✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

KENOSHA POLICE AND FIREMEN'S

Charter #66410 · WI

<100M
2437 CUs in <100M nationally 49 in WI

KENOSHA POLICE AND FIREMEN'S has 5 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Charge-Off Rate: Top 0.9% in tier
  • + Net Worth Ratio: Top 2.8% in tier
  • + Deposit Growth Rate: Top 3.0% in tier
  • + AMR Growth Rate: Top 5.5% in tier
  • + Asset Growth Rate: Top 6.2% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.06% below tier average
  • - Share Certificate Concentration (%): Bottom 7.1% in tier
  • - Fee Income Per Member: Bottom 8.5% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
  • Shares and deposits +16.1% year over year ($5.7M in shares and deposits).
  • Membership: 1,082 members, -1.0% vs a year ago.
  • Delinquency rate 1.24%.
  • Return on assets 0.44%.
  • Efficiency ratio 73.31% vs a 88.77% peer average.
  • Loan-to-share ratio 55.23% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 1,082
-1.0% YoY-2.7% QoQ
-1.5K 2,585
-1.7% YoY
40,085
+5.1% YoY
34,678
+6.6% YoY
30%
Assets $9.3M
+10.4% YoY+2.2% QoQ
$-21.0M $30.3M
+1.5% YoY
$782.0M
+12.1% YoY
$593.1M
+10.2% YoY
30%
Loans $3.1M
+7.6% YoY+7.6% QoQ
$-12.3M $15.5M
-1.7% YoY
$600.2M
+11.1% YoY
$418.6M
+10.1% YoY
25%
Deposits $5.7M
+16.1% YoY+3.3% QoQ
$-20.1M $25.8M
+1.1% YoY
$658.6M
+12.2% YoY
$504.8M
+10.3% YoY
25%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.4%
-63.9% YoY+642.0% QoQ
-1.1% 1.5%
+241.5% YoY
1.0%
+81.4% YoY
1.2%
+121.4% YoY
27%
NIM 3.0%
-15.3% YoY+1.4% QoQ
-0.9% 3.9%
+0.9% YoY
3.7%
+9.7% YoY
3.8%
+2.3% YoY
16%
Efficiency Ratio 73.3%
+10.9% YoY-0.3% QoQ
-15.5% 88.8%
-6.9% YoY
75.5%
-0.0% YoY
83.0%
-5.3% YoY
32%
Delinquency Rate 1.2%
+95.7% YoY-8.1% QoQ
-0.3 1.5%
+2.1% YoY
0.8%
-17.5% YoY
1.3%
+2.6% YoY
67%
Loan To Share 55.2%
-7.3% YoY+4.1% QoQ
-3.7% 58.9%
-3.1% YoY
79.3%
-0.8% YoY
66.4%
-1.4% YoY
45%
AMR $8,144
+14.1% YoY+7.7% QoQ
$-7K $14,963
-6.8% YoY
$24,272
+7.8% YoY
$20,028
-0.9% YoY
20%
CD Concentration 41.3%
+42.4% YoY+24.5% QoQ
+16.7% 24.6% 21.6% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 8.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
23
Net Charge-Off Rate
risk
Value: -1.03%
Peer Median: 0.18%
#23 of 2437 Top 0.9% in <100M tier
69
Net Worth Ratio
risk
Value: 37.91%
Peer Median: 14.28%
#69 of 2437 Top 2.8% in <100M tier
73
Deposit Growth Rate
growth
Value: 16.12%
Peer Median: 0.92%
#73 of 2437 Top 3.0% in <100M tier
136
AMR Growth Rate
growth
Value: 14.08%
Peer Median: 1.04%
#136 of 2437 Top 5.5% in <100M tier
152
Asset Growth Rate
growth
Value: 10.36%
Peer Median: 1.25%
#152 of 2437 Top 6.2% in <100M tier
328
Loan Growth Rate
growth
Value: 7.59%
Peer Median: -2.63%
#328 of 2437 Top 13.4% in <100M tier

Top Weaknesses (6 metrics)

2265
Share Certificate Concentration (%)
balance_sheet
Value: 41.27%
Peer Median: 12.77%
#2265 of 2437 Bottom 7.1% in <100M tier
2231
Fee Income Per Member
profitability
Value: $1.85
Peer Median: $63.89
#2231 of 2437 Bottom 8.5% in <100M tier
2059
Net Interest Margin (NIM)
profitability
Value: 2.96%
Peer Median: 3.87%
#2059 of 2437 Bottom 15.6% in <100M tier
1959
Average Member Relationship (AMR)
engagement
Value: $8,144
Peer Median: $13,967
#1959 of 2437 Bottom 19.7% in <100M tier
1866
Loan-to-Member Ratio (LMR)
engagement
Value: $2,897
Peer Median: $4,937
#1866 of 2437 Bottom 23.5% in <100M tier
1836
Total Deposits
balance_sheet
Value: $5.68M
Peer Median: $18.69M
#1836 of 2437 Bottom 24.7% in <100M tier
Link copied to clipboard!