BlastPoint's Credit Union Scorecard

KAN COLO

Charter #66036 · KS

<100M
2508 CUs in <100M nationally 43 in KS

KAN COLO has 4 strengths but faces 6 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.80% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Loan Growth Rate: Top 2.0% in tier
  • + Member Growth Rate: Top 9.5% in tier

Key Concerns

Areas that may need attention

  • - Total Members: Bottom 1.8% in tier
  • - Members Per Employee (MPE): Bottom 7.0% in tier
  • - Total Assets: Bottom 7.5% in tier
  • - Total Deposits: Bottom 8.2% in tier
  • - Fee Income Per Member: Bottom 8.3% in tier
  • - Total Loans: Bottom 8.8% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 113
+3.7% YoY0% QoQ
-2.6K 2,676
+1.6% YoY
12,306
-36.1% YoY
33,913
+5.7% YoY
Bottom 1.7% in tier
Assets $1.5M
+4.6% YoY+2.7% QoQ
$-28.7M $30.2M
+1.3% YoY
$170.3M
-37.4% YoY
$578.3M
+9.0% YoY
Bottom 7.4% in tier
Loans $604,282
+27.2% YoY+0.7% QoQ
$-14.7M $15.3M
-2.0% YoY
$121.5M
-36.6% YoY
$402.4M
+8.7% YoY
Bottom 8.8% in tier
Deposits $1.3M
+3.9% YoY+2.7% QoQ
$-24.5M $25.8M
+0.7% YoY
$144.0M
-38.1% YoY
$494.3M
+9.1% YoY
Bottom 8.1% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.9%
+200.8% YoY+2.9% QoQ
+0.8% 0.1%
-77.6% YoY
0.6%
+30.6% YoY
0.4%
-39.2% YoY
67%
NIM 3.8%
+35.1% YoY+16.4% QoQ
-0.2% 4.0%
+4.0% YoY
4.0%
+4.6% YoY
3.8%
+4.1% YoY
49%
Efficiency Ratio 73.0%
-14.9% YoY+5.3% QoQ
-17.6% 90.6%
+6.5% YoY
78.0%
-2.8% YoY
84.6%
+2.8% YoY
30%
Delinquency Rate 0.0%
-100.0% YoY
-1.5 1.5%
+3.8% YoY
1.3%
+3.6% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 47.1%
+22.4% YoY-1.9% QoQ
-11.4% 58.5%
-3.0% YoY
69.9%
-0.4% YoY
65.6%
-1.4% YoY
32%
AMR $16,699
+6.5% YoY+2.0% QoQ
+$2K $14,884
-1.7% YoY
$16,649
+0.9% YoY
$19,920
+1.6% YoY
64%
CD Concentration 0.0% -24.3% 24.3% 24.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 12.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
52
Loan Growth Rate
growth
Value: 27.24%
Peer Median: -2.36%
#52 of 2508 Top 2.0% in <100M tier
240
Member Growth Rate
growth
Value: 3.67%
Peer Median: -1.37%
#240 of 2508 Top 9.5% in <100M tier
468
AMR Growth Rate
growth
Value: 6.51%
Peer Median: 1.27%
#468 of 2508 Top 18.6% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (6 metrics)

2465
Total Members
engagement
Value: 113
Peer Median: 1,918
#2465 of 2508 Bottom 1.8% in <100M tier
2334
Members Per Employee (MPE)
engagement
Value: 113.000
Peer Median: 333.750
#2334 of 2508 Bottom 7.0% in <100M tier
2322
Total Assets
balance_sheet
Value: $1.48M
Peer Median: $21.86M
#2322 of 2508 Bottom 7.5% in <100M tier
2304
Total Deposits
balance_sheet
Value: $1.28M
Peer Median: $18.77M
#2304 of 2508 Bottom 8.2% in <100M tier
2300
Fee Income Per Member
profitability
Value: $1.17
Peer Median: $60.42
#2300 of 2508 Bottom 8.3% in <100M tier
2288
Total Loans
balance_sheet
Value: $604,282
Peer Median: $9.48M
#2288 of 2508 Bottom 8.8% in <100M tier
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