BlastPoint's Credit Union Scorecard
GUNDERSEN
Charter #66477 · WI
GUNDERSEN has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.34% above tier average
- + Loan-to-Member Ratio (LMR): Top 3.0% in tier
- + Average Member Relationship (AMR): Top 5.2% in tier
- + Total Loans: Top 5.7% in tier
- + Loan Growth Rate: Top 7.3% in tier
- + Loan-to-Share Ratio: Top 8.7% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 7.3% in tier
- - First Mortgage Concentration (%): Bottom 9.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,632
+1.2% YoY+0.1% QoQ
|
+1.0K |
2,625
-2.2% YoY
|
38,719
+8.7% YoY
|
33,089
+6.1% YoY
|
75% |
| Assets |
$61.6M
+1.0% YoY+0.3% QoQ
|
+$31.7M |
$29.9M
+1.1% YoY
|
$717.4M
+12.8% YoY
|
$547.7M
+7.8% YoY
|
84% |
| Loans |
$49.2M
+13.1% YoY+2.9% QoQ
|
+$33.4M |
$15.8M
-2.4% YoY
|
$555.6M
+13.3% YoY
|
$388.7M
+8.6% YoY
|
Top 5.8% in tier |
| Deposits |
$53.1M
-0.4% YoY-0.4% QoQ
|
+$27.7M |
$25.5M
+0.4% YoY
|
$603.1M
+13.2% YoY
|
$464.6M
+9.3% YoY
|
84% |
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| ROA |
1.0%
+283.8% YoY+2.7% QoQ
|
+0.3% |
0.7%
-731.4% YoY
|
0.7%
-20.1% YoY
|
0.7%
+273.4% YoY
|
62% |
| NIM |
3.0%
+28.0% YoY+4.0% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.5%
-0.2% YoY
|
3.7%
+5.0% YoY
|
19% |
| Efficiency Ratio |
70.3%
-20.9% YoY-0.8% QoQ
|
-11.1% |
81.4%
-2.4% YoY
|
74.2%
-2.5% YoY
|
79.1%
-3.3% YoY
|
32% |
| Delinquency Rate |
0.1%
+8.2% YoY+6.6% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
1.0%
+20.8% YoY
|
1.2%
-0.9% YoY
|
23% |
| Loan To Share |
92.6%
+13.6% YoY+3.3% QoQ
|
+31.3% |
61.2%
-3.0% YoY
|
80.3%
+0.1% YoY
|
68.0%
-1.7% YoY
|
Top 8.9% in tier |
| AMR |
$28,170
+4.4% YoY+1.1% QoQ
|
+$14K |
$14,627
-2.7% YoY
|
$22,950
+4.4% YoY
|
$19,418
+1.3% YoY
|
Top 5.3% in tier |
| CD Concentration |
25.2%
-15.1% YoY-7.6% QoQ
|
+0.8% |
24.4%
+4.2% YoY
|
21.1%
+6.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
16.2%
+1.8% YoY+7.2% QoQ
|
+2.2% |
14.0%
-5.7% YoY
|
8.1%
-7.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)