BlastPoint's Credit Union Scorecard
PEOPLES
Charter #66155 · CO
PEOPLES demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.50% above tier average
- + Net Interest Margin 0.89% above tier average
- + Loan-to-Member Ratio (LMR): Top 1.3% in tier
- + Total Loans: Top 2.0% in tier
- + Average Member Relationship (AMR): Top 2.8% in tier
- + Loan-to-Share Ratio: Top 3.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,578
-1.5% YoY0% QoQ
|
+901 |
2,676
+1.6% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
75% |
| Assets |
$73.7M
+0.7% YoY+0.2% QoQ
|
+$43.5M |
$30.2M
+1.3% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
Top 10.4% in tier |
| Loans |
$58.6M
+8.6% YoY-1.7% QoQ
|
+$43.3M |
$15.3M
-2.0% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
Top 2.0% in tier |
| Deposits |
$59.1M
-1.1% YoY-0.1% QoQ
|
+$33.3M |
$25.8M
+0.7% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
Top 12.5% in tier |
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| ROA |
1.6%
+35.9% YoY+4.7% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
Top 12.1% in tier |
| NIM |
4.9%
+14.5% YoY+4.8% QoQ
|
+0.9% |
4.0%
+4.0% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
Top 13.5% in tier |
| Efficiency Ratio |
68.8%
-7.4% YoY-0.3% QoQ
|
-21.9% |
90.6%
+6.5% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
24% |
| Delinquency Rate |
0.2%
-42.2% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
30% |
| Loan To Share |
99.1%
+9.8% YoY-1.6% QoQ
|
+40.6% |
58.5%
-3.0% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
Top 3.5% in tier |
| AMR |
$32,877
+5.1% YoY-0.9% QoQ
|
+$18K |
$14,884
-1.7% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
Top 2.8% in tier |
| CD Concentration |
35.3%
-0.4% YoY-2.6% QoQ
|
+11.0% | 24.3% | 26.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)