BlastPoint's Credit Union Scorecard
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Charter #6674 · WV
HOME demonstrates 1 strength
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.46% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,027
+2.7% YoY-0.6% QoQ
|
+350 |
2,676
+1.6% YoY
|
5,081
-0.5% YoY
|
33,913
+5.7% YoY
|
68% |
| Assets |
$37.7M
+4.7% YoY+4.3% QoQ
|
+$7.5M |
$30.2M
+1.3% YoY
|
$71.0M
+4.1% YoY
|
$578.3M
+9.0% YoY
|
67% |
| Loans |
$24.8M
+7.6% YoY-1.5% QoQ
|
+$9.5M |
$15.3M
-2.0% YoY
|
$37.7M
-0.4% YoY
|
$402.4M
+8.7% YoY
|
77% |
| Deposits |
$32.3M
+4.5% YoY+4.9% QoQ
|
+$6.5M |
$25.8M
+0.7% YoY
|
$60.8M
+3.5% YoY
|
$494.3M
+9.1% YoY
|
67% |
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| ROA |
0.6%
+204.7% YoY-15.3% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.8%
-6.9% YoY
|
0.4%
-39.2% YoY
|
50% |
| NIM |
3.8%
+12.9% YoY+2.1% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
4.0%
+3.8% YoY
|
3.8%
+4.1% YoY
|
50% |
| Efficiency Ratio |
79.4%
-12.8% YoY-3.7% QoQ
|
-11.2% |
90.6%
+6.5% YoY
|
76.6%
+1.6% YoY
|
84.6%
+2.8% YoY
|
44% |
| Delinquency Rate |
0.9%
+305.2% YoY-12.1% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
1.3%
-25.1% YoY
|
1.2%
+3.4% YoY
|
60% |
| Loan To Share |
76.8%
+3.0% YoY-6.0% QoQ
|
+18.3% |
58.5%
-3.0% YoY
|
57.8%
-4.2% YoY
|
65.6%
-1.4% YoY
|
78% |
| AMR |
$18,836
+3.0% YoY+2.6% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$14,840
-0.3% YoY
|
$19,920
+1.6% YoY
|
73% |
| CD Concentration |
20.3%
-3.4% YoY-4.2% QoQ
|
-4.0% | 24.3% | 15.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)