BlastPoint's Credit Union Scorecard
T & P LONGVIEW
Charter #6687 · TX
T & P LONGVIEW has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.87% above tier average
- + Loan-to-Share Ratio: Top 5.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.22% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 239 that size in Texas.
- Shares and deposits +4.3% year over year ($8.6M in shares and deposits).
- Membership: 1,044 members, -0.9% vs a year ago.
- Delinquency rate 0.35%.
- Return on assets 1.27%.
- Efficiency ratio 74.46% vs a 88.77% peer average.
- Loan-to-share ratio 94.92% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,044
-0.9% YoY-0.5% QoQ
|
-1.5K |
2,585
-1.7% YoY
|
27,284
+2.5% YoY
|
34,678
+6.6% YoY
|
30% |
| Assets |
$11.3M
+4.4% YoY+0.3% QoQ
|
$-18.9M |
$30.3M
+1.5% YoY
|
$429.8M
+5.9% YoY
|
$593.1M
+10.2% YoY
|
34% |
| Loans |
$8.1M
-2.8% YoY-0.6% QoQ
|
$-7.3M |
$15.5M
-1.7% YoY
|
$305.6M
+4.5% YoY
|
$418.6M
+10.1% YoY
|
46% |
| Deposits |
$8.6M
+4.3% YoY-0.2% QoQ
|
$-17.2M |
$25.8M
+1.1% YoY
|
$357.0M
+5.3% YoY
|
$504.8M
+10.3% YoY
|
32% |
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| ROA |
1.3%
-4.8% YoY+5.0% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.4%
-298.3% YoY
|
1.2%
+121.4% YoY
|
72% |
| NIM |
4.8%
+1.2% YoY+0.4% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
84% |
| Efficiency Ratio |
74.5%
+2.5% YoY-1.3% QoQ
|
-14.3% |
88.8%
-6.9% YoY
|
89.3%
-7.8% YoY
|
83.0%
-5.3% YoY
|
35% |
| Delinquency Rate |
0.3%
-11.4% YoY+26.3% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
1.3%
+10.3% YoY
|
1.3%
+2.6% YoY
|
34% |
| Loan To Share |
94.9%
-6.8% YoY-0.4% QoQ
|
+36.0% |
58.9%
-3.1% YoY
|
70.0%
-2.3% YoY
|
66.4%
-1.4% YoY
|
Top 5.7% in tier |
| AMR |
$15,979
+1.6% YoY+0.1% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$17,919
+2.5% YoY
|
$20,028
-0.9% YoY
|
60% |
| CD Concentration |
36.7%
+24.9% YoY+11.5% QoQ
|
+12.1% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)