline: -2.6% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 37 that size in Iowa.
- Shares and deposits +5.2% year over year ($11.0M in shares and deposits).
- Membership: 1,280 members, -2.6% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.32%.
- Efficiency ratio 74.68% vs a 88.77% peer average.
- Loan-to-share ratio 49.69% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,280
-2.6% YoY-1.0% QoQ
|
-1.3K |
2,585
-1.7% YoY
|
24,364
-0.3% YoY
|
34,678
+6.6% YoY
|
36% |
| Assets |
$13.3M
+5.7% YoY-0.6% QoQ
|
$-17.0M |
$30.3M
+1.5% YoY
|
$535.9M
+4.3% YoY
|
$593.1M
+10.2% YoY
|
38% |
| Loans |
$5.5M
-5.6% YoY-0.1% QoQ
|
$-10.0M |
$15.5M
-1.7% YoY
|
$432.7M
+4.7% YoY
|
$418.6M
+10.1% YoY
|
36% |
| Deposits |
$11.0M
+5.2% YoY-1.2% QoQ
|
$-14.8M |
$25.8M
+1.1% YoY
|
$446.2M
+5.6% YoY
|
$504.8M
+10.3% YoY
|
38% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.3%
-6.2% YoY-6.5% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.0%
+7.5% YoY
|
1.2%
+121.4% YoY
|
74% |
| NIM |
4.8%
-6.2% YoY+0.8% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
3.9%
+1.8% YoY
|
3.8%
+2.3% YoY
|
84% |
| Efficiency Ratio |
74.7%
+3.6% YoY+2.9% QoQ
|
-14.1% |
88.8%
-6.9% YoY
|
73.5%
+1.3% YoY
|
83.0%
-5.3% YoY
|
36% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.1%
-7.5% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
49.7%
-10.2% YoY+1.1% QoQ
|
-9.2% |
58.9%
-3.1% YoY
|
75.0%
-0.8% YoY
|
66.4%
-1.4% YoY
|
36% |
| AMR |
$12,830
+4.0% YoY+0.2% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$21,508
-71.8% YoY
|
$20,028
-0.9% YoY
|
44% |
| CD Concentration |
2.5%
-10.6% YoY+1.1% QoQ
|
-22.0% | 24.6% | 21.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)