BlastPoint's Credit Union Scorecard
NEW HAMPSHIRE POSTAL
Charter #66207 · NH
NEW HAMPSHIRE POSTAL has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.69% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Efficiency Ratio: Top 3.2% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 9.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,075
-0.4% YoY+0.3% QoQ
|
+449 |
2,625
-2.2% YoY
|
69,671
+10.7% YoY
|
33,089
+6.1% YoY
|
68% |
| Assets |
$65.3M
+5.7% YoY+1.6% QoQ
|
+$35.5M |
$29.9M
+1.1% YoY
|
$1.1B
+16.1% YoY
|
$547.7M
+7.8% YoY
|
Top 14.3% in tier |
| Loans |
$14.6M
-3.4% YoY-1.3% QoQ
|
$-1.2M |
$15.8M
-2.4% YoY
|
$906.3M
+19.0% YoY
|
$388.7M
+8.6% YoY
|
61% |
| Deposits |
$50.7M
+4.1% YoY+1.2% QoQ
|
+$25.3M |
$25.5M
+0.4% YoY
|
$963.7M
+15.8% YoY
|
$464.6M
+9.3% YoY
|
82% |
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| ROA |
2.4%
-3.7% YoY+2.3% QoQ
|
+1.7% |
0.7%
-731.4% YoY
|
0.7%
-9.7% YoY
|
0.7%
+273.4% YoY
|
Top 4.7% in tier |
| NIM |
3.9%
-2.5% YoY-0.3% QoQ
|
-0.1% |
3.9%
+3.8% YoY
|
3.4%
+0.9% YoY
|
3.7%
+5.0% YoY
|
48% |
| Efficiency Ratio |
43.6%
+4.1% YoY-0.5% QoQ
|
-37.8% |
81.4%
-2.4% YoY
|
76.5%
-1.9% YoY
|
79.1%
-3.3% YoY
|
Bottom 3.2% in tier |
| Delinquency Rate |
0.1%
+8.5% YoY-69.4% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
0.6%
+40.9% YoY
|
1.2%
-0.9% YoY
|
19% |
| Loan To Share |
28.8%
-7.2% YoY-2.4% QoQ
|
-32.4% |
61.2%
-3.0% YoY
|
76.0%
+1.5% YoY
|
68.0%
-1.7% YoY
|
Bottom 8.9% in tier |
| AMR |
$21,240
+2.7% YoY+0.3% QoQ
|
+$7K |
$14,627
-2.7% YoY
|
$25,778
+8.7% YoY
|
$19,418
+1.3% YoY
|
84% |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
31.0%
+18.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
17.3%
+16.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)