BlastPoint's Credit Union Scorecard
RACINE MUNICIPAL EMPLOYEES
Charter #66622 · WI
RACINE MUNICIPAL EMPLOYEES demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.73% above tier average
- + Asset Growth Rate: Top 7.4% in tier
- + Deposit Growth Rate: Top 8.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,893
+0.8% YoY+0.2% QoQ
|
-722 |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
49% |
| Assets |
$24.4M
+10.9% YoY-0.9% QoQ
|
$-5.7M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
53% |
| Loans |
$15.6M
+0.4% YoY-0.1% QoQ
|
$-198K |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
62% |
| Deposits |
$21.1M
+10.9% YoY-1.0% QoQ
|
$-4.6M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
54% |
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| ROA |
1.4%
+81.7% YoY+0.6% QoQ
|
+0.7% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
80% |
| NIM |
3.8%
+7.9% YoY+0.6% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
46% |
| Efficiency Ratio |
66.2%
-6.7% YoY+0.8% QoQ
|
-16.4% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
20% |
| Delinquency Rate |
1.0%
+91.2% YoY+43.5% QoQ
|
-0.6 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
60% |
| Loan To Share |
73.9%
-9.5% YoY+1.0% QoQ
|
+13.3% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
70% |
| AMR |
$19,351
+5.3% YoY-0.8% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
76% |
| CD Concentration |
20.1%
+25.1% YoY+11.7% QoQ
|
-4.3% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)