BlastPoint's Credit Union Scorecard

COMPASSIONATE CARE

Charter #66755 · WI

<100M
2508 CUs in <100M nationally 51 in WI

COMPASSIONATE CARE has 1 strength but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 0.85% above tier average

Key Concerns

Areas that may need attention

  • - ROA 0.80% below tier average
  • - Efficiency ratio 3.84% above tier (higher cost structure)
  • - Member decline: -8.4% YoY
  • - Net Charge-Off Rate: Bottom 3.0% in tier
  • - Member Growth Rate: Bottom 8.0% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 1,064
-8.4% YoY-1.7% QoQ
-1.6K 2,676
+1.6% YoY
39,491
+5.5% YoY
33,913
+5.7% YoY
30%
Assets $6.8M
+0.3% YoY+6.0% QoQ
$-23.4M $30.2M
+1.3% YoY
$762.9M
+12.1% YoY
$578.3M
+9.0% YoY
24%
Loans $3.8M
-2.2% YoY-1.3% QoQ
$-11.5M $15.3M
-2.0% YoY
$579.7M
+11.3% YoY
$402.4M
+8.7% YoY
28%
Deposits $6.1M
+0.8% YoY+7.1% QoQ
$-19.7M $25.8M
+0.7% YoY
$643.6M
+11.9% YoY
$494.3M
+9.1% YoY
26%

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ROA -0.7%
-700.5% YoY+261.3% QoQ
-0.8% 0.1%
-77.6% YoY
0.3%
+1.8% YoY
0.4%
-39.2% YoY
Bottom 11.4% in tier
NIM 4.9%
+1.5% YoY-7.9% QoQ
+0.8% 4.0%
+4.0% YoY
3.4%
+8.2% YoY
3.8%
+4.1% YoY
Top 14.2% in tier
Efficiency Ratio 94.5%
-3.7% YoY+5.9% QoQ
+3.8% 90.6%
+6.5% YoY
77.2%
-0.5% YoY
84.6%
+2.8% YoY
77%
Delinquency Rate 1.1%
+326.6% YoY-54.5% QoQ
-0.5 1.5%
+3.8% YoY
0.7%
-8.9% YoY
1.2%
+3.4% YoY
65%
Loan To Share 63.0%
-3.0% YoY-7.9% QoQ
+4.5% 58.5%
-3.0% YoY
78.6%
-0.5% YoY
65.6%
-1.4% YoY
57%
AMR $9,292
+8.8% YoY+5.4% QoQ
$-6K $14,884
-1.7% YoY
$24,071
+7.1% YoY
$19,920
+1.6% YoY
24%
CD Concentration 11.4%
+38.7% YoY+18.2% QoQ
-12.8% 24.3% 21.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
309
AMR Growth Rate
growth
Value: 8.75%
Peer Median: 1.27%
#309 of 2508 Top 12.3% in <100M tier
356
Net Interest Margin (NIM)
profitability
Value: 4.85%
Peer Median: 3.83%
#356 of 2508 Top 14.2% in <100M tier

Top Weaknesses (7 metrics)

2434
Net Charge-Off Rate
risk
Value: 3.98%
Peer Median: 0.07%
#2434 of 2508 Bottom 3.0% in <100M tier
2308
Member Growth Rate
growth
Value: -8.35%
Peer Median: -1.37%
#2308 of 2508 Bottom 8.0% in <100M tier
2221
Return on Assets (ROA)
profitability
Value: -0.65%
Peer Median: 0.61%
#2221 of 2508 Bottom 11.5% in <100M tier
1935
Net Worth Ratio
risk
Value: 10.78%
Peer Median: 14.28%
#1935 of 2508 Bottom 22.9% in <100M tier
1931
Efficiency Ratio
profitability
Value: 94.47%
Peer Median: 81.45%
#1931 of 2508 Bottom 23.0% in <100M tier
1896
Average Member Relationship (AMR)
engagement
Value: $9,292
Peer Median: $13,926
#1896 of 2508 Bottom 24.4% in <100M tier
1894
Total Assets
balance_sheet
Value: $6.82M
Peer Median: $21.86M
#1894 of 2508 Bottom 24.5% in <100M tier
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