BlastPoint's Credit Union Scorecard
WISCONSIN MEDICAL
Charter #66625 · WI
WISCONSIN MEDICAL has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.33% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.69% below tier average
- - Member decline: -2.9% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
- Shares and deposits +3.1% year over year ($13.8M in shares and deposits).
- Membership: 1,222 members, -2.9% vs a year ago.
- Delinquency rate 0.21%.
- Return on assets 0.80%.
- Efficiency ratio 82.67% vs a 88.77% peer average.
- Loan-to-share ratio 70.33% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,222
-2.9% YoY-0.9% QoQ
|
-1.4K |
2,585
-1.7% YoY
|
40,085
+5.1% YoY
|
34,678
+6.6% YoY
|
34% |
| Assets |
$15.9M
+3.9% YoY+4.6% QoQ
|
$-14.4M |
$30.3M
+1.5% YoY
|
$782.0M
+12.1% YoY
|
$593.1M
+10.2% YoY
|
42% |
| Loans |
$9.7M
+0.3% YoY-1.3% QoQ
|
$-5.7M |
$15.5M
-1.7% YoY
|
$600.2M
+11.1% YoY
|
$418.6M
+10.1% YoY
|
51% |
| Deposits |
$13.8M
+3.1% YoY+5.0% QoQ
|
$-12.0M |
$25.8M
+1.1% YoY
|
$658.6M
+12.2% YoY
|
$504.8M
+10.3% YoY
|
43% |
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| ROA |
0.8%
-1.1% YoY+101.3% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
1.0%
+81.4% YoY
|
1.2%
+121.4% YoY
|
50% |
| NIM |
4.2%
+3.6% YoY-0.1% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.7%
+9.7% YoY
|
3.8%
+2.3% YoY
|
66% |
| Efficiency Ratio |
82.7%
+6.3% YoY-3.1% QoQ
|
-6.1% |
88.8%
-6.9% YoY
|
75.5%
-0.0% YoY
|
83.0%
-5.3% YoY
|
55% |
| Delinquency Rate |
0.2%
+19.6% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
0.8%
-17.5% YoY
|
1.3%
+2.6% YoY
|
27% |
| Loan To Share |
70.3%
-2.7% YoY-6.0% QoQ
|
+11.4% |
58.9%
-3.1% YoY
|
79.3%
-0.8% YoY
|
66.4%
-1.4% YoY
|
67% |
| AMR |
$19,301
+5.0% YoY+3.2% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$24,272
+7.8% YoY
|
$20,028
-0.9% YoY
|
75% |
| CD Concentration |
18.3%
-2.8% YoY-5.5% QoQ
|
-6.2% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)