BlastPoint's Credit Union Scorecard
QUAKER OATS
Charter #64991 · IA
QUAKER OATS demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.26% above tier average
- + Net Interest Margin 0.73% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,293
-1.8% YoY-0.9% QoQ
|
-1.4K |
2,676
+1.6% YoY
|
24,966
+0.1% YoY
|
33,913
+5.7% YoY
|
36% |
| Assets |
$13.4M
+4.4% YoY+3.5% QoQ
|
$-16.8M |
$30.2M
+1.3% YoY
|
$536.2M
+6.4% YoY
|
$578.3M
+9.0% YoY
|
38% |
| Loans |
$5.5M
-2.2% YoY-6.0% QoQ
|
$-9.8M |
$15.3M
-2.0% YoY
|
$422.1M
+5.8% YoY
|
$402.4M
+8.7% YoY
|
37% |
| Deposits |
$11.1M
+3.7% YoY+3.9% QoQ
|
$-14.7M |
$25.8M
+0.7% YoY
|
$445.2M
+6.5% YoY
|
$494.3M
+9.1% YoY
|
38% |
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| ROA |
1.4%
-5.6% YoY-4.9% QoQ
|
+1.3% |
0.1%
-77.6% YoY
|
0.9%
+9.6% YoY
|
0.4%
-39.2% YoY
|
83% |
| NIM |
4.7%
-6.9% YoY-7.4% QoQ
|
+0.7% |
4.0%
+4.0% YoY
|
3.8%
+3.9% YoY
|
3.8%
+4.1% YoY
|
83% |
| Efficiency Ratio |
72.6%
+1.2% YoY+1.2% QoQ
|
-18.1% |
90.6%
+6.5% YoY
|
75.3%
-1.6% YoY
|
84.6%
+2.8% YoY
|
30% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.1%
-19.0% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
49.2%
-5.7% YoY-9.5% QoQ
|
-9.3% |
58.5%
-3.0% YoY
|
74.3%
-0.3% YoY
|
65.6%
-1.4% YoY
|
35% |
| AMR |
$12,807
+3.6% YoY+1.3% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$21,379
+4.7% YoY
|
$19,920
+1.6% YoY
|
44% |
| CD Concentration |
2.5%
-41.8% YoY-3.3% QoQ
|
-21.8% | 24.3% | 21.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)