BlastPoint's Credit Union Scorecard
IRON COUNTY COMMUNITY
Charter #66503 · WI
IRON COUNTY COMMUNITY has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.50% above tier average
- + Net Interest Margin 0.88% above tier average
- + Net Charge-Off Rate: Top 2.5% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.46% above tier average
- - Indirect Auto Concentration (%): Bottom 5.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
- Shares and deposits +1.4% year over year ($37.6M in shares and deposits).
- Membership: 3,815 members, -0.4% vs a year ago.
- Delinquency rate 2.00%.
- Return on assets 2.99%.
- Efficiency ratio 58.85% vs a 88.77% peer average.
- Loan-to-share ratio 85.43% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,815
-0.4% YoY+0.1% QoQ
|
+1.2K |
2,585
-1.7% YoY
|
40,085
+5.1% YoY
|
34,678
+6.6% YoY
|
77% |
| Assets |
$47.4M
+4.2% YoY-1.2% QoQ
|
+$17.1M |
$30.3M
+1.5% YoY
|
$782.0M
+12.1% YoY
|
$593.1M
+10.2% YoY
|
75% |
| Loans |
$32.1M
+0.2% YoY+1.2% QoQ
|
+$16.7M |
$15.5M
-1.7% YoY
|
$600.2M
+11.1% YoY
|
$418.6M
+10.1% YoY
|
85% |
| Deposits |
$37.6M
+1.4% YoY-2.5% QoQ
|
+$11.8M |
$25.8M
+1.1% YoY
|
$658.6M
+12.2% YoY
|
$504.8M
+10.3% YoY
|
73% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
3.0%
+124.9% YoY+9.7% QoQ
|
+1.5% |
1.5%
+241.5% YoY
|
1.0%
+81.4% YoY
|
1.2%
+121.4% YoY
|
Top 4.2% in tier |
| NIM |
4.8%
-0.1% YoY+0.4% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
3.7%
+9.7% YoY
|
3.8%
+2.3% YoY
|
84% |
| Efficiency Ratio |
58.8%
-1.8% YoY-3.6% QoQ
|
-29.9% |
88.8%
-6.9% YoY
|
75.5%
-0.0% YoY
|
83.0%
-5.3% YoY
|
Top 10.8% in tier |
| Delinquency Rate |
2.0%
+4.8% YoY+72.5% QoQ
|
+0.5 |
1.5%
+2.1% YoY
|
0.8%
-17.5% YoY
|
1.3%
+2.6% YoY
|
79% |
| Loan To Share |
85.4%
-1.2% YoY+3.8% QoQ
|
+26.5% |
58.9%
-3.1% YoY
|
79.3%
-0.8% YoY
|
66.4%
-1.4% YoY
|
Top 13.7% in tier |
| AMR |
$18,282
+1.3% YoY-0.9% QoQ
|
+$3K |
$14,963
-6.8% YoY
|
$24,272
+7.8% YoY
|
$20,028
-0.9% YoY
|
70% |
| CD Concentration |
9.7%
-32.5% YoY-15.4% QoQ
|
-14.9% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % |
19.5%
+1.3% YoY+3.3% QoQ
|
+5.8% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)