BlastPoint's Credit Union Scorecard
K C K FIREMEN & POLICE
Charter #66299 · KS
K C K FIREMEN & POLICE has 4 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.75% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.27% below tier average
- - Delinquency rate 0.05% above tier average
- - Fee Income Per Member: Bottom 3.3% in tier
- - Net Charge-Off Rate: Bottom 9.4% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,894
+0.6% YoY-0.6% QoQ
|
-721 |
2,615
-1.9% YoY
|
12,209
-35.0% YoY
|
33,374
+5.7% YoY
|
49% |
| Assets |
$16.4M
+1.2% YoY+1.3% QoQ
|
$-13.8M |
$30.1M
+2.1% YoY
|
$164.3M
-37.3% YoY
|
$561.6M
+9.7% YoY
|
43% |
| Loans |
$9.0M
-4.5% YoY-3.5% QoQ
|
$-6.8M |
$15.8M
-1.3% YoY
|
$120.8M
-36.2% YoY
|
$397.0M
+8.8% YoY
|
48% |
| Deposits |
$13.5M
+1.0% YoY+2.9% QoQ
|
$-12.2M |
$25.7M
+1.4% YoY
|
$139.5M
-36.6% YoY
|
$477.3M
+9.7% YoY
|
43% |
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| ROA |
0.3%
+17.0% YoY-23.8% QoQ
|
-0.3% |
0.6%
+10.8% YoY
|
0.6%
+32.6% YoY
|
0.7%
+15.9% YoY
|
32% |
| NIM |
4.7%
+6.7% YoY+1.3% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
4.0%
+7.1% YoY
|
3.8%
+5.1% YoY
|
80% |
| Efficiency Ratio |
73.8%
+0.9% YoY+3.8% QoQ
|
-8.8% |
82.6%
-2.3% YoY
|
78.8%
-6.8% YoY
|
79.7%
-3.3% YoY
|
35% |
| Delinquency Rate |
1.6%
+22.1% YoY-24.9% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
1.5%
-6.0% YoY
|
1.3%
-2.1% YoY
|
73% |
| Loan To Share |
66.3%
-5.4% YoY-6.2% QoQ
|
+5.6% |
60.6%
-3.1% YoY
|
71.6%
-2.2% YoY
|
67.4%
-1.7% YoY
|
58% |
| AMR |
$11,882
-1.9% YoY+0.9% QoQ
|
$-3K |
$14,783
-1.4% YoY
|
$16,403
+0.2% YoY
|
$19,687
+2.0% YoY
|
38% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 24.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)