BlastPoint's Credit Union Scorecard

PRIORITY PLUS

Charter #663 · DE

<100M

2508 CUs in <100M nationally 9 in DE

PRIORITY PLUS faces 2 concerns requiring attention

National Analysis

How does the industry compare?

DE Analysis

How does DE stack up?

Key Strengths

Areas where this CU excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

- ROA 0.21% below tier average
- Efficiency ratio 5.43% above tier (higher cost structure)

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (DE)	National Avg	Tier Percentile
Members	1,922 -0.5% YoY+0.2% QoQ	-754	2,676 +1.6% YoY	16,940 +7.4% YoY	33,913 +5.7% YoY	50%
Assets	$22.9M -1.7% YoY-1.5% QoQ	$-7.3M	$30.2M +1.3% YoY	$214.1M +16.8% YoY	$578.3M +9.0% YoY	51%
Loans	$8.0M -12.2% YoY-3.7% QoQ	$-7.3M	$15.3M -2.0% YoY	$130.7M +18.0% YoY	$402.4M +8.7% YoY	46%
Deposits	$18.8M -2.3% YoY-1.7% QoQ	$-7.0M	$25.8M +0.7% YoY	$190.3M +16.8% YoY	$494.3M +9.1% YoY	50%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	-0.1% -110.2% YoY-115.9% QoQ	-0.2%	0.1% -77.6% YoY	1.6% +9.6% YoY	0.4% -39.2% YoY	20%
NIM	3.1% +2.8% YoY-1.9% QoQ	-0.9%	4.0% +4.0% YoY	3.5% +6.1% YoY	3.8% +4.1% YoY	22%
Efficiency Ratio	96.1% +13.9% YoY+8.4% QoQ	+5.4%	90.6% +6.5% YoY	78.7% -23.9% YoY	84.6% +2.8% YoY	80%
Delinquency Rate	0.8% -42.0% YoY-10.8% QoQ	-0.7	1.5% +3.8% YoY	2.3% +13.1% YoY	1.2% +3.4% YoY	58%
Loan To Share	42.6% -10.2% YoY-2.0% QoQ	-15.9%	58.5% -3.0% YoY	46.7% +1.2% YoY	65.6% -1.4% YoY	25%
AMR	$13,920 -5.0% YoY-2.5% QoQ	$-964	$14,884 -1.7% YoY	$14,274 +3.2% YoY	$19,920 +1.6% YoY	50%
CD Concentration	29.5% +27.8% YoY+9.4% QoQ	+5.2%	24.3%	13.3%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	7.4%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (1 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

Top Weaknesses (7 metrics)

2207

Net Charge-Off Rate

risk

Value: 1.16%

Peer Median: 0.07%

#2207 of 2508 Bottom 12.0% in <100M tier

2085

Loan Growth Rate

growth

Value: -12.25%

Peer Median: -2.36%

#2085 of 2508 Bottom 16.9% in <100M tier

2080

AMR Growth Rate

growth

Value: -4.98%

Peer Median: 1.27%

#2080 of 2508 Bottom 17.1% in <100M tier

2051

Share Certificate Concentration (%)

balance_sheet

Value: 29.48%

Peer Median: 12.45%

#2051 of 2508 Bottom 18.3% in <100M tier

2011

Return on Assets (ROA)

profitability

Value: -0.06%

Peer Median: 0.61%

#2011 of 2508 Bottom 19.9% in <100M tier

2006

Efficiency Ratio

profitability

Value: 96.06%

Peer Median: 81.45%

#2006 of 2508 Bottom 20.1% in <100M tier

1943

Net Interest Margin (NIM)

profitability

Value: 3.14%

Peer Median: 3.83%

#1943 of 2508 Bottom 22.6% in <100M tier