BlastPoint's Credit Union Scorecard
RICHMOND VIRGINIA FIRE POLICE CREDI
Charter #66899 · VA
RICHMOND VIRGINIA FIRE POLICE CREDI has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.91% above tier average
- + Net Charge-Off Rate: Top 3.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.17% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Virginia.
- Shares and deposits -3.5% year over year ($17.6M in shares and deposits).
- Membership: 1,667 members, -1.8% vs a year ago.
- Delinquency rate 0.55%.
- Return on assets 1.32%.
- Efficiency ratio 76.03% vs a 88.77% peer average.
- Loan-to-share ratio 62.53% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,667
-1.8% YoY-0.4% QoQ
|
-918 |
2,585
-1.7% YoY
|
226,164
+4.4% YoY
|
34,678
+6.6% YoY
|
44% |
| Assets |
$21.2M
-1.2% YoY-5.1% QoQ
|
$-9.1M |
$30.3M
+1.5% YoY
|
$3.0B
+6.1% YoY
|
$593.1M
+10.2% YoY
|
49% |
| Loans |
$11.0M
+1.9% YoY+3.5% QoQ
|
$-4.4M |
$15.5M
-1.7% YoY
|
$2.2B
+5.0% YoY
|
$418.6M
+10.1% YoY
|
54% |
| Deposits |
$17.6M
-3.5% YoY-6.5% QoQ
|
$-8.2M |
$25.8M
+1.1% YoY
|
$2.6B
+6.5% YoY
|
$504.8M
+10.3% YoY
|
49% |
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| ROA |
1.3%
+4.7% YoY+5.4% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.1%
+69.8% YoY
|
1.2%
+121.4% YoY
|
74% |
| NIM |
4.8%
+3.7% YoY+2.7% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
3.9%
+0.9% YoY
|
3.8%
+2.3% YoY
|
85% |
| Efficiency Ratio |
76.0%
-0.5% YoY-1.1% QoQ
|
-12.7% |
88.8%
-6.9% YoY
|
79.7%
-1.2% YoY
|
83.0%
-5.3% YoY
|
39% |
| Delinquency Rate |
0.5%
-25.5% YoY+17.2% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
1.5%
-1.1% YoY
|
1.3%
+2.6% YoY
|
44% |
| Loan To Share |
62.5%
+5.6% YoY+10.6% QoQ
|
+3.6% |
58.9%
-3.1% YoY
|
64.2%
-3.9% YoY
|
66.4%
-1.4% YoY
|
56% |
| AMR |
$17,185
+0.3% YoY-2.5% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$18,993
+1.8% YoY
|
$20,028
-0.9% YoY
|
66% |
| CD Concentration |
5.6%
+2.9% YoY+7.6% QoQ
|
-18.9% | 24.6% | 18.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)