BlastPoint's Credit Union Scorecard

WEA

Charter #66677 · WI

<100M
2556 CUs in <100M nationally 52 in WI

WEA demonstrates 2 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.45% above tier average
  • + Loan Growth Rate: Top 9.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 2,819
+2.3% YoY+0.2% QoQ
+203 2,615
-1.9% YoY
38,882
+6.1% YoY
33,374
+5.7% YoY
64%
Assets $41.4M
+8.0% YoY+2.6% QoQ
+$11.2M $30.1M
+2.1% YoY
$734.5M
+12.6% YoY
$561.6M
+9.7% YoY
71%
Loans $24.7M
+10.7% YoY+3.7% QoQ
+$8.9M $15.8M
-1.3% YoY
$568.1M
+11.9% YoY
$397.0M
+8.8% YoY
76%
Deposits $36.2M
+7.6% YoY+2.3% QoQ
+$10.5M $25.7M
+1.4% YoY
$617.8M
+12.3% YoY
$477.3M
+9.7% YoY
72%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.1%
+16.1% YoY-1.2% QoQ
+0.5% 0.6%
+10.8% YoY
0.9%
+14.0% YoY
0.7%
+15.9% YoY
68%
NIM 3.9%
+12.6% YoY-0.2% QoQ
+0.0% 4.0%
+4.0% YoY
3.7%
+4.8% YoY
3.8%
+5.1% YoY
51%
Efficiency Ratio 67.2%
-6.2% YoY-3.2% QoQ
-15.4% 82.6%
-2.3% YoY
75.8%
-1.1% YoY
79.7%
-3.3% YoY
22%
Delinquency Rate 0.8%
+4.8% YoY+170.8% QoQ
-0.7 1.6%
-3.1% YoY
1.5%
+86.3% YoY
1.3%
-2.1% YoY
54%
Loan To Share 68.1%
+2.9% YoY+1.4% QoQ
+7.5% 60.6%
-3.1% YoY
80.0%
-0.6% YoY
67.4%
-1.7% YoY
61%
AMR $21,586
+6.4% YoY+2.6% QoQ
+$7K $14,783
-1.4% YoY
$23,366
+4.9% YoY
$19,687
+2.0% YoY
84%
CD Concentration 22.7%
+0.8% YoY-1.2% QoQ
-1.7% 24.4% 21.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.0% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (11 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.1% in <100M tier
255
Loan Growth Rate
growth
Value: 10.69%
Peer Median: -
#255 of 2556 Top 9.9% in <100M tier
337
Asset Growth Rate
growth
Value: 8.03%
Peer Median: -
#337 of 2556 Top 13.1% in <100M tier
345
Loan-to-Member Ratio (LMR)
engagement
Value: $8,747
Peer Median: -
#345 of 2556 Top 13.5% in <100M tier
358
Member Growth Rate
growth
Value: 2.29%
Peer Median: -
#358 of 2556 Top 14.0% in <100M tier
380
Deposit Growth Rate
growth
Value: 7.60%
Peer Median: -
#380 of 2556 Top 14.8% in <100M tier
412
Average Member Relationship (AMR)
engagement
Value: $21,586
Peer Median: -
#412 of 2556 Top 16.1% in <100M tier
460
Members Per Employee (MPE)
engagement
Value: 469.833
Peer Median: -
#460 of 2556 Top 18.0% in <100M tier
526
AMR Growth Rate
growth
Value: 6.40%
Peer Median: -
#526 of 2556 Top 20.5% in <100M tier
556
Efficiency Ratio
profitability
Value: 67.17%
Peer Median: -
#556 of 2556 Top 21.7% in <100M tier

Top Weaknesses (1 metrics)

2054
First Mortgage Concentration (%)
balance_sheet
Value: 30.94%
Peer Median: -
#2054 of 2556 Bottom 19.7% in <100M tier
Link copied to clipboard!