BlastPoint's Credit Union Scorecard
BURLINGTON MUNICIPAL EMPLOYEES
Charter #65239 ยท IA
BURLINGTON MUNICIPAL EMPLOYEES demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.52% above tier average
- + Net Interest Margin 0.30% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 5.7% in tier
- + Loan-to-Share Ratio: Top 7.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
640
-0.8% YoY+31900.0% QoQ
|
-2.0K |
2,625
-2.2% YoY
|
24,664
+0.3% YoY
|
33,089
+6.1% YoY
|
18% |
| Assets |
$4.6M
-0.0% YoY+0.0% QoQ
|
$-25.2M |
$29.9M
+1.1% YoY
|
$515.3M
+7.1% YoY
|
$547.7M
+7.8% YoY
|
18% |
| Loans |
$3.7M
+1.6% YoY+7.1% QoQ
|
$-12.1M |
$15.8M
-2.4% YoY
|
$418.6M
+8.3% YoY
|
$388.7M
+8.6% YoY
|
28% |
| Deposits |
$3.9M
-1.5% YoY-0.5% QoQ
|
$-21.5M |
$25.5M
+0.4% YoY
|
$421.4M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
19% |
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| ROA |
1.2%
+14.5% YoY-1.7% QoQ
|
+0.5% |
0.7%
-731.4% YoY
|
1.0%
+0.3% YoY
|
0.7%
+273.4% YoY
|
71% |
| NIM |
4.2%
+15.7% YoY+0.5% QoQ
|
+0.3% |
3.9%
+3.8% YoY
|
3.8%
+3.9% YoY
|
3.7%
+5.0% YoY
|
64% |
| Efficiency Ratio |
66.0%
-2.0% YoY+1.6% QoQ
|
-15.4% |
81.4%
-2.4% YoY
|
72.0%
+0.4% YoY
|
79.1%
-3.3% YoY
|
24% |
| Delinquency Rate |
1.4%
+356.5% YoY+842.7% QoQ
|
-0.1 |
1.5%
-2.0% YoY
|
1.2%
-5.8% YoY
|
1.2%
-0.9% YoY
|
70% |
| Loan To Share |
94.2%
+3.2% YoY+7.6% QoQ
|
+33.0% |
61.2%
-3.0% YoY
|
77.1%
-1.2% YoY
|
68.0%
-1.7% YoY
|
Top 7.8% in tier |
| AMR |
$11,894
+0.7% YoY-99.7% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$20,702
+4.3% YoY
|
$19,418
+1.3% YoY
|
39% |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
22.0%
+1.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.3%
-2.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)