BlastPoint's Credit Union Scorecard
PRIORITY PLUS
Charter #663 · DE
PRIORITY PLUS has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.24% below tier average
- - Efficiency ratio 6.03% above tier (higher cost structure)
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,918
-0.2% YoY+0.1% QoQ
|
-697 |
2,615
-1.9% YoY
|
17,002
+8.0% YoY
|
33,374
+5.7% YoY
|
50% |
| Assets |
$23.2M
+1.6% YoY+0.3% QoQ
|
$-6.9M |
$30.1M
+2.1% YoY
|
$210.6M
+17.0% YoY
|
$561.6M
+9.7% YoY
|
52% |
| Loans |
$8.3M
-9.7% YoY-2.9% QoQ
|
$-7.5M |
$15.8M
-1.3% YoY
|
$130.5M
+17.1% YoY
|
$397.0M
+8.8% YoY
|
46% |
| Deposits |
$19.1M
+1.5% YoY+0.2% QoQ
|
$-6.6M |
$25.7M
+1.4% YoY
|
$186.4M
+17.6% YoY
|
$477.3M
+9.7% YoY
|
51% |
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| ROA |
0.4%
+27.9% YoY-7.1% QoQ
|
-0.2% |
0.6%
+10.8% YoY
|
2.3%
+136.3% YoY
|
0.7%
+15.9% YoY
|
34% |
| NIM |
3.2%
+8.4% YoY+1.8% QoQ
|
-0.7% |
4.0%
+4.0% YoY
|
3.4%
+5.3% YoY
|
3.8%
+5.1% YoY
|
25% |
| Efficiency Ratio |
88.6%
-3.8% YoY+1.2% QoQ
|
+6.0% |
82.6%
-2.3% YoY
|
76.4%
-7.9% YoY
|
79.7%
-3.3% YoY
|
72% |
| Delinquency Rate |
0.9%
+20.7% YoY-25.5% QoQ
|
-0.6 |
1.6%
-3.1% YoY
|
1.8%
-3.1% YoY
|
1.3%
-2.1% YoY
|
57% |
| Loan To Share |
43.5%
-11.0% YoY-3.1% QoQ
|
-17.1% |
60.6%
-3.1% YoY
|
48.0%
+1.1% YoY
|
67.4%
-1.7% YoY
|
24% |
| AMR |
$14,283
-2.0% YoY-0.9% QoQ
|
$-500 |
$14,783
-1.4% YoY
|
$14,177
+3.6% YoY
|
$19,687
+2.0% YoY
|
53% |
| CD Concentration |
26.9%
+8.0% YoY+5.1% QoQ
|
+2.5% | 24.4% | 13.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)