BlastPoint's Credit Union Scorecard

INDIANHEAD

Charter #66434 ยท WI

2596 CUs in <100M nationally 53 in WI

INDIANHEAD has 7 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.27% above tier average
  • + Net Interest Margin 0.53% above tier average
  • + Total Assets: Top 1.3% in tier
  • + Total Loans: Top 1.4% in tier
  • + Total Deposits: Top 2.6% in tier
  • + Total Members: Top 5.3% in tier
  • + Loan Growth Rate: Top 5.8% in tier

Key Concerns

Areas that may need attention

  • - Indirect Auto Concentration (%): Bottom 4.9% in tier

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 7,240
+1.9% YoY+0.8% QoQ
+4.6K 2,625
-2.2% YoY
38,719
+8.7% YoY
33,089
+6.1% YoY
Top 5.3% in tier
Assets $96.2M
+1.4% YoY+4.5% QoQ
+$66.3M $29.9M
+1.1% YoY
$717.4M
+12.8% YoY
$547.7M
+7.8% YoY
Top 1.4% in tier
Loans $63.5M
+15.2% YoY+4.7% QoQ
+$47.7M $15.8M
-2.4% YoY
$555.6M
+13.3% YoY
$388.7M
+8.6% YoY
Top 1.4% in tier
Deposits $80.0M
-1.2% YoY+3.9% QoQ
+$54.5M $25.5M
+0.4% YoY
$603.1M
+13.2% YoY
$464.6M
+9.3% YoY
Top 2.6% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights โ€” always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard โ†’

ROA 2.0%
-5.8% YoY+3.3% QoQ
+1.3% 0.7%
-731.4% YoY
0.7%
-20.1% YoY
0.7%
+273.4% YoY
Top 9.8% in tier
NIM 4.5%
+5.5% YoY-0.8% QoQ
+0.5% 3.9%
+3.8% YoY
3.5%
-0.2% YoY
3.7%
+5.0% YoY
72%
Efficiency Ratio 60.8%
+11.2% YoY-1.0% QoQ
-20.6% 81.4%
-2.4% YoY
74.2%
-2.5% YoY
79.1%
-3.3% YoY
15%
Delinquency Rate 0.3%
-60.9% YoY-50.3% QoQ
-1.2 1.5%
-2.0% YoY
1.0%
+20.8% YoY
1.2%
-0.9% YoY
34%
Loan To Share 79.4%
+16.6% YoY+0.8% QoQ
+18.2% 61.2%
-3.0% YoY
80.3%
+0.1% YoY
68.0%
-1.7% YoY
77%
AMR $19,814
+3.5% YoY+3.5% QoQ
+$5K $14,627
-2.7% YoY
$22,950
+4.4% YoY
$19,418
+1.3% YoY
79%
CD Concentration 9.1%
+6.2% YoY+80.8% QoQ
-15.3% 24.4%
+4.2% YoY
21.1%
+6.2% YoY
19.6%
+6.2% YoY
50%
Indirect Auto % 24.5%
+3.7% YoY+0.3% QoQ
+10.5% 14.0%
-5.7% YoY
8.1%
-7.1% YoY
7.9%
-2.9% YoY
50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (11 metrics)

36
Total Assets
balance_sheet
Value: $96.18M
Peer Avg: -
#36 of 2596 Top 1.3% in <100M tier
37
Total Loans
balance_sheet
Value: $63.49M
Peer Avg: -
#37 of 2596 Top 1.4% in <100M tier
68
Total Deposits
balance_sheet
Value: $79.97M
Peer Avg: -
#68 of 2596 Top 2.6% in <100M tier
138
Total Members
engagement
Value: 7,240
Peer Avg: -
#138 of 2596 Top 5.3% in <100M tier
152
Loan Growth Rate
growth
Value: 15.23%
Peer Avg: -
#152 of 2596 Top 5.8% in <100M tier
255
Return on Assets (ROA)
profitability
Value: 1.95%
Peer Avg: -
#255 of 2596 Top 9.8% in <100M tier
344
Loan-to-Member Ratio (LMR)
engagement
Value: $8,769
Peer Avg: -
#344 of 2596 Top 13.2% in <100M tier
394
Efficiency Ratio
profitability
Value: 60.82%
Peer Avg: -
#394 of 2596 Top 15.1% in <100M tier
461
Member Growth Rate
growth
Value: 1.91%
Peer Avg: -
#461 of 2596 Top 17.7% in <100M tier
552
Average Member Relationship (AMR)
engagement
Value: $19,814
Peer Avg: -
#552 of 2596 Top 21.2% in <100M tier

Top Weaknesses (2 metrics)

2470
Indirect Auto Concentration (%)
balance_sheet
Value: 24.45%
Peer Avg: -
#2470 of 2596 Bottom 4.9% in <100M tier
2268
First Mortgage Concentration (%)
balance_sheet
Value: 40.50%
Peer Avg: -
#2268 of 2596 Bottom 12.7% in <100M tier
Link copied to clipboard!