BlastPoint's Credit Union Scorecard
BREWERY
Charter #66637 · WI
BREWERY has 3 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.90% above tier average
- + Fee Income Per Member: Top 3.0% in tier
- + Total Members: Top 3.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.85% below tier average
- - Delinquency rate 3.45% above tier average
- - Member decline: -4.6% YoY
- - Total Delinquency Rate (60+ days): Bottom 6.4% in tier
- - Indirect Auto Concentration (%): Bottom 8.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
- Shares and deposits -2.1% year over year ($44.1M in shares and deposits).
- Membership: 7,626 members, -4.6% vs a year ago.
- Delinquency rate 5.00%.
- Return on assets 0.64%.
- Efficiency ratio 80.52% vs a 88.77% peer average.
- Loan-to-share ratio 78.47% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,626
-4.6% YoY-0.6% QoQ
|
+5.0K |
2,585
-1.7% YoY
|
40,085
+5.1% YoY
|
34,678
+6.6% YoY
|
Top 3.8% in tier |
| Assets |
$58.8M
-1.5% YoY+1.2% QoQ
|
+$28.5M |
$30.3M
+1.5% YoY
|
$782.0M
+12.1% YoY
|
$593.1M
+10.2% YoY
|
82% |
| Loans |
$34.6M
-10.4% YoY-2.1% QoQ
|
+$19.1M |
$15.5M
-1.7% YoY
|
$600.2M
+11.1% YoY
|
$418.6M
+10.1% YoY
|
Top 13.6% in tier |
| Deposits |
$44.1M
-2.1% YoY+1.4% QoQ
|
+$18.3M |
$25.8M
+1.1% YoY
|
$658.6M
+12.2% YoY
|
$504.8M
+10.3% YoY
|
78% |
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| ROA |
0.6%
-780.8% YoY+603.0% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
1.0%
+81.4% YoY
|
1.2%
+121.4% YoY
|
40% |
| NIM |
4.8%
-5.2% YoY-1.6% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
3.7%
+9.7% YoY
|
3.8%
+2.3% YoY
|
85% |
| Efficiency Ratio |
80.5%
-0.5% YoY-4.2% QoQ
|
-8.2% |
88.8%
-6.9% YoY
|
75.5%
-0.0% YoY
|
83.0%
-5.3% YoY
|
50% |
| Delinquency Rate |
5.0%
+136.0% YoY+18.6% QoQ
|
+3.4 |
1.5%
+2.1% YoY
|
0.8%
-17.5% YoY
|
1.3%
+2.6% YoY
|
Bottom 6.4% in tier |
| Loan To Share |
78.5%
-8.4% YoY-3.5% QoQ
|
+19.6% |
58.9%
-3.1% YoY
|
79.3%
-0.8% YoY
|
66.4%
-1.4% YoY
|
79% |
| AMR |
$10,310
-1.4% YoY+0.4% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$24,272
+7.8% YoY
|
$20,028
-0.9% YoY
|
29% |
| CD Concentration |
14.5%
-19.3% YoY+0.4% QoQ
|
-10.1% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % |
9.6%
-32.8% YoY-12.7% QoQ
|
-4.1% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)