BlastPoint's Credit Union Scorecard

GUADALUPE PARISH

Charter #65471 ยท CO

2596 CUs in <100M nationally 29 in CO

GUADALUPE PARISH has 4 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.65% above tier average
  • + Strong member growth: 8.1% YoY
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Member Growth Rate: Top 4.2% in tier

Key Concerns

Areas that may need attention

  • - First Mortgage Concentration (%): Bottom 2.6% in tier

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (CO) National Avg Tier Percentile
Members 3,793
+8.1% YoY-0.1% QoQ
+1.2K 2,625
-2.2% YoY
38,063
+8.0% YoY
33,089
+6.1% YoY
76%
Assets $40.9M
+3.8% YoY+0.2% QoQ
+$11.1M $29.9M
+1.1% YoY
$678.0M
+7.3% YoY
$547.7M
+7.8% YoY
71%
Loans $26.8M
+5.3% YoY+2.9% QoQ
+$11.0M $15.8M
-2.4% YoY
$529.4M
+8.0% YoY
$388.7M
+8.6% YoY
79%
Deposits $30.7M
+3.6% YoY-0.2% QoQ
+$5.2M $25.5M
+0.4% YoY
$571.8M
+9.1% YoY
$464.6M
+9.3% YoY
66%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.3%
+46.6% YoY-3.9% QoQ
+0.6% 0.7%
-731.4% YoY
0.5%
+8.5% YoY
0.7%
+273.4% YoY
75%
NIM 2.9%
+11.3% YoY+3.0% QoQ
-1.0% 3.9%
+3.8% YoY
3.6%
+3.7% YoY
3.7%
+5.0% YoY
Bottom 14.9% in tier
Efficiency Ratio 63.1%
-10.9% YoY+2.3% QoQ
-18.3% 81.4%
-2.4% YoY
80.6%
-2.6% YoY
79.1%
-3.3% YoY
18%
Delinquency Rate 0.3%
+145.6% YoY+104.1% QoQ
-1.3 1.5%
-2.0% YoY
0.9%
+6.2% YoY
1.2%
-0.9% YoY
30%
Loan To Share 87.4%
+1.7% YoY+3.1% QoQ
+26.2% 61.2%
-3.0% YoY
72.9%
-3.4% YoY
68.0%
-1.7% YoY
Top 13.9% in tier
AMR $15,151
-3.4% YoY+1.3% QoQ
+$524 $14,627
-2.7% YoY
$22,866
+4.1% YoY
$19,418
+1.3% YoY
58%
CD Concentration 25.4%
-1.3% YoY-0.6% QoQ
+1.0% 24.4%
+4.2% YoY
26.3%
+7.3% YoY
19.6%
+6.2% YoY
50%
Indirect Auto % 0.0% -14.0% 14.0%
-5.7% YoY
12.4%
-8.4% YoY
7.9%
-2.9% YoY
50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
110
Member Growth Rate
growth
Value: 8.06%
Peer Avg: -
#110 of 2596 Top 4.2% in <100M tier
300
Net Worth Ratio
risk
Value: 24.63%
Peer Avg: -
#300 of 2596 Top 11.5% in <100M tier
356
Loan-to-Share Ratio
balance_sheet
Value: 87.41%
Peer Avg: -
#356 of 2596 Top 13.7% in <100M tier
477
Efficiency Ratio
profitability
Value: 63.06%
Peer Avg: -
#477 of 2596 Top 18.3% in <100M tier
512
Loan Growth Rate
growth
Value: 5.35%
Peer Avg: -
#512 of 2596 Top 19.7% in <100M tier
553
Total Loans
balance_sheet
Value: $26.80M
Peer Avg: -
#553 of 2596 Top 21.3% in <100M tier
609
Total Members
engagement
Value: 3,793
Peer Avg: -
#609 of 2596 Top 23.4% in <100M tier
635
Net Charge-Off Rate
risk
Value: 0.00%
Peer Avg: -
#635 of 2596 Top 24.4% in <100M tier

Top Weaknesses (4 metrics)

2529
First Mortgage Concentration (%)
balance_sheet
Value: 67.05%
Peer Avg: -
#2529 of 2596 Bottom 2.6% in <100M tier
2209
Net Interest Margin (NIM)
profitability
Value: 2.89%
Peer Avg: -
#2209 of 2596 Bottom 14.9% in <100M tier
2008
AMR Growth Rate
growth
Value: -3.40%
Peer Avg: -
#2008 of 2596 Bottom 22.7% in <100M tier
1983
Share Certificate Concentration (%)
balance_sheet
Value: 25.40%
Peer Avg: -
#1983 of 2596 Bottom 23.7% in <100M tier
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