BlastPoint's Credit Union Scorecard

PRIORITY PLUS

Charter #663 · DE

2596 CUs in <100M nationally 9 in DE

PRIORITY PLUS has 1 strength but faces 2 concerns

National Analysis

How does the industry compare?

DE Analysis

How does DE stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Indirect Auto Concentration (%): Top 0.0% in tier

Key Concerns

Areas that may need attention

- ROA 0.27% below tier average
- Efficiency ratio 6.17% above tier (higher cost structure)

Core Metrics

As of 2025-Q3

Metric	Current	vs Tier	Tier Avg	State Avg (DE)	National Avg	Tier Percentile
Members	1,916 -1.2% YoY+0.5% QoQ	-709	2,625 -2.2% YoY	17,253 +10.0% YoY	33,089 +6.1% YoY	50%
Assets	$23.2M +0.1% YoY+1.3% QoQ	$-6.7M	$29.9M +1.1% YoY	$195.2M +8.0% YoY	$547.7M +7.8% YoY	52%
Loans	$8.5M -7.4% YoY-5.5% QoQ	$-7.2M	$15.8M -2.4% YoY	$121.5M +9.1% YoY	$388.7M +8.6% YoY	46%
Deposits	$19.1M -0.5% YoY+1.5% QoQ	$-6.4M	$25.5M +0.4% YoY	$172.1M +8.7% YoY	$464.6M +9.3% YoY	51%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

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ROA	0.4% +226.1% YoY-9.5% QoQ	-0.3%	0.7% -731.4% YoY	2.8% +77.8% YoY	0.7% +273.4% YoY	32%
NIM	3.1% +12.4% YoY+0.3% QoQ	-0.8%	3.9% +3.8% YoY	3.3% +6.1% YoY	3.7% +5.0% YoY	23%
Efficiency Ratio	87.6% -9.2% YoY-0.8% QoQ	+6.2%	81.4% -2.4% YoY	77.7% -4.8% YoY	79.1% -3.3% YoY	72%
Delinquency Rate	1.2% +139.0% YoY+25.7% QoQ	-0.3	1.5% -2.0% YoY	2.7% +22.3% YoY	1.2% -0.9% YoY	67%
Loan To Share	44.9% -6.9% YoY-6.9% QoQ	-16.4%	61.2% -3.0% YoY	48.0% +0.7% YoY	68.0% -1.7% YoY	25%
AMR	$14,405 -1.5% YoY-1.3% QoQ	$-222	$14,627 -2.7% YoY	$13,877 +1.3% YoY	$19,418 +1.3% YoY	54%
CD Concentration	25.6% +10.4% YoY+1.1% QoQ	+1.2%	24.4% +4.2% YoY	12.6% +3.7% YoY	19.6% +6.2% YoY	50%
Indirect Auto %	0.0%	-14.0%	14.0% -5.7% YoY	7.8% -5.9% YoY	7.9% -2.9% YoY	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2596 peers in tier

Top Strengths (1 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Avg: -

#1 of 2596 Top 0.0% in <100M tier

Top Weaknesses (2 metrics)

2007

Net Interest Margin (NIM)

profitability

Value: 3.15%

Peer Avg: -

#2007 of 2596 Bottom 22.7% in <100M tier

1993

Share Certificate Concentration (%)

balance_sheet

Value: 25.64%

Peer Avg: -

#1993 of 2596 Bottom 23.3% in <100M tier