BlastPoint's Credit Union Scorecard

NEW HAMPSHIRE POSTAL

Charter #66207 · NH

<100M
2508 CUs in <100M nationally 3 in NH

NEW HAMPSHIRE POSTAL has 2 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.81% above tier average
  • + Efficiency Ratio: Top 4.8% in tier

Key Concerns

Areas that may need attention

  • - Loan-to-Share Ratio: Bottom 9.1% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NH) National Avg Tier Percentile
Members 3,036
-1.6% YoY-0.4% QoQ
+359 2,676
+1.6% YoY
70,447
+10.9% YoY
33,913
+5.7% YoY
68%
Assets $66.1M
+5.5% YoY+1.5% QoQ
+$35.9M $30.2M
+1.3% YoY
$1.2B
+16.1% YoY
$578.3M
+9.0% YoY
Top 13.9% in tier
Loans $13.8M
-5.9% YoY-2.6% QoQ
$-1.5M $15.3M
-2.0% YoY
$918.0M
+16.0% YoY
$402.4M
+8.7% YoY
60%
Deposits $50.9M
+4.1% YoY+1.3% QoQ
+$25.1M $25.8M
+0.7% YoY
$1.0B
+16.2% YoY
$494.3M
+9.1% YoY
83%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 2.0%
-12.6% YoY-18.3% QoQ
+1.8% 0.1%
-77.6% YoY
0.9%
+113.1% YoY
0.4%
-39.2% YoY
Top 7.0% in tier
NIM 3.6%
-2.2% YoY-6.7% QoQ
-0.4% 4.0%
+4.0% YoY
3.4%
+5.0% YoY
3.8%
+4.1% YoY
42%
Efficiency Ratio 50.0%
+10.9% YoY+16.5% QoQ
-40.6% 90.6%
+6.5% YoY
77.2%
-6.5% YoY
84.6%
+2.8% YoY
Top 4.8% in tier
Delinquency Rate 0.1%
-46.5% YoY+5.0% QoQ
-1.4 1.5%
+3.8% YoY
0.7%
+47.7% YoY
1.2%
+3.4% YoY
19%
Loan To Share 27.1%
-9.6% YoY-3.8% QoQ
-31.4% 58.5%
-3.0% YoY
72.7%
+0.2% YoY
65.6%
-1.4% YoY
Bottom 8.9% in tier
AMR $21,301
+3.5% YoY+0.9% QoQ
+$6K $14,884
-1.7% YoY
$26,400
+8.8% YoY
$19,920
+1.6% YoY
82%
CD Concentration 0.0% -24.3% 24.3% 31.2% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 17.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (11 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
121
Efficiency Ratio
profitability
Value: 50.00%
Peer Median: 81.45%
#121 of 2508 Top 4.8% in <100M tier
175
Return on Assets (ROA)
profitability
Value: 1.96%
Peer Median: 0.61%
#175 of 2508 Top 6.9% in <100M tier
349
Total Assets
balance_sheet
Value: $66.11M
Peer Median: $21.86M
#349 of 2508 Top 13.9% in <100M tier
370
Net Worth Ratio
risk
Value: 22.86%
Peer Median: 14.28%
#370 of 2508 Top 14.7% in <100M tier
433
Total Deposits
balance_sheet
Value: $50.86M
Peer Median: $18.77M
#433 of 2508 Top 17.2% in <100M tier
449
Average Member Relationship (AMR)
engagement
Value: $21,301
Peer Median: $13,926
#449 of 2508 Top 17.9% in <100M tier
472
Total Delinquency Rate (60+ days)
risk
Value: 0.06%
Peer Median: 0.65%
#472 of 2508 Top 18.8% in <100M tier

Top Weaknesses (1 metrics)

2282
Loan-to-Share Ratio
balance_sheet
Value: 27.14%
Peer Median: 58.72%
#2282 of 2508 Bottom 9.1% in <100M tier
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