BlastPoint's Credit Union Scorecard
BADGER-GLOBE
Charter #66750 · WI
BADGER-GLOBE has 4 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 3.5% in tier
- + Loan-to-Member Ratio (LMR): Top 3.8% in tier
- + Fee Income Per Member: Top 4.2% in tier
- + Net Charge-Off Rate: Top 7.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.79% below tier average
- - Efficiency ratio 30.07% above tier (higher cost structure)
- - Member decline: -5.9% YoY
- - First Mortgage Concentration (%): Bottom 3.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
- Shares and deposits +0.2% year over year ($44.2M in shares and deposits).
- Membership: 2,379 members, -5.9% vs a year ago.
- Delinquency rate 1.50%.
- Return on assets 0.70%.
- Efficiency ratio 118.84% vs a 88.77% peer average.
- Loan-to-share ratio 69.21% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,379
-5.9% YoY-4.8% QoQ
|
-206 |
2,585
-1.7% YoY
|
40,085
+5.1% YoY
|
34,678
+6.6% YoY
|
59% |
| Assets |
$51.6M
-0.4% YoY-3.4% QoQ
|
+$21.3M |
$30.3M
+1.5% YoY
|
$782.0M
+12.1% YoY
|
$593.1M
+10.2% YoY
|
78% |
| Loans |
$30.6M
+5.8% YoY+1.6% QoQ
|
+$15.1M |
$15.5M
-1.7% YoY
|
$600.2M
+11.1% YoY
|
$418.6M
+10.1% YoY
|
83% |
| Deposits |
$44.2M
+0.2% YoY-3.5% QoQ
|
+$18.4M |
$25.8M
+1.1% YoY
|
$658.6M
+12.2% YoY
|
$504.8M
+10.3% YoY
|
78% |
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| ROA |
0.7%
+55.1% YoY-274.9% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
1.0%
+81.4% YoY
|
1.2%
+121.4% YoY
|
44% |
| NIM |
2.8%
-6.4% YoY+2.5% QoQ
|
-1.1% |
3.9%
+0.9% YoY
|
3.7%
+9.7% YoY
|
3.8%
+2.3% YoY
|
Bottom 12.9% in tier |
| Efficiency Ratio |
118.8%
+38.3% YoY+4.4% QoQ
|
+30.1% |
88.8%
-6.9% YoY
|
75.5%
-0.0% YoY
|
83.0%
-5.3% YoY
|
Bottom 5.4% in tier |
| Delinquency Rate |
1.5%
-26.4% YoY+207.8% QoQ
|
+0.0 |
1.5%
+2.1% YoY
|
0.8%
-17.5% YoY
|
1.3%
+2.6% YoY
|
71% |
| Loan To Share |
69.2%
+5.6% YoY+5.2% QoQ
|
+10.3% |
58.9%
-3.1% YoY
|
79.3%
-0.8% YoY
|
66.4%
-1.4% YoY
|
65% |
| AMR |
$31,406
+8.9% YoY+3.5% QoQ
|
+$16K |
$14,963
-6.8% YoY
|
$24,272
+7.8% YoY
|
$20,028
-0.9% YoY
|
Top 3.6% in tier |
| CD Concentration |
22.7%
-2.4% YoY-7.4% QoQ
|
-1.9% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)