BlastPoint's Credit Union Scorecard
QUESTA
Charter #66252 · NM
QUESTA has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 3.12% above tier average
- + Net Interest Margin 1.46% above tier average
- + Fee Income Per Member: Top 1.9% in tier
- + AMR Growth Rate: Top 4.6% in tier
- + Efficiency Ratio: Top 5.2% in tier
- + Asset Growth Rate: Top 5.6% in tier
- + Deposit Growth Rate: Top 7.0% in tier
- + Loan Growth Rate: Top 7.7% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.71% above tier average
- - Member decline: -3.2% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NM) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,098
-3.2% YoY+1.2% QoQ
|
-578 |
2,676
+1.6% YoY
|
30,914
+5.7% YoY
|
33,913
+5.7% YoY
|
54% |
| Assets |
$32.0M
+11.6% YoY+2.5% QoQ
|
+$1.9M |
$30.2M
+1.3% YoY
|
$559.7M
+10.6% YoY
|
$578.3M
+9.0% YoY
|
61% |
| Loans |
$18.5M
+11.9% YoY+5.5% QoQ
|
+$3.3M |
$15.3M
-2.0% YoY
|
$378.7M
+12.3% YoY
|
$402.4M
+8.7% YoY
|
68% |
| Deposits |
$23.1M
+11.1% YoY+1.2% QoQ
|
$-2.7M |
$25.8M
+0.7% YoY
|
$478.4M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
56% |
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| ROA |
3.3%
+65.3% YoY+41.4% QoQ
|
+3.1% |
0.1%
-77.6% YoY
|
0.8%
+125.8% YoY
|
0.4%
-39.2% YoY
|
Top 1.6% in tier |
| NIM |
5.5%
-2.3% YoY+4.7% QoQ
|
+1.5% |
4.0%
+4.0% YoY
|
3.9%
+3.5% YoY
|
3.8%
+4.1% YoY
|
Top 6.5% in tier |
| Efficiency Ratio |
50.8%
-22.8% YoY-16.9% QoQ
|
-39.8% |
90.6%
+6.5% YoY
|
76.9%
-4.0% YoY
|
84.6%
+2.8% YoY
|
Top 5.2% in tier |
| Delinquency Rate |
2.2%
+1217.9% YoY+4.7% QoQ
|
+0.7 |
1.5%
+3.8% YoY
|
0.9%
+18.5% YoY
|
1.2%
+3.4% YoY
|
83% |
| Loan To Share |
80.2%
+0.7% YoY+4.2% QoQ
|
+21.7% |
58.5%
-3.0% YoY
|
69.3%
+1.3% YoY
|
65.6%
-1.4% YoY
|
82% |
| AMR |
$19,850
+15.2% YoY+1.9% QoQ
|
+$5K |
$14,884
-1.7% YoY
|
$21,135
+4.9% YoY
|
$19,920
+1.6% YoY
|
77% |
| CD Concentration |
29.9%
+10.6% YoY+9.7% QoQ
|
+5.6% | 24.3% | 24.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 14.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)