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BlastPoint's Credit Union Scorecard

KENOSHA POLICE AND FIREMEN'S

Charter #66410 · WI

<100M
2508 CUs in <100M nationally 51 in WI

KENOSHA POLICE AND FIREMEN'S has 3 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + Net Worth Ratio: Top 2.5% in tier
  • + Net Charge-Off Rate: Top 5.4% in tier
  • + Deposit Growth Rate: Top 6.3% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.09% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 1,112
-1.0% YoY+0.8% QoQ
-1.6K 2,676
+1.6% YoY
39,491
+5.5% YoY
33,913
+5.7% YoY
31%
Assets $9.1M
+7.8% YoY+4.4% QoQ
$-21.1M $30.2M
+1.3% YoY
$762.9M
+12.1% YoY
$578.3M
+9.0% YoY
29%
Loans $2.9M
-3.9% YoY-6.4% QoQ
$-12.4M $15.3M
-2.0% YoY
$579.7M
+11.3% YoY
$402.4M
+8.7% YoY
24%
Deposits $5.5M
+11.7% YoY+7.4% QoQ
$-20.3M $25.8M
+0.7% YoY
$643.6M
+11.9% YoY
$494.3M
+9.1% YoY
24%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.1%
-94.9% YoY-91.1% QoQ
-0.1% 0.1%
-77.6% YoY
0.3%
+1.8% YoY
0.4%
-39.2% YoY
24%
NIM 2.9%
-15.4% YoY-13.7% QoQ
-1.1% 4.0%
+4.0% YoY
3.4%
+8.2% YoY
3.8%
+4.1% YoY
16%
Efficiency Ratio 73.5%
+7.7% YoY-11.6% QoQ
-17.1% 90.6%
+6.5% YoY
77.2%
-0.5% YoY
84.6%
+2.8% YoY
32%
Delinquency Rate 1.4%
+281.5% YoY+9.0% QoQ
-0.2 1.5%
+3.8% YoY
0.7%
-8.9% YoY
1.2%
+3.4% YoY
72%
Loan To Share 53.0%
-13.9% YoY-12.8% QoQ
-5.5% 58.5%
-3.0% YoY
78.6%
-0.5% YoY
65.6%
-1.4% YoY
42%
AMR $7,563
+6.8% YoY+1.3% QoQ
$-7K $14,884
-1.7% YoY
$24,071
+7.1% YoY
$19,920
+1.6% YoY
17%
CD Concentration 33.2%
+20.5% YoY-1.7% QoQ
+8.9% 24.3% 21.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
63
Net Worth Ratio
risk
Value: 38.55%
Peer Median: 14.28%
#63 of 2508 Top 2.5% in <100M tier
136
Net Charge-Off Rate
risk
Value: -0.25%
Peer Median: 0.07%
#136 of 2508 Top 5.4% in <100M tier
160
Deposit Growth Rate
growth
Value: 11.68%
Peer Median: 0.66%
#160 of 2508 Top 6.3% in <100M tier
301
Asset Growth Rate
growth
Value: 7.83%
Peer Median: 1.30%
#301 of 2508 Top 12.0% in <100M tier
440
AMR Growth Rate
growth
Value: 6.79%
Peer Median: 1.27%
#440 of 2508 Top 17.5% in <100M tier

Top Weaknesses (8 metrics)

2213
Fee Income Per Member
profitability
Value: $2.70
Peer Median: $60.42
#2213 of 2508 Bottom 11.8% in <100M tier
2172
Share Certificate Concentration (%)
balance_sheet
Value: 33.15%
Peer Median: 12.45%
#2172 of 2508 Bottom 13.4% in <100M tier
2110
Net Interest Margin (NIM)
profitability
Value: 2.92%
Peer Median: 3.83%
#2110 of 2508 Bottom 15.9% in <100M tier
2082
Average Member Relationship (AMR)
engagement
Value: $7,563
Peer Median: $13,926
#2082 of 2508 Bottom 17.0% in <100M tier
2004
Loan-to-Member Ratio (LMR)
engagement
Value: $2,621
Peer Median: $4,923
#2004 of 2508 Bottom 20.1% in <100M tier
1918
Return on Assets (ROA)
profitability
Value: 0.06%
Peer Median: 0.61%
#1918 of 2508 Bottom 23.6% in <100M tier
1914
Total Loans
balance_sheet
Value: $2.91M
Peer Median: $9.48M
#1914 of 2508 Bottom 23.7% in <100M tier
1896
Total Deposits
balance_sheet
Value: $5.50M
Peer Median: $18.77M
#1896 of 2508 Bottom 24.4% in <100M tier
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