BlastPoint's Credit Union Scorecard

INDIANHEAD

Charter #66434 · WI

<100M
2508 CUs in <100M nationally 51 in WI

INDIANHEAD has 7 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.54% above tier average
  • + Net Interest Margin 0.23% above tier average
  • + Total Assets: Top 0.2% in tier
  • + Total Loans: Top 0.4% in tier
  • + Total Deposits: Top 2.2% in tier
  • + Total Members: Top 4.7% in tier
  • + Loan Growth Rate: Top 5.3% in tier

Key Concerns

Areas that may need attention

  • - Indirect Auto Concentration (%): Bottom 4.8% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 7,274
+1.4% YoY+0.2% QoQ
+4.6K 2,676
+1.6% YoY
39,491
+5.5% YoY
33,913
+5.7% YoY
Top 4.7% in tier
Assets $98.8M
+4.4% YoY+1.1% QoQ
+$68.6M $30.2M
+1.3% YoY
$762.9M
+12.1% YoY
$578.3M
+9.0% YoY
Top 0.2% in tier
Loans $66.7M
+15.5% YoY+2.1% QoQ
+$51.5M $15.3M
-2.0% YoY
$579.7M
+11.3% YoY
$402.4M
+8.7% YoY
Top 0.5% in tier
Deposits $81.5M
+2.5% YoY+1.0% QoQ
+$55.8M $25.8M
+0.7% YoY
$643.6M
+11.9% YoY
$494.3M
+9.1% YoY
Top 2.3% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.7%
-11.6% YoY-15.4% QoQ
+1.5% 0.1%
-77.6% YoY
0.3%
+1.8% YoY
0.4%
-39.2% YoY
Top 11.2% in tier
NIM 4.2%
-3.6% YoY-3.2% QoQ
+0.2% 4.0%
+4.0% YoY
3.4%
+8.2% YoY
3.8%
+4.1% YoY
68%
Efficiency Ratio 64.8%
+6.8% YoY+9.1% QoQ
-25.8% 90.6%
+6.5% YoY
77.2%
-0.5% YoY
84.6%
+2.8% YoY
18%
Delinquency Rate 0.7%
+93.1% YoY-15.3% QoQ
-0.8 1.5%
+3.8% YoY
0.7%
-8.9% YoY
1.2%
+3.4% YoY
51%
Loan To Share 81.8%
+12.7% YoY+1.1% QoQ
+23.3% 58.5%
-3.0% YoY
78.6%
-0.5% YoY
65.6%
-1.4% YoY
84%
AMR $20,384
+6.5% YoY+1.3% QoQ
+$5K $14,884
-1.7% YoY
$24,071
+7.1% YoY
$19,920
+1.6% YoY
80%
CD Concentration 3.8%
-25.4% YoY-47.2% QoQ
-20.5% 24.3% 21.6% 19.8% 50%
Indirect Auto % 23.7%
-5.7% YoY-2.3% QoQ
+9.9% 13.8% 8.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (12 metrics)

6
Total Assets
balance_sheet
Value: $98.77M
Peer Median: $21.86M
#6 of 2508 Top 0.2% in <100M tier
12
Total Loans
balance_sheet
Value: $66.73M
Peer Median: $9.48M
#12 of 2508 Top 0.4% in <100M tier
57
Total Deposits
balance_sheet
Value: $81.54M
Peer Median: $18.77M
#57 of 2508 Top 2.2% in <100M tier
118
Total Members
engagement
Value: 7,274
Peer Median: 1,918
#118 of 2508 Top 4.7% in <100M tier
135
Loan Growth Rate
growth
Value: 15.52%
Peer Median: -2.36%
#135 of 2508 Top 5.3% in <100M tier
272
Loan-to-Member Ratio (LMR)
engagement
Value: $9,174
Peer Median: $4,923
#272 of 2508 Top 10.8% in <100M tier
281
Return on Assets (ROA)
profitability
Value: 1.69%
Peer Median: 0.61%
#281 of 2508 Top 11.2% in <100M tier
407
Loan-to-Share Ratio
balance_sheet
Value: 81.84%
Peer Median: 58.72%
#407 of 2508 Top 16.2% in <100M tier
440
Efficiency Ratio
profitability
Value: 64.80%
Peer Median: 81.45%
#440 of 2508 Top 17.5% in <100M tier
469
AMR Growth Rate
growth
Value: 6.47%
Peer Median: 1.27%
#469 of 2508 Top 18.7% in <100M tier

Top Weaknesses (2 metrics)

2389
Indirect Auto Concentration (%)
balance_sheet
Value: 23.73%
Peer Median: 0.00%
#2389 of 2508 Bottom 4.8% in <100M tier
2199
First Mortgage Concentration (%)
balance_sheet
Value: 42.06%
Peer Median: 3.66%
#2199 of 2508 Bottom 12.4% in <100M tier
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