BlastPoint's Credit Union Scorecard

ORLEANS PARISH SHERIFF'S

Charter #66259 · LA

2556 CUs in <100M nationally 109 in LA

ORLEANS PARISH SHERIFF'S has 7 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.89% above tier average
  • + Net Interest Margin 1.06% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier
  • + Share Certificate Concentration (%): Top 0.0% in tier
  • + Net Worth Ratio: Top 0.9% in tier
  • + Net Charge-Off Rate: Top 2.0% in tier

Key Concerns

Areas that may need attention

  • - Average Member Relationship (AMR): Bottom 7.2% in tier

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 910
0% YoY-1.7% QoQ
-1.7K 2,615
-1.9% YoY
9,309
+1.0% YoY
33,374
+5.7% YoY
26%
Assets $4.7M
+1.7% YoY-7.3% QoQ
$-25.5M $30.1M
+2.1% YoY
$122.7M
+4.8% YoY
$561.6M
+9.7% YoY
18%
Loans $1.7M
+8.5% YoY+6.2% QoQ
$-14.1M $15.8M
-1.3% YoY
$87.2M
+3.5% YoY
$397.0M
+8.8% YoY
16%
Deposits $2.3M
-0.9% YoY-13.1% QoQ
$-23.3M $25.7M
+1.4% YoY
$104.9M
+5.6% YoY
$477.3M
+9.7% YoY
Bottom 12.9% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.5%
+63.9% YoY-14.4% QoQ
+0.9% 0.6%
+10.8% YoY
0.3%
+12.6% YoY
0.7%
+15.9% YoY
84%
NIM 5.0%
+4.3% YoY-4.9% QoQ
+1.1% 4.0%
+4.0% YoY
4.2%
+2.9% YoY
3.8%
+5.1% YoY
Top 14.5% in tier
Efficiency Ratio 73.5%
-9.0% YoY+4.9% QoQ
-9.1% 82.6%
-2.3% YoY
85.6%
-13.2% YoY
79.7%
-3.3% YoY
35%
Delinquency Rate 1.3%
-0.3% YoY+0.8% QoQ
-0.3 1.6%
-3.1% YoY
1.9%
-8.2% YoY
1.3%
-2.1% YoY
67%
Loan To Share 71.3%
+9.5% YoY+22.1% QoQ
+10.7% 60.6%
-3.1% YoY
71.2%
-2.0% YoY
67.4%
-1.7% YoY
66%
AMR $4,417
+2.8% YoY-4.3% QoQ
$-10K $14,783
-1.4% YoY
$13,375
+3.1% YoY
$19,687
+2.0% YoY
Bottom 7.2% in tier
CD Concentration 0.0% -24.4% 24.4% 15.2% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.0% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
24
Net Worth Ratio
risk
Value: 49.68%
Peer Median: -
#24 of 2556 Top 0.9% in <100M tier
53
Net Charge-Off Rate
risk
Value: -0.23%
Peer Median: -
#53 of 2556 Top 2.0% in <100M tier
341
Loan Growth Rate
growth
Value: 8.53%
Peer Median: -
#341 of 2556 Top 13.3% in <100M tier
370
Net Interest Margin (NIM)
profitability
Value: 5.01%
Peer Median: -
#370 of 2556 Top 14.4% in <100M tier
409
Return on Assets (ROA)
profitability
Value: 1.51%
Peer Median: -
#409 of 2556 Top 16.0% in <100M tier
501
Members Per Employee (MPE)
engagement
Value: 455.000
Peer Median: -
#501 of 2556 Top 19.6% in <100M tier

Top Weaknesses (5 metrics)

2373
Average Member Relationship (AMR)
engagement
Value: $4,417
Peer Median: -
#2373 of 2556 Bottom 7.2% in <100M tier
2269
Loan-to-Member Ratio (LMR)
engagement
Value: $1,839
Peer Median: -
#2269 of 2556 Bottom 11.3% in <100M tier
2225
Total Deposits
balance_sheet
Value: $2.35M
Peer Median: -
#2225 of 2556 Bottom 13.0% in <100M tier
2161
Total Loans
balance_sheet
Value: $1.67M
Peer Median: -
#2161 of 2556 Bottom 15.5% in <100M tier
2102
Total Assets
balance_sheet
Value: $4.66M
Peer Median: -
#2102 of 2556 Bottom 17.8% in <100M tier
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