BlastPoint's Credit Union Scorecard
DAIRYLAND POWER
Charter #66665 · WI
DAIRYLAND POWER has 9 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.33% above tier average
- + Net Interest Margin 0.21% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan-to-Member Ratio (LMR): Top 4.4% in tier
- + Loan-to-Share Ratio: Top 7.1% in tier
- + Average Member Relationship (AMR): Top 7.7% in tier
- + Efficiency Ratio: Top 7.9% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.6% YoY
- - First Mortgage Concentration (%): Bottom 7.0% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,225
-2.6% YoY-0.2% QoQ
|
-1.4K |
2,625
-2.2% YoY
|
38,719
+8.7% YoY
|
33,089
+6.1% YoY
|
34% |
| Assets |
$20.4M
+3.3% YoY+1.5% QoQ
|
$-9.4M |
$29.9M
+1.1% YoY
|
$717.4M
+12.8% YoY
|
$547.7M
+7.8% YoY
|
49% |
| Loans |
$15.0M
-0.2% YoY+1.8% QoQ
|
$-720K |
$15.8M
-2.4% YoY
|
$555.6M
+13.3% YoY
|
$388.7M
+8.6% YoY
|
61% |
| Deposits |
$15.8M
+1.5% YoY+1.2% QoQ
|
$-9.6M |
$25.5M
+0.4% YoY
|
$603.1M
+13.2% YoY
|
$464.6M
+9.3% YoY
|
47% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.0%
+8.0% YoY+4.2% QoQ
|
+1.3% |
0.7%
-731.4% YoY
|
0.7%
-20.1% YoY
|
0.7%
+273.4% YoY
|
Top 8.8% in tier |
| NIM |
4.1%
+6.1% YoY+1.2% QoQ
|
+0.2% |
3.9%
+3.8% YoY
|
3.5%
-0.2% YoY
|
3.7%
+5.0% YoY
|
60% |
| Efficiency Ratio |
53.1%
-3.0% YoY-4.7% QoQ
|
-28.3% |
81.4%
-2.4% YoY
|
74.2%
-2.5% YoY
|
79.1%
-3.3% YoY
|
Bottom 7.9% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
-2.0% YoY
|
1.0%
+20.8% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
95.0%
-1.6% YoY+0.6% QoQ
|
+33.7% |
61.2%
-3.0% YoY
|
80.3%
+0.1% YoY
|
68.0%
-1.7% YoY
|
Top 7.3% in tier |
| AMR |
$25,220
+3.4% YoY+1.6% QoQ
|
+$11K |
$14,627
-2.7% YoY
|
$22,950
+4.4% YoY
|
$19,418
+1.3% YoY
|
Top 7.7% in tier |
| CD Concentration |
9.5%
-11.4% YoY+2.2% QoQ
|
-14.9% |
24.4%
+4.2% YoY
|
21.1%
+6.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
8.1%
-7.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)