BlastPoint's Credit Union Scorecard
MORTON
Charter #65466 · KS
MORTON has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.21% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.39% below tier average
- - Efficiency ratio 3.84% above tier (higher cost structure)
- - Member decline: -3.5% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits +0.4% year over year ($4.7M in shares and deposits).
- Membership: 798 members, -3.5% vs a year ago.
- Delinquency rate 1.33%.
- Return on assets 0.10%.
- Efficiency ratio 92.60% vs a 88.77% peer average.
- Loan-to-share ratio 82.28% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
798
-3.5% YoY+1.1% QoQ
|
-1.8K |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
23% |
| Assets |
$5.5M
-0.3% YoY+2.4% QoQ
|
$-24.8M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
20% |
| Loans |
$3.8M
+0.4% YoY-0.4% QoQ
|
$-11.6M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
29% |
| Deposits |
$4.7M
+0.4% YoY+1.9% QoQ
|
$-21.1M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
21% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
-85.9% YoY-124.5% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
Bottom 6.5% in tier |
| NIM |
5.1%
+1.8% YoY-2.0% QoQ
|
+1.2% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
Top 10.2% in tier |
| Efficiency Ratio |
92.6%
+8.3% YoY-7.1% QoQ
|
+3.8% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
76% |
| Delinquency Rate |
1.3%
-46.1% YoY+114.0% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
69% |
| Loan To Share |
82.3%
-0.0% YoY-2.2% QoQ
|
+23.4% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
83% |
| AMR |
$10,655
+4.0% YoY-0.3% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
31% |
| CD Concentration |
8.5%
+9.7% YoY-0.5% QoQ
|
-16.0% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)