BlastPoint's Credit Union Scorecard
COMPASSIONATE CARE
Charter #66755 · WI
COMPASSIONATE CARE has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.32% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.80% below tier average
- - Efficiency ratio 6.62% above tier (higher cost structure)
- - Delinquency rate 0.76% above tier average
- - Member decline: -7.1% YoY
- - Member Growth Rate: Bottom 9.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,082
-7.1% YoY-2.8% QoQ
|
-1.5K |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
30% |
| Assets |
$6.4M
-5.0% YoY-2.5% QoQ
|
$-23.7M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
24% |
| Loans |
$3.9M
-8.0% YoY+8.5% QoQ
|
$-11.9M |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
28% |
| Deposits |
$5.7M
-7.1% YoY-2.5% QoQ
|
$-20.0M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
25% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.2%
-116.4% YoY-299.2% QoQ
|
-0.8% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
Bottom 12.7% in tier |
| NIM |
5.3%
+1.2% YoY+0.6% QoQ
|
+1.3% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
Top 9.6% in tier |
| Efficiency Ratio |
89.2%
+15.0% YoY+0.4% QoQ
|
+6.6% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
73% |
| Delinquency Rate |
2.3%
+122.3% YoY+263.3% QoQ
|
+0.8 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
82% |
| Loan To Share |
68.4%
-1.0% YoY+11.2% QoQ
|
+7.8% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
62% |
| AMR |
$8,814
-0.3% YoY+4.6% QoQ
|
$-6K |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
23% |
| CD Concentration |
9.7%
+10.4% YoY+10.9% QoQ
|
-14.7% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)