BlastPoint's Credit Union Scorecard

MCU FINANCIAL CENTER

Charter #66878 · WI

<100M

2508 CUs in <100M nationally 51 in WI

MCU FINANCIAL CENTER has 2 strengths but faces 1 concern

National Analysis

How does the industry compare?

WI Analysis

How does WI stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.38% above tier average
+ Net Interest Margin 0.10% above tier average

Key Concerns

Areas that may need attention

- Indirect Auto Concentration (%): Bottom 1.0% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Members	2,743 +1.3% YoY-0.3% QoQ	+66	2,676 +1.6% YoY	39,491 +5.5% YoY	33,913 +5.7% YoY	64%
Assets	$30.7M +0.8% YoY+2.0% QoQ	+$554K	$30.2M +1.3% YoY	$762.9M +12.1% YoY	$578.3M +9.0% YoY	60%
Loans	$23.5M +7.7% YoY-0.2% QoQ	+$8.2M	$15.3M -2.0% YoY	$579.7M +11.3% YoY	$402.4M +8.7% YoY	76%
Deposits	$27.3M +0.3% YoY+2.1% QoQ	+$1.6M	$25.8M +0.7% YoY	$643.6M +11.9% YoY	$494.3M +9.1% YoY	61%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.5% -30.3% YoY-30.7% QoQ	+0.4%	0.1% -77.6% YoY	0.3% +1.8% YoY	0.4% -39.2% YoY	46%
NIM	4.1% -1.2% YoY-5.1% QoQ	+0.1%	4.0% +4.0% YoY	3.4% +8.2% YoY	3.8% +4.1% YoY	63%
Efficiency Ratio	81.2% +2.6% YoY+4.8% QoQ	-9.4%	90.6% +6.5% YoY	77.2% -0.5% YoY	84.6% +2.8% YoY	49%
Delinquency Rate	0.7% -4.3% YoY+2.6% QoQ	-0.9	1.5% +3.8% YoY	0.7% -8.9% YoY	1.2% +3.4% YoY	50%
Loan To Share	85.9% +7.4% YoY-2.2% QoQ	+27.4%	58.5% -3.0% YoY	78.6% -0.5% YoY	65.6% -1.4% YoY	Top 11.4% in tier
AMR	$18,532 +2.2% YoY+1.3% QoQ	+$4K	$14,884 -1.7% YoY	$24,071 +7.1% YoY	$19,920 +1.6% YoY	72%
CD Concentration	19.3% +82.0% YoY+17.0% QoQ	-5.0%	24.3%	21.6%	19.8%	50%
Indirect Auto %	57.7% +7.5% YoY-1.7% QoQ	+43.9%	13.8%	8.0%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

285

Loan-to-Share Ratio

balance_sheet

Value: 85.88%

Peer Median: 58.72%

#285 of 2508 Top 11.3% in <100M tier

347

Loan Growth Rate

growth

Value: 7.68%

Peer Median: -2.36%

#347 of 2508 Top 13.8% in <100M tier

359

Loan-to-Member Ratio (LMR)

engagement

Value: $8,562

Peer Median: $4,923

#359 of 2508 Top 14.3% in <100M tier

529

Member Growth Rate

growth

Value: 1.33%

Peer Median: -1.37%

#529 of 2508 Top 21.1% in <100M tier

596

Total Loans

balance_sheet

Value: $23.49M

Peer Median: $9.48M

#596 of 2508 Top 23.7% in <100M tier

Top Weaknesses (2 metrics)

2485

Indirect Auto Concentration (%)

balance_sheet

Value: 57.74%

Peer Median: 0.00%

#2485 of 2508 Bottom 1.0% in <100M tier

1968

Net Worth Ratio

risk

Value: 10.61%

Peer Median: 14.28%

#1968 of 2508 Bottom 21.6% in <100M tier