BlastPoint's Credit Union Scorecard
AEGIS
Charter #65521 ยท IA
AEGIS demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.50% above tier average
- + Net Interest Margin 1.70% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,686
+3.1% YoY+1.2% QoQ
|
+1.1K |
2,625
-2.2% YoY
|
24,664
+0.3% YoY
|
33,089
+6.1% YoY
|
75% |
| Assets |
$26.4M
+8.0% YoY+1.4% QoQ
|
$-3.5M |
$29.9M
+1.1% YoY
|
$515.3M
+7.1% YoY
|
$547.7M
+7.8% YoY
|
56% |
| Loans |
$17.8M
+7.3% YoY+2.6% QoQ
|
+$2.0M |
$15.8M
-2.4% YoY
|
$418.6M
+8.3% YoY
|
$388.7M
+8.6% YoY
|
66% |
| Deposits |
$21.9M
+9.3% YoY+0.7% QoQ
|
$-3.6M |
$25.5M
+0.4% YoY
|
$421.4M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
55% |
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| ROA |
2.2%
+1.9% YoY+18.1% QoQ
|
+1.5% |
0.7%
-731.4% YoY
|
1.0%
+0.3% YoY
|
0.7%
+273.4% YoY
|
Top 6.5% in tier |
| NIM |
5.6%
+3.6% YoY+1.1% QoQ
|
+1.7% |
3.9%
+3.8% YoY
|
3.8%
+3.9% YoY
|
3.7%
+5.0% YoY
|
Top 6.2% in tier |
| Efficiency Ratio |
66.0%
-1.5% YoY-0.9% QoQ
|
-15.4% |
81.4%
-2.4% YoY
|
72.0%
+0.4% YoY
|
79.1%
-3.3% YoY
|
24% |
| Delinquency Rate |
1.1%
-4.4% YoY-37.3% QoQ
|
-0.4 |
1.5%
-2.0% YoY
|
1.2%
-5.8% YoY
|
1.2%
-0.9% YoY
|
64% |
| Loan To Share |
81.3%
-1.9% YoY+1.9% QoQ
|
+20.1% |
61.2%
-3.0% YoY
|
77.1%
-1.2% YoY
|
68.0%
-1.7% YoY
|
79% |
| AMR |
$10,755
+5.2% YoY+0.4% QoQ
|
$-4K |
$14,627
-2.7% YoY
|
$20,702
+4.3% YoY
|
$19,418
+1.3% YoY
|
33% |
| CD Concentration |
21.9%
+11.9% YoY+4.3% QoQ
|
-2.5% |
24.4%
+4.2% YoY
|
22.0%
+1.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.3%
-2.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)