✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

WEA

Charter #66677 · WI

<100M
2437 CUs in <100M nationally 49 in WI

WEA faces 2 concerns requiring attention

Key Strengths

Areas where this CU excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

  • - ROA 0.58% below tier average
  • - Indirect Auto Concentration (%): Bottom 3.1% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
  • Shares and deposits +7.1% year over year ($37.6M in shares and deposits).
  • Membership: 2,858 members, +2.1% vs a year ago.
  • Delinquency rate 0.15%.
  • Return on assets 0.92%.
  • Efficiency ratio 71.36% vs a 88.77% peer average.
  • Loan-to-share ratio 67.55% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 2,858
+2.1% YoY+1.0% QoQ
+272 2,585
-1.7% YoY
40,085
+5.1% YoY
34,678
+6.6% YoY
66%
Assets $43.2M
+8.1% YoY+2.8% QoQ
+$13.0M $30.3M
+1.5% YoY
$782.0M
+12.1% YoY
$593.1M
+10.2% YoY
71%
Loans $25.4M
+9.4% YoY+2.2% QoQ
+$9.9M $15.5M
-1.7% YoY
$600.2M
+11.1% YoY
$418.6M
+10.1% YoY
78%
Deposits $37.6M
+7.1% YoY+2.0% QoQ
+$11.8M $25.8M
+1.1% YoY
$658.6M
+12.2% YoY
$504.8M
+10.3% YoY
73%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.9%
-17.7% YoY+31.1% QoQ
-0.6% 1.5%
+241.5% YoY
1.0%
+81.4% YoY
1.2%
+121.4% YoY
57%
NIM 3.9%
+0.2% YoY-0.1% QoQ
+0.0% 3.9%
+0.9% YoY
3.7%
+9.7% YoY
3.8%
+2.3% YoY
50%
Efficiency Ratio 71.4%
+3.3% YoY-8.4% QoQ
-17.4% 88.8%
-6.9% YoY
75.5%
-0.0% YoY
83.0%
-5.3% YoY
28%
Delinquency Rate 0.2%
-64.3% YoY-47.8% QoQ
-1.4 1.5%
+2.1% YoY
0.8%
-17.5% YoY
1.3%
+2.6% YoY
24%
Loan To Share 67.5%
+2.1% YoY+0.2% QoQ
+8.7% 58.9%
-3.1% YoY
79.3%
-0.8% YoY
66.4%
-1.4% YoY
62%
AMR $22,042
+5.7% YoY+1.1% QoQ
+$7K $14,963
-6.8% YoY
$24,272
+7.8% YoY
$20,028
-0.9% YoY
84%
CD Concentration 24.4%
+7.8% YoY+4.0% QoQ
-0.2% 24.6% 21.6% 20.0% 50%
Indirect Auto % 34.2% +20.6% 13.6% 8.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (10 metrics)

255
Asset Growth Rate
growth
Value: 8.12%
Peer Median: 1.25%
#255 of 2437 Top 10.4% in <100M tier
271
Loan Growth Rate
growth
Value: 9.38%
Peer Median: -2.63%
#271 of 2437 Top 11.1% in <100M tier
315
Loan-to-Member Ratio (LMR)
engagement
Value: $8,887
Peer Median: $4,937
#315 of 2437 Top 12.9% in <100M tier
365
Member Growth Rate
growth
Value: 2.14%
Peer Median: -1.37%
#365 of 2437 Top 14.9% in <100M tier
380
Deposit Growth Rate
growth
Value: 7.08%
Peer Median: 0.92%
#380 of 2437 Top 15.6% in <100M tier
383
Average Member Relationship (AMR)
engagement
Value: $22,042
Peer Median: $13,967
#383 of 2437 Top 15.7% in <100M tier
404
Members Per Employee (MPE)
engagement
Value: 476.333
Peer Median: 328.333
#404 of 2437 Top 16.5% in <100M tier
535
AMR Growth Rate
growth
Value: 5.73%
Peer Median: 1.04%
#535 of 2437 Top 21.9% in <100M tier
539
Total Loans
balance_sheet
Value: $25.40M
Peer Median: $9.49M
#539 of 2437 Top 22.1% in <100M tier
577
Total Delinquency Rate (60+ days)
risk
Value: 0.15%
Peer Median: 0.70%
#577 of 2437 Top 23.6% in <100M tier

Top Weaknesses (2 metrics)

2362
Indirect Auto Concentration (%)
balance_sheet
Value: 34.19%
Peer Median: 0.00%
#2362 of 2437 Bottom 3.1% in <100M tier
1939
First Mortgage Concentration (%)
balance_sheet
Value: 30.53%
Peer Median: 3.59%
#1939 of 2437 Bottom 20.5% in <100M tier
Link copied to clipboard!