BlastPoint's Credit Union Scorecard

FORWARD FINANCIAL

Charter #66798 · WI

<100M

2508 CUs in <100M nationally 51 in WI

FORWARD FINANCIAL has 6 strengths but faces 2 concerns

National Analysis

How does the industry compare?

WI Analysis

How does WI stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.29% above tier average
+ Net Interest Margin 0.28% above tier average
+ Total Members: Top 3.4% in tier
+ Total Assets: Top 5.5% in tier
+ Total Deposits: Top 5.6% in tier
+ Total Loans: Top 6.8% in tier

Key Concerns

Areas that may need attention

- Member decline: -2.1% YoY
- First Mortgage Concentration (%): Bottom 7.1% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Members	7,880 -2.1% YoY-0.6% QoQ	+5.2K	2,676 +1.6% YoY	39,491 +5.5% YoY	33,913 +5.7% YoY	Top 3.5% in tier
Assets	$85.1M -1.4% YoY-1.4% QoQ	+$54.9M	$30.2M +1.3% YoY	$762.9M +12.1% YoY	$578.3M +9.0% YoY	Top 5.5% in tier
Loans	$45.2M -8.1% YoY-3.1% QoQ	+$29.9M	$15.3M -2.0% YoY	$579.7M +11.3% YoY	$402.4M +8.7% YoY	Top 6.8% in tier
Deposits	$72.7M -1.6% YoY-1.9% QoQ	+$46.9M	$25.8M +0.7% YoY	$643.6M +11.9% YoY	$494.3M +9.1% YoY	Top 5.7% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.4% +10.6% YoY-18.3% QoQ	+0.3%	0.1% -77.6% YoY	0.3% +1.8% YoY	0.4% -39.2% YoY	41%
NIM	4.3% +1.2% YoY-0.7% QoQ	+0.3%	4.0% +4.0% YoY	3.4% +8.2% YoY	3.8% +4.1% YoY	70%
Efficiency Ratio	89.8% -1.8% YoY-0.8% QoQ	-0.8%	90.6% +6.5% YoY	77.2% -0.5% YoY	84.6% +2.8% YoY	68%
Delinquency Rate	0.6% -23.3% YoY-49.6% QoQ	-0.9	1.5% +3.8% YoY	0.7% -8.9% YoY	1.2% +3.4% YoY	50%
Loan To Share	62.2% -6.6% YoY-1.2% QoQ	+3.7%	58.5% -3.0% YoY	78.6% -0.5% YoY	65.6% -1.4% YoY	55%
AMR	$14,955 -2.1% YoY-1.8% QoQ	+$71	$14,884 -1.7% YoY	$24,071 +7.1% YoY	$19,920 +1.6% YoY	55%
CD Concentration	6.2% -6.7% YoY-14.8% QoQ	-18.1%	24.3%	21.6%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	8.0%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

Total Members

engagement

Value: 7,880

Peer Median: 1,918

#87 of 2508 Top 3.4% in <100M tier

139

Total Assets

balance_sheet

Value: $85.14M

Peer Median: $21.86M

#139 of 2508 Top 5.5% in <100M tier

142

Total Deposits

balance_sheet

Value: $72.67M

Peer Median: $18.77M

#142 of 2508 Top 5.6% in <100M tier

171

Total Loans

balance_sheet

Value: $45.17M

Peer Median: $9.48M

#171 of 2508 Top 6.8% in <100M tier

476

Fee Income Per Member

profitability

Value: $125.50

Peer Median: $60.42

#476 of 2508 Top 18.9% in <100M tier

Top Weaknesses (1 metrics)

2332

First Mortgage Concentration (%)

balance_sheet

Value: 52.71%

Peer Median: 3.66%

#2332 of 2508 Bottom 7.1% in <100M tier