BlastPoint's Credit Union Scorecard
PRIORITY PLUS
Charter #663 · DE
PRIORITY PLUS faces 2 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.49% below tier average
- - Efficiency ratio 5.50% above tier (higher cost structure)
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 9 that size in Delaware.
- Shares and deposits +2.2% year over year ($19.2M in shares and deposits).
- Membership: 1,916 members, +0.5% vs a year ago.
- Delinquency rate 1.10%.
- Return on assets 0.00%.
- Efficiency ratio 94.26% vs a 88.77% peer average.
- Loan-to-share ratio 41.80% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,916
+0.5% YoY-0.3% QoQ
|
-669 |
2,585
-1.7% YoY
|
17,843
+5.5% YoY
|
34,678
+6.6% YoY
|
50% |
| Assets |
$23.3M
+1.9% YoY+1.9% QoQ
|
$-7.0M |
$30.3M
+1.5% YoY
|
$212.9M
+9.3% YoY
|
$593.1M
+10.2% YoY
|
52% |
| Loans |
$8.0M
-11.3% YoY+0.3% QoQ
|
$-7.4M |
$15.5M
-1.7% YoY
|
$132.7M
+10.6% YoY
|
$418.6M
+10.1% YoY
|
46% |
| Deposits |
$19.2M
+2.2% YoY+2.3% QoQ
|
$-6.6M |
$25.8M
+1.1% YoY
|
$188.9M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
51% |
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| ROA |
0.0%
-99.7% YoY-102.3% QoQ
|
-1.5% |
1.5%
+241.5% YoY
|
1.1%
-28.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 0.1% in tier |
| NIM |
3.1%
+0.3% YoY+0.2% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
3.5%
+5.6% YoY
|
3.8%
+2.3% YoY
|
22% |
| Efficiency Ratio |
94.3%
+6.8% YoY-1.9% QoQ
|
+5.5% |
88.8%
-6.9% YoY
|
79.3%
-0.3% YoY
|
83.0%
-5.3% YoY
|
79% |
| Delinquency Rate |
1.1%
+11.7% YoY+33.8% QoQ
|
-0.5 |
1.5%
+2.1% YoY
|
2.3%
-27.7% YoY
|
1.3%
+2.6% YoY
|
64% |
| Loan To Share |
41.8%
-13.2% YoY-1.9% QoQ
|
-17.1% |
58.9%
-3.1% YoY
|
47.6%
-0.9% YoY
|
66.4%
-1.4% YoY
|
24% |
| AMR |
$14,198
-2.7% YoY+2.0% QoQ
|
$-765 |
$14,963
-6.8% YoY
|
$14,118
+1.5% YoY
|
$20,028
-0.9% YoY
|
51% |
| CD Concentration |
36.0%
+41.8% YoY+22.0% QoQ
|
+11.4% | 24.6% | 13.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)