BlastPoint's Credit Union Scorecard
PEOPLES
Charter #66155 · CO
PEOPLES demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.09% above tier average
- + Net Interest Margin 1.00% above tier average
- + Loan-to-Member Ratio (LMR): Top 0.8% in tier
- + Total Loans: Top 1.2% in tier
- + Loan-to-Share Ratio: Top 2.0% in tier
- + Average Member Relationship (AMR): Top 2.3% in tier
- + Loan Growth Rate: Top 6.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits -2.7% year over year ($60.0M in shares and deposits).
- Membership: 3,573 members, -1.6% vs a year ago.
- Delinquency rate 0.16%.
- Return on assets 1.59%.
- Efficiency ratio 68.88% vs a 88.77% peer average.
- Loan-to-share ratio 104.90% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,573
-1.6% YoY-0.1% QoQ
|
+987 |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
75% |
| Assets |
$75.0M
-0.7% YoY+1.7% QoQ
|
+$44.7M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
Top 10.1% in tier |
| Loans |
$63.0M
+13.3% YoY+7.5% QoQ
|
+$47.5M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
Top 1.3% in tier |
| Deposits |
$60.0M
-2.7% YoY+1.6% QoQ
|
+$34.2M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
Top 12.4% in tier |
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| ROA |
1.6%
+8.4% YoY-3.5% QoQ
|
+0.1% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
82% |
| NIM |
4.9%
+12.3% YoY+0.1% QoQ
|
+1.0% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
Top 13.3% in tier |
| Efficiency Ratio |
68.9%
-0.5% YoY+0.2% QoQ
|
-19.9% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
24% |
| Delinquency Rate |
0.2%
-28.8% QoQ
|
-1.4 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
24% |
| Loan To Share |
104.9%
+16.5% YoY+5.8% QoQ
|
+46.0% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
Top 2.1% in tier |
| AMR |
$34,422
+6.6% YoY+4.7% QoQ
|
+$19K |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
Top 2.3% in tier |
| CD Concentration |
36.0%
+2.1% YoY+1.8% QoQ
|
+11.4% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)