BlastPoint's Credit Union Scorecard
CHAVES COUNTY SCHOOL EMPLOYEES
Charter #66143 · NM
CHAVES COUNTY SCHOOL EMPLOYEES demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.98% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Efficiency Ratio: Top 3.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NM) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,408
-0.2% YoY-0.3% QoQ
|
-268 |
2,676
+1.6% YoY
|
30,914
+5.7% YoY
|
33,913
+5.7% YoY
|
59% |
| Assets |
$39.6M
+6.6% YoY+6.0% QoQ
|
+$9.4M |
$30.2M
+1.3% YoY
|
$559.7M
+10.6% YoY
|
$578.3M
+9.0% YoY
|
69% |
| Loans |
$11.2M
+1.6% YoY-0.6% QoQ
|
$-4.1M |
$15.3M
-2.0% YoY
|
$378.7M
+12.3% YoY
|
$402.4M
+8.7% YoY
|
54% |
| Deposits |
$31.4M
+5.3% YoY+7.0% QoQ
|
+$5.6M |
$25.8M
+0.7% YoY
|
$478.4M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
66% |
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| ROA |
2.1%
-7.7% YoY-9.8% QoQ
|
+2.0% |
0.1%
-77.6% YoY
|
0.8%
+125.8% YoY
|
0.4%
-39.2% YoY
|
Top 5.2% in tier |
| NIM |
3.6%
+7.2% YoY+0.7% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.9%
+3.5% YoY
|
3.8%
+4.1% YoY
|
40% |
| Efficiency Ratio |
47.3%
+3.3% YoY+3.9% QoQ
|
-43.3% |
90.6%
+6.5% YoY
|
76.9%
-4.0% YoY
|
84.6%
+2.8% YoY
|
Top 3.7% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+3.8% YoY
|
0.9%
+18.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
35.6%
-3.5% YoY-7.0% QoQ
|
-22.9% |
58.5%
-3.0% YoY
|
69.3%
+1.3% YoY
|
65.6%
-1.4% YoY
|
17% |
| AMR |
$17,690
+4.5% YoY+5.2% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$21,135
+4.9% YoY
|
$19,920
+1.6% YoY
|
68% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 24.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 14.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)