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BlastPoint's Credit Union Scorecard

TAYLOR

Charter #66388 · WI

<100M
2508 CUs in <100M nationally 51 in WI

TAYLOR has 5 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.49% above tier average
  • + Total Deposits: Top 3.2% in tier
  • + Total Assets: Top 4.5% in tier
  • + Total Members: Top 4.6% in tier
  • + Total Loans: Top 6.8% in tier

Key Concerns

Areas that may need attention

  • - First Mortgage Concentration (%): Bottom 9.6% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 7,292
-1.8% YoY-0.6% QoQ
+4.6K 2,676
+1.6% YoY
39,491
+5.5% YoY
33,913
+5.7% YoY
Top 4.6% in tier
Assets $88.4M
+5.7% YoY+2.1% QoQ
+$58.2M $30.2M
+1.3% YoY
$762.9M
+12.1% YoY
$578.3M
+9.0% YoY
Top 4.5% in tier
Loans $45.1M
-5.1% YoY-1.0% QoQ
+$29.8M $15.3M
-2.0% YoY
$579.7M
+11.3% YoY
$402.4M
+8.7% YoY
Top 6.9% in tier
Deposits $79.1M
+5.6% YoY+2.4% QoQ
+$53.3M $25.8M
+0.7% YoY
$643.6M
+11.9% YoY
$494.3M
+9.1% YoY
Top 3.3% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.6%
-24.5% YoY-25.4% QoQ
+0.5% 0.1%
-77.6% YoY
0.3%
+1.8% YoY
0.4%
-39.2% YoY
51%
NIM 3.5%
+0.8% YoY-1.0% QoQ
-0.5% 4.0%
+4.0% YoY
3.4%
+8.2% YoY
3.8%
+4.1% YoY
36%
Efficiency Ratio 85.4%
+5.7% YoY+5.5% QoQ
-5.2% 90.6%
+6.5% YoY
77.2%
-0.5% YoY
84.6%
+2.8% YoY
59%
Delinquency Rate 0.2%
+24.3% YoY-9.1% QoQ
-1.3 1.5%
+3.8% YoY
0.7%
-8.9% YoY
1.2%
+3.4% YoY
30%
Loan To Share 57.0%
-10.1% YoY-3.3% QoQ
-1.5% 58.5%
-3.0% YoY
78.6%
-0.5% YoY
65.6%
-1.4% YoY
48%
AMR $17,027
+3.3% YoY+1.7% QoQ
+$2K $14,884
-1.7% YoY
$24,071
+7.1% YoY
$19,920
+1.6% YoY
66%
CD Concentration 16.4%
-0.6% YoY-2.0% QoQ
-7.9% 24.3% 21.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
82
Total Deposits
balance_sheet
Value: $79.09M
Peer Median: $18.77M
#82 of 2508 Top 3.2% in <100M tier
113
Total Assets
balance_sheet
Value: $88.43M
Peer Median: $21.86M
#113 of 2508 Top 4.5% in <100M tier
116
Total Members
engagement
Value: 7,292
Peer Median: 1,918
#116 of 2508 Top 4.6% in <100M tier
172
Total Loans
balance_sheet
Value: $45.07M
Peer Median: $9.48M
#172 of 2508 Top 6.8% in <100M tier
418
Fee Income Per Member
profitability
Value: $131.10
Peer Median: $60.42
#418 of 2508 Top 16.6% in <100M tier
516
Asset Growth Rate
growth
Value: 5.70%
Peer Median: 1.30%
#516 of 2508 Top 20.5% in <100M tier
524
Deposit Growth Rate
growth
Value: 5.64%
Peer Median: 0.66%
#524 of 2508 Top 20.9% in <100M tier

Top Weaknesses (2 metrics)

2269
First Mortgage Concentration (%)
balance_sheet
Value: 46.82%
Peer Median: 3.66%
#2269 of 2508 Bottom 9.6% in <100M tier
2043
Net Worth Ratio
risk
Value: 10.16%
Peer Median: 14.28%
#2043 of 2508 Bottom 18.6% in <100M tier
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