BlastPoint's Credit Union Scorecard

DAIRYLAND POWER

Charter #66665 · WI

<100M
2508 CUs in <100M nationally 51 in WI

DAIRYLAND POWER has 3 strengths but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Loan-to-Member Ratio (LMR): Top 4.2% in tier
  • + Average Member Relationship (AMR): Top 6.7% in tier

Key Concerns

Areas that may need attention

  • - ROA 24.55% below tier average
  • - Member decline: -2.0% YoY
  • - Efficiency Ratio: Bottom 0.0% in tier
  • - Net Interest Margin (NIM): Bottom 0.1% in tier
  • - First Mortgage Concentration (%): Bottom 6.8% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 1,208
-2.0% YoY-0.2% QoQ
-1.5K 2,676
+1.6% YoY
39,491
+5.5% YoY
33,913
+5.7% YoY
34%
Assets $20.6M
+2.4% YoY+1.4% QoQ
$-9.6M $30.2M
+1.3% YoY
$762.9M
+12.1% YoY
$578.3M
+9.0% YoY
48%
Loans $14.6M
+0.6% YoY-0.4% QoQ
$-664K $15.3M
-2.0% YoY
$579.7M
+11.3% YoY
$402.4M
+8.7% YoY
61%
Deposits $17.1M
+8.5% YoY+9.6% QoQ
$-8.7M $25.8M
+0.7% YoY
$643.6M
+11.9% YoY
$494.3M
+9.1% YoY
48%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA -24.4%
-1616.0% YoY-1279.6% QoQ
-24.5% 0.1%
-77.6% YoY
0.3%
+1.8% YoY
0.4%
-39.2% YoY
Bottom 0.3% in tier
NIM -21.8%
-646.7% YoY-621.6% QoQ
-25.8% 4.0%
+4.0% YoY
3.4%
+8.2% YoY
3.8%
+4.1% YoY
Bottom 0.1% in tier
Efficiency Ratio - - 90.6%
+6.5% YoY
77.2%
-0.5% YoY
84.6%
+2.8% YoY
-
Delinquency Rate 0.0%
-100.0% YoY
-1.5 1.5%
+3.8% YoY
0.7%
-8.9% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 85.5%
-7.2% YoY-9.1% QoQ
+27.0% 58.5%
-3.0% YoY
78.6%
-0.5% YoY
65.6%
-1.4% YoY
Top 12.0% in tier
AMR $26,246
+6.9% YoY+4.9% QoQ
+$11K $14,884
-1.7% YoY
$24,071
+7.1% YoY
$19,920
+1.6% YoY
Top 6.7% in tier
CD Concentration 9.2%
-9.7% YoY-13.5% QoQ
-15.1% 24.3% 21.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
107
Loan-to-Member Ratio (LMR)
engagement
Value: $12,100
Peer Median: $4,923
#107 of 2508 Top 4.2% in <100M tier
169
Average Member Relationship (AMR)
engagement
Value: $26,246
Peer Median: $13,926
#169 of 2508 Top 6.7% in <100M tier
280
Deposit Growth Rate
growth
Value: 8.48%
Peer Median: 0.66%
#280 of 2508 Top 11.1% in <100M tier
298
Loan-to-Share Ratio
balance_sheet
Value: 85.53%
Peer Median: 58.72%
#298 of 2508 Top 11.8% in <100M tier
435
AMR Growth Rate
growth
Value: 6.89%
Peer Median: 1.27%
#435 of 2508 Top 17.3% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (4 metrics)

2508
Efficiency Ratio
profitability
Value: -
Peer Median: 81.45%
#2508 of 2508 Bottom 0.1% in <100M tier
2507
Net Interest Margin (NIM)
profitability
Value: -21.79%
Peer Median: 3.83%
#2507 of 2508 Bottom 0.1% in <100M tier
2500
Return on Assets (ROA)
profitability
Value: -24.40%
Peer Median: 0.61%
#2500 of 2508 Bottom 0.4% in <100M tier
2338
First Mortgage Concentration (%)
balance_sheet
Value: 53.33%
Peer Median: 3.66%
#2338 of 2508 Bottom 6.8% in <100M tier
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