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BlastPoint's Credit Union Scorecard

NEW HAMPSHIRE POSTAL

Charter #66207 · NH

<100M
2437 CUs in <100M nationally 3 in NH

NEW HAMPSHIRE POSTAL has 2 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.54% above tier average
  • + Efficiency Ratio: Top 4.4% in tier

Key Concerns

Areas that may need attention

  • - Loan-to-Share Ratio: Bottom 8.2% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 3 that size in New Hampshire.
  • Shares and deposits +5.4% year over year ($52.8M in shares and deposits).
  • Membership: 3,042 members, -0.8% vs a year ago.
  • Delinquency rate 0.03%.
  • Return on assets 2.03%.
  • Efficiency ratio 50.48% vs a 88.77% peer average.
  • Loan-to-share ratio 26.24% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NH) National Avg Tier Percentile
Members 3,042
-0.8% YoY+0.2% QoQ
+456 2,585
-1.7% YoY
71,149
+11.0% YoY
34,678
+6.6% YoY
69%
Assets $68.5M
+6.5% YoY+3.6% QoQ
+$38.2M $30.3M
+1.5% YoY
$1.2B
+16.6% YoY
$593.1M
+10.2% YoY
Top 13.3% in tier
Loans $13.9M
-6.3% YoY+0.4% QoQ
$-1.6M $15.5M
-1.7% YoY
$948.3M
+16.3% YoY
$418.6M
+10.1% YoY
60%
Deposits $52.8M
+5.4% YoY+3.9% QoQ
+$27.0M $25.8M
+1.1% YoY
$1.0B
+16.6% YoY
$504.8M
+10.3% YoY
83%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 2.0%
-12.4% YoY+3.5% QoQ
+0.5% 1.5%
+241.5% YoY
0.9%
+33.3% YoY
1.2%
+121.4% YoY
Top 9.3% in tier
NIM 3.9%
+0.1% YoY+6.1% QoQ
+0.0% 3.9%
+0.9% YoY
3.5%
+1.7% YoY
3.8%
+2.3% YoY
50%
Efficiency Ratio 50.5%
+15.1% YoY+0.9% QoQ
-38.3% 88.8%
-6.9% YoY
75.7%
-2.9% YoY
83.0%
-5.3% YoY
Top 4.4% in tier
Delinquency Rate 0.0%
-88.5% YoY-55.2% QoQ
-1.5 1.5%
+2.1% YoY
0.6%
+13.9% YoY
1.3%
+2.6% YoY
Top 14.9% in tier
Loan To Share 26.2%
-11.1% YoY-3.3% QoQ
-32.7% 58.9%
-3.1% YoY
73.7%
+0.3% YoY
66.4%
-1.4% YoY
Bottom 8.1% in tier
AMR $21,923
+3.5% YoY+2.9% QoQ
+$7K $14,963
-6.8% YoY
$26,565
+8.3% YoY
$20,028
-0.9% YoY
84%
CD Concentration 0.0% -24.6% 24.6% 30.9% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 17.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (12 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
109
Efficiency Ratio
profitability
Value: 50.48%
Peer Median: 80.65%
#109 of 2437 Top 4.4% in <100M tier
227
Return on Assets (ROA)
profitability
Value: 2.03%
Peer Median: 0.81%
#227 of 2437 Top 9.3% in <100M tier
323
Total Assets
balance_sheet
Value: $68.49M
Peer Median: $21.91M
#323 of 2437 Top 13.2% in <100M tier
365
Total Delinquency Rate (60+ days)
risk
Value: 0.03%
Peer Median: 0.70%
#365 of 2437 Top 14.9% in <100M tier
383
Net Worth Ratio
risk
Value: 22.59%
Peer Median: 14.28%
#383 of 2437 Top 15.7% in <100M tier
396
Average Member Relationship (AMR)
engagement
Value: $21,923
Peer Median: $13,967
#396 of 2437 Top 16.2% in <100M tier
406
Total Deposits
balance_sheet
Value: $52.83M
Peer Median: $18.69M
#406 of 2437 Top 16.6% in <100M tier

Top Weaknesses (1 metrics)

2237
Loan-to-Share Ratio
balance_sheet
Value: 26.24%
Peer Median: 58.67%
#2237 of 2437 Bottom 8.2% in <100M tier
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