PRIORITY PLUS
Charter #663 | DE
<100M
(2596 CUs)
Micro
($0-$500M)
9 <100M in DE
PRIORITY PLUS has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.27% below tier average
- - Efficiency ratio 6.17% above tier (higher cost structure)
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,916
-1.2% YoY+0.5% QoQ
|
-709 |
2,625
-2.2% YoY
|
17,253
+10.0% YoY
|
33,089
+6.1% YoY
|
50th in tier |
| Assets |
$23.2M
+0.1% YoY+1.3% QoQ
|
$-6.7M |
$29.9M
+1.1% YoY
|
$195.2M
+8.0% YoY
|
$547.7M
+7.8% YoY
|
52nd in tier |
| Loans |
$8.5M
-7.4% YoY-5.5% QoQ
|
$-7.2M |
$15.8M
-2.4% YoY
|
$121.5M
+9.1% YoY
|
$388.7M
+8.6% YoY
|
46th in tier |
| Deposits |
$19.1M
-0.5% YoY+1.5% QoQ
|
$-6.4M |
$25.5M
+0.4% YoY
|
$172.1M
+8.7% YoY
|
$464.6M
+9.3% YoY
|
51st in tier |
| ROA |
0.4%
+226.1% YoY-9.5% QoQ
|
-0.3% |
0.7%
-731.4% YoY
|
2.8%
+77.8% YoY
|
0.7%
+273.4% YoY
|
32nd in tier |
| NIM |
3.1%
+12.4% YoY+0.3% QoQ
|
-0.8% |
3.9%
+3.8% YoY
|
3.3%
+6.1% YoY
|
3.7%
+5.0% YoY
|
Bottom 22.7% in tier |
| Efficiency Ratio |
87.6%
-9.2% YoY-0.8% QoQ
|
+6.2% |
81.4%
-2.4% YoY
|
77.7%
-4.8% YoY
|
79.1%
-3.3% YoY
|
72nd in tier |
| Delinquency Rate |
1.2%
+139.0% YoY+25.7% QoQ
|
-0.3 |
1.5%
-2.0% YoY
|
2.7%
+22.3% YoY
|
1.2%
-0.9% YoY
|
67th in tier |
| Loan To Share |
44.9%
-6.9% YoY-6.9% QoQ
|
-16.4% |
61.2%
-3.0% YoY
|
48.0%
+0.7% YoY
|
68.0%
-1.7% YoY
|
Bottom 24.9% in tier |
| AMR |
$14,405
-1.5% YoY-1.3% QoQ
|
$-222 |
$14,627
-2.7% YoY
|
$13,877
+1.3% YoY
|
$19,418
+1.3% YoY
|
54th in tier |
| CD Concentration |
25.6%
+10.4% YoY+1.1% QoQ
|
+1.2% |
24.4%
+4.2% YoY
|
12.6%
+3.7% YoY
|
19.6%
+6.2% YoY
|
50th in tier |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
7.8%
-5.9% YoY
|
7.9%
-2.9% YoY
|
50th in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (1 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
Top Weaknesses (2 metrics)
2007
Net Interest Margin (NIM)
profitability
Value:
3.15%
Peer Avg: 3.93%
#2007 of 2596
Bottom 22.7% in <100M tier
1993
Share Certificate Concentration (%)
balance_sheet
Value:
25.64%
Peer Avg: 15.37%
#1993 of 2596
Bottom 23.3% in <100M tier