ORLEANS PARISH SHERIFF'S

Charter #66259 | LA

<100M (2596 CUs) Micro
108 <100M in LA

ORLEANS PARISH SHERIFF'S has 6 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.08% above tier average
  • + Net Interest Margin 1.33% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier
  • + Share Certificate Concentration (%): Top 0.0% in tier
  • + Net Worth Ratio: Top 1.2% in tier

Key Concerns

Areas that may need attention

  • - Average Member Relationship (AMR): Bottom 8.2% in tier

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 926
+3.2% YoY-1.2% QoQ
 -1.7K 2,625
-2.2% YoY
 9,352
+2.6% YoY
 33,089
+6.1% YoY
 27th in tier
Assets $5.0M
-0.6% YoY+0.9% QoQ
 $-24.8M $29.9M
+1.1% YoY
 $121.4M
+4.9% YoY
 $547.7M
+7.8% YoY
 Bottom 19.1% in tier
Loans $1.6M
+2.5% YoY-2.8% QoQ
 $-14.2M $15.8M
-2.4% YoY
 $86.9M
+5.1% YoY
 $388.7M
+8.6% YoY
 Bottom 15.2% in tier
Deposits $2.7M
-4.8% YoY-0.1% QoQ
 $-22.8M $25.5M
+0.4% YoY
 $103.9M
+6.5% YoY
 $464.6M
+9.3% YoY
 Bottom 14.4% in tier
ROA 1.8%
+26.7% YoY-24.6% QoQ
 +1.1% 0.7%
-731.4% YoY
 0.5%
+1.1% YoY
 0.7%
+273.4% YoY
 Top 13.2% in tier
NIM 5.3%
+16.6% YoY+1.9% QoQ
 +1.3% 3.9%
+3.8% YoY
 4.3%
+3.2% YoY
 3.7%
+5.0% YoY
 Top 9.8% in tier
Efficiency Ratio 70.0%
+0.5% YoY+17.2% QoQ
 -11.4% 81.4%
-2.4% YoY
 82.9%
-3.6% YoY
 79.1%
-3.3% YoY
 31st in tier
Delinquency Rate 1.3%
+87.4% YoY+56.2% QoQ
 -0.3 1.5%
-2.0% YoY
 1.8%
-12.2% YoY
 1.2%
-0.9% YoY
 68th in tier
Loan To Share 58.4%
+7.7% YoY-2.6% QoQ
 -2.8% 61.2%
-3.0% YoY
 70.9%
-2.6% YoY
 68.0%
-1.7% YoY
 46th in tier
AMR $4,617
-5.3% YoY+0.1% QoQ
 $-10K $14,627
-2.7% YoY
 $13,297
+2.9% YoY
 $19,418
+1.3% YoY
 Bottom 8.1% in tier
CD Concentration 0.0% -24.4% 24.4%
+4.2% YoY
 15.0%
+9.1% YoY
 19.6%
+6.2% YoY
 50th in tier
Indirect Auto % 0.0% -14.0% 14.0%
-5.8% YoY
 5.3%
+10.6% YoY
 7.9%
-2.9% YoY
 50th in tier

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: 2.84%
#1 of 2596 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: 14.49%
#1 of 2596 Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: 15.37%
#1 of 2596 Top 0.0% in <100M tier
33
Net Worth Ratio
risk
Value: 46.17%
Peer Avg: 16.43%
#33 of 2596 Top 1.2% in <100M tier
255
Net Interest Margin (NIM)
profitability
Value: 5.27%
Peer Avg: 3.93%
#255 of 2596 Top 9.8% in <100M tier
295
Member Growth Rate
growth
Value: 3.23%
Peer Avg: 14.92%
#295 of 2596 Top 11.3% in <100M tier
343
Return on Assets (ROA)
profitability
Value: 1.76%
Peer Avg: 0.68%
#343 of 2596 Top 13.2% in <100M tier
486
Members Per Employee (MPE)
engagement
Value: 463.000
Peer Avg: 365.701
#486 of 2596 Top 18.7% in <100M tier

Top Weaknesses (7 metrics)

2385
Average Member Relationship (AMR)
engagement
Value: $4,617
Peer Avg: $14,627
#2385 of 2596 Bottom 8.2% in <100M tier
2334
Loan-to-Member Ratio (LMR)
engagement
Value: $1,702
Peer Avg: $5,488
#2334 of 2596 Bottom 10.1% in <100M tier
2221
Total Deposits
balance_sheet
Value: $2.70M
Peer Avg: $25.45M
#2221 of 2596 Bottom 14.5% in <100M tier
2202
Total Loans
balance_sheet
Value: $1.58M
Peer Avg: $15.77M
#2202 of 2596 Bottom 15.2% in <100M tier
2163
AMR Growth Rate
growth
Value: -5.28%
Peer Avg: 4.67%
#2163 of 2596 Bottom 16.7% in <100M tier
2131
Deposit Growth Rate
growth
Value: -4.79%
Peer Avg: 16.80%
#2131 of 2596 Bottom 18.0% in <100M tier
2099
Total Assets
balance_sheet
Value: $5.03M
Peer Avg: $29.86M
#2099 of 2596 Bottom 19.2% in <100M tier