KAN COLO
Charter #66036 | KS
<100M
(2596 CUs)
Micro
($0-$500M)
45 <100M in KS
KAN COLO has 9 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.04% above tier average
- + Strong member growth: 6.7% YoY
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 2.5% in tier
- + Member Growth Rate: Top 5.4% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Total Members: Bottom 1.8% in tier
- - Members Per Employee (MPE): Bottom 6.8% in tier
- - Total Assets: Bottom 7.6% in tier
- - Fee Income Per Member: Bottom 8.0% in tier
- - Total Deposits: Bottom 8.2% in tier
- - Total Loans: Bottom 8.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
112
+6.7% YoY+1.8% QoQ
|
-2.5K |
2,625
-2.2% YoY
|
17,915
-2.9% YoY
|
33,089
+6.1% YoY
|
Bottom 1.7% in tier |
| Assets |
$1.4M
+4.8% YoY+0.6% QoQ
|
$-28.4M |
$29.9M
+1.1% YoY
|
$244.1M
-6.9% YoY
|
$547.7M
+7.8% YoY
|
Bottom 7.6% in tier |
| Loans |
$581,338
+22.1% YoY+17.0% QoQ
|
$-15.2M |
$15.8M
-2.4% YoY
|
$175.9M
-4.8% YoY
|
$388.7M
+8.6% YoY
|
Bottom 8.2% in tier |
| Deposits |
$1.2M
+4.7% YoY+0.4% QoQ
|
$-24.2M |
$25.5M
+0.4% YoY
|
$209.0M
-2.4% YoY
|
$464.6M
+9.3% YoY
|
Bottom 8.2% in tier |
| ROA |
0.7%
+0.6% YoY+16.6% QoQ
|
+0.0% |
0.7%
-731.4% YoY
|
0.7%
+53.0% YoY
|
0.7%
+273.4% YoY
|
48th in tier |
| NIM |
3.0%
-7.2% YoY-0.6% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
4.0%
+8.4% YoY
|
3.7%
+5.0% YoY
|
Bottom 18.6% in tier |
| Efficiency Ratio |
73.4%
-0.9% YoY-4.6% QoQ
|
-8.0% |
81.4%
-2.4% YoY
|
77.0%
-6.2% YoY
|
79.1%
-3.3% YoY
|
38th in tier |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
1.2%
-23.8% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
46.9%
+16.6% YoY+16.5% QoQ
|
-14.4% |
61.2%
-3.0% YoY
|
71.9%
-2.0% YoY
|
68.0%
-1.7% YoY
|
28th in tier |
| AMR |
$16,263
+2.8% YoY+3.3% QoQ
|
+$2K |
$14,627
-2.7% YoY
|
$16,347
+1.3% YoY
|
$19,418
+1.3% YoY
|
64th in tier |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
24.2%
-2.2% YoY
|
19.6%
+6.2% YoY
|
50th in tier |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
12.4%
-5.6% YoY
|
7.9%
-2.9% YoY
|
50th in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (7 metrics)
1
Total Delinquency Rate (60+ days)
risk
Value:
0.00%
Peer Avg: 1.51%
#1 of 2596
Top 0.0% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 14.49%
#1 of 2596
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 15.37%
#1 of 2596
Top 0.0% in <100M tier
66
Loan Growth Rate
growth
Value:
22.06%
Peer Avg: 59.01%
#66 of 2596
Top 2.5% in <100M tier
142
Member Growth Rate
growth
Value:
6.67%
Peer Avg: 14.92%
#142 of 2596
Top 5.4% in <100M tier
246
Net Charge-Off Rate
risk
Value:
0.00%
Peer Avg: 0.57%
#246 of 2596
Top 9.4% in <100M tier
Top Weaknesses (7 metrics)
2551
Total Members
engagement
Value:
112
Peer Avg: 2,626
#2551 of 2596
Bottom 1.8% in <100M tier
2420
Members Per Employee (MPE)
engagement
Value:
112.000
Peer Avg: 365.701
#2420 of 2596
Bottom 6.8% in <100M tier
2399
Total Assets
balance_sheet
Value:
$1.42M
Peer Avg: $29.86M
#2399 of 2596
Bottom 7.6% in <100M tier
2390
Fee Income Per Member
profitability
Value:
$1.24
Peer Avg: $182.96
#2390 of 2596
Bottom 8.0% in <100M tier
2384
Total Deposits
balance_sheet
Value:
$1.24M
Peer Avg: $25.45M
#2384 of 2596
Bottom 8.2% in <100M tier
2383
Total Loans
balance_sheet
Value:
$581,338
Peer Avg: $15.77M
#2383 of 2596
Bottom 8.2% in <100M tier
2114
Net Interest Margin (NIM)
profitability
Value:
3.01%
Peer Avg: 3.93%
#2114 of 2596
Bottom 18.6% in <100M tier