BlastPoint's Credit Union Scorecard
HARRISON POLICE & FIREMEN'S
Charter #6638 · NJ
HARRISON POLICE & FIREMEN'S has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.57% above tier average
- + Deposit Growth Rate: Top 6.0% in tier
- + Asset Growth Rate: Top 6.1% in tier
- + Average Member Relationship (AMR): Top 6.4% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 6.7% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,355
+0.7% YoY+0.4% QoQ
|
-1.3K |
2,676
+1.6% YoY
|
7,451
+5.5% YoY
|
33,913
+5.7% YoY
|
37% |
| Assets |
$27.5M
+11.1% YoY-0.5% QoQ
|
$-2.6M |
$30.2M
+1.3% YoY
|
$121.0M
+5.7% YoY
|
$578.3M
+9.0% YoY
|
57% |
| Loans |
$12.4M
+2.9% YoY-1.0% QoQ
|
$-2.8M |
$15.3M
-2.0% YoY
|
$75.7M
+10.1% YoY
|
$402.4M
+8.7% YoY
|
57% |
| Deposits |
$23.4M
+12.1% YoY-0.8% QoQ
|
$-2.4M |
$25.8M
+0.7% YoY
|
$104.6M
+7.1% YoY
|
$494.3M
+9.1% YoY
|
57% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-32.1% YoY-24.1% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.4%
-4.8% YoY
|
0.4%
-39.2% YoY
|
56% |
| NIM |
3.2%
-10.9% YoY-3.7% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.8%
+4.3% YoY
|
3.8%
+4.1% YoY
|
26% |
| Efficiency Ratio |
78.6%
+9.4% YoY+8.0% QoQ
|
-12.1% |
90.6%
+6.5% YoY
|
85.6%
-4.2% YoY
|
84.6%
+2.8% YoY
|
42% |
| Delinquency Rate |
0.9%
-29.0% YoY-0.3% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
2.4%
+59.8% YoY
|
1.2%
+3.4% YoY
|
62% |
| Loan To Share |
53.1%
-8.2% YoY-0.2% QoQ
|
-5.4% |
58.5%
-3.0% YoY
|
51.7%
-1.0% YoY
|
65.6%
-1.4% YoY
|
42% |
| AMR |
$26,454
+8.0% YoY-1.3% QoQ
|
+$12K |
$14,884
-1.7% YoY
|
$16,671
+1.3% YoY
|
$19,920
+1.6% YoY
|
Top 6.5% in tier |
| CD Concentration |
41.3%
+20.8% YoY+4.7% QoQ
|
+17.1% | 24.3% | 14.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 1.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)