BlastPoint's Credit Union Scorecard
BADGER-GLOBE
Charter #66750 · WI
BADGER-GLOBE has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 4.1% in tier
- + Loan-to-Member Ratio (LMR): Top 4.4% in tier
- + Fee Income Per Member: Top 5.5% in tier
- + Net Charge-Off Rate: Top 6.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.55% below tier average
- - Efficiency ratio 23.18% above tier (higher cost structure)
- - First Mortgage Concentration (%): Bottom 3.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,500
-1.4% YoY-0.1% QoQ
|
-176 |
2,676
+1.6% YoY
|
39,491
+5.5% YoY
|
33,913
+5.7% YoY
|
61% |
| Assets |
$53.4M
+1.9% YoY+4.6% QoQ
|
+$23.2M |
$30.2M
+1.3% YoY
|
$762.9M
+12.1% YoY
|
$578.3M
+9.0% YoY
|
79% |
| Loans |
$30.1M
+0.7% YoY+5.0% QoQ
|
+$14.8M |
$15.3M
-2.0% YoY
|
$579.7M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
83% |
| Deposits |
$45.7M
+2.1% YoY+5.4% QoQ
|
+$20.0M |
$25.8M
+0.7% YoY
|
$643.6M
+11.9% YoY
|
$494.3M
+9.1% YoY
|
79% |
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| ROA |
-0.4%
-307.1% YoY-666.7% QoQ
|
-0.5% |
0.1%
-77.6% YoY
|
0.3%
+1.8% YoY
|
0.4%
-39.2% YoY
|
Bottom 14.2% in tier |
| NIM |
2.8%
-6.6% YoY-9.6% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.4%
+8.2% YoY
|
3.8%
+4.1% YoY
|
Bottom 12.6% in tier |
| Efficiency Ratio |
113.8%
+25.5% YoY+19.5% QoQ
|
+23.2% |
90.6%
+6.5% YoY
|
77.2%
-0.5% YoY
|
84.6%
+2.8% YoY
|
Bottom 7.8% in tier |
| Delinquency Rate |
0.5%
+144.9% YoY-3.1% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
0.7%
-8.9% YoY
|
1.2%
+3.4% YoY
|
43% |
| Loan To Share |
65.8%
-1.4% YoY-0.4% QoQ
|
+7.3% |
58.5%
-3.0% YoY
|
78.6%
-0.5% YoY
|
65.6%
-1.4% YoY
|
61% |
| AMR |
$30,331
+3.0% YoY+5.3% QoQ
|
+$15K |
$14,884
-1.7% YoY
|
$24,071
+7.1% YoY
|
$19,920
+1.6% YoY
|
Top 4.1% in tier |
| CD Concentration |
24.5%
+7.5% YoY-6.1% QoQ
|
+0.2% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)