BlastPoint's Credit Union Scorecard
CENTRAL CREDIT UNION OF MARYLAND,IN
Charter #66340 · MD
CENTRAL CREDIT UNION OF MARYLAND,IN has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.78% above tier average
- + Members Per Employee (MPE): Top 4.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.0% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,369
-5.0% YoY-0.7% QoQ
|
+1.7K |
2,676
+1.6% YoY
|
35,042
+5.0% YoY
|
33,913
+5.7% YoY
|
82% |
| Assets |
$42.2M
-2.2% YoY+1.5% QoQ
|
+$12.0M |
$30.2M
+1.3% YoY
|
$654.4M
+9.6% YoY
|
$578.3M
+9.0% YoY
|
71% |
| Loans |
$16.2M
-4.9% YoY-2.3% QoQ
|
+$909K |
$15.3M
-2.0% YoY
|
$458.0M
+7.3% YoY
|
$402.4M
+8.7% YoY
|
64% |
| Deposits |
$36.9M
-3.0% YoY+1.8% QoQ
|
+$11.1M |
$25.8M
+0.7% YoY
|
$558.1M
+9.3% YoY
|
$494.3M
+9.1% YoY
|
72% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+31.8% YoY+31.1% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.5%
+20.2% YoY
|
0.4%
-39.2% YoY
|
66% |
| NIM |
3.9%
-2.0% YoY-6.5% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.4%
+2.6% YoY
|
3.8%
+4.1% YoY
|
53% |
| Efficiency Ratio |
80.6%
-2.3% YoY-5.9% QoQ
|
-10.0% |
90.6%
+6.5% YoY
|
82.5%
-2.2% YoY
|
84.6%
+2.8% YoY
|
47% |
| Delinquency Rate |
0.2%
-44.4% YoY+24.6% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.2%
+17.1% YoY
|
1.2%
+3.4% YoY
|
28% |
| Loan To Share |
43.9%
-2.0% YoY-4.1% QoQ
|
-14.6% |
58.5%
-3.0% YoY
|
63.5%
+1.0% YoY
|
65.6%
-1.4% YoY
|
27% |
| AMR |
$12,148
+1.5% YoY+1.2% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$21,172
+3.9% YoY
|
$19,920
+1.6% YoY
|
40% |
| CD Concentration |
1.5%
+14.7% YoY+2.1% QoQ
|
-22.8% | 24.3% | 21.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)