BlastPoint's Credit Union Scorecard

AEGIS

Charter #65521 ยท IA

2596 CUs in <100M nationally 39 in IA

AEGIS demonstrates 4 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.50% above tier average
  • + Net Interest Margin 1.70% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Members 3,686
+3.1% YoY+1.2% QoQ
+1.1K 2,625
-2.2% YoY
24,664
+0.3% YoY
33,089
+6.1% YoY
75%
Assets $26.4M
+8.0% YoY+1.4% QoQ
$-3.5M $29.9M
+1.1% YoY
$515.3M
+7.1% YoY
$547.7M
+7.8% YoY
56%
Loans $17.8M
+7.3% YoY+2.6% QoQ
+$2.0M $15.8M
-2.4% YoY
$418.6M
+8.3% YoY
$388.7M
+8.6% YoY
66%
Deposits $21.9M
+9.3% YoY+0.7% QoQ
$-3.6M $25.5M
+0.4% YoY
$421.4M
+6.5% YoY
$464.6M
+9.3% YoY
55%

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ROA 2.2%
+1.9% YoY+18.1% QoQ
+1.5% 0.7%
-731.4% YoY
1.0%
+0.3% YoY
0.7%
+273.4% YoY
Top 6.5% in tier
NIM 5.6%
+3.6% YoY+1.1% QoQ
+1.7% 3.9%
+3.8% YoY
3.8%
+3.9% YoY
3.7%
+5.0% YoY
Top 6.2% in tier
Efficiency Ratio 66.0%
-1.5% YoY-0.9% QoQ
-15.4% 81.4%
-2.4% YoY
72.0%
+0.4% YoY
79.1%
-3.3% YoY
24%
Delinquency Rate 1.1%
-4.4% YoY-37.3% QoQ
-0.4 1.5%
-2.0% YoY
1.2%
-5.8% YoY
1.2%
-0.9% YoY
64%
Loan To Share 81.3%
-1.9% YoY+1.9% QoQ
+20.1% 61.2%
-3.0% YoY
77.1%
-1.2% YoY
68.0%
-1.7% YoY
79%
AMR $10,755
+5.2% YoY+0.4% QoQ
$-4K $14,627
-2.7% YoY
$20,702
+4.3% YoY
$19,418
+1.3% YoY
33%
CD Concentration 21.9%
+11.9% YoY+4.3% QoQ
-2.5% 24.4%
+4.2% YoY
22.0%
+1.0% YoY
19.6%
+6.2% YoY
50%
Indirect Auto % 0.0% -14.0% 14.0%
-5.7% YoY
9.3%
-2.2% YoY
7.9%
-2.9% YoY
50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (12 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
161
Net Interest Margin (NIM)
profitability
Value: 5.64%
Peer Avg: -
#161 of 2596 Top 6.2% in <100M tier
170
Return on Assets (ROA)
profitability
Value: 2.18%
Peer Avg: -
#170 of 2596 Top 6.5% in <100M tier
269
Deposit Growth Rate
growth
Value: 9.34%
Peer Avg: -
#269 of 2596 Top 10.3% in <100M tier
311
Member Growth Rate
growth
Value: 3.08%
Peer Avg: -
#311 of 2596 Top 11.9% in <100M tier
332
Members Per Employee (MPE)
engagement
Value: 526.571
Peer Avg: -
#332 of 2596 Top 12.8% in <100M tier
343
Asset Growth Rate
growth
Value: 7.98%
Peer Avg: -
#343 of 2596 Top 13.2% in <100M tier
402
Loan Growth Rate
growth
Value: 7.26%
Peer Avg: -
#402 of 2596 Top 15.4% in <100M tier
540
Loan-to-Share Ratio
balance_sheet
Value: 81.31%
Peer Avg: -
#540 of 2596 Top 20.8% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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