BlastPoint's Credit Union Scorecard
INDIANHEAD
Charter #66434 · WI
INDIANHEAD has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.37% above tier average
- + Net Interest Margin 0.42% above tier average
- + Total Assets: Top 0.9% in tier
- + Total Loans: Top 0.9% in tier
- + Total Deposits: Top 2.6% in tier
- + Total Members: Top 5.0% in tier
- + Loan Growth Rate: Top 5.5% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 4.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,262
+1.7% YoY+0.3% QoQ
|
+4.6K |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
Top 5.0% in tier |
| Assets |
$97.7M
+5.5% YoY+1.5% QoQ
|
+$67.5M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
Top 0.9% in tier |
| Loans |
$65.4M
+15.8% YoY+3.0% QoQ
|
+$49.6M |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
Top 0.9% in tier |
| Deposits |
$80.7M
+3.1% YoY+0.9% QoQ
|
+$55.0M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
Top 2.6% in tier |
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| ROA |
2.0%
-1.1% YoY+2.0% QoQ
|
+1.4% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
Top 7.1% in tier |
| NIM |
4.4%
-0.4% YoY-2.0% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
70% |
| Efficiency Ratio |
59.4%
+4.3% YoY-2.3% QoQ
|
-23.1% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
Bottom 10.9% in tier |
| Delinquency Rate |
0.8%
+103.5% YoY+143.4% QoQ
|
-0.8 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
53% |
| Loan To Share |
81.0%
+12.3% YoY+2.0% QoQ
|
+20.4% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
79% |
| AMR |
$20,117
+6.6% YoY+1.5% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
79% |
| CD Concentration |
7.2%
+28.2% YoY-21.8% QoQ
|
-17.3% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % |
24.3%
-3.2% YoY-0.7% QoQ
|
+10.5% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)