BlastPoint's Credit Union Scorecard
RICHMOND VIRGINIA FIRE POLICE CREDI
Charter #66899 ยท VA
RICHMOND VIRGINIA FIRE POLICE CREDI has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.77% above tier average
- + Net Interest Margin 0.74% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.3% YoY
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,696
-3.3% YoY-0.1% QoQ
|
-929 |
2,625
-2.2% YoY
|
220,190
+7.3% YoY
|
33,089
+6.1% YoY
|
45% |
| Assets |
$21.7M
+3.2% YoY+1.2% QoQ
|
$-8.2M |
$29.9M
+1.1% YoY
|
$2.9B
+6.5% YoY
|
$547.7M
+7.8% YoY
|
50% |
| Loans |
$10.9M
+7.9% YoY+0.4% QoQ
|
$-4.9M |
$15.8M
-2.4% YoY
|
$2.1B
+5.3% YoY
|
$388.7M
+8.6% YoY
|
53% |
| Deposits |
$18.5M
+2.1% YoY+1.3% QoQ
|
$-7.0M |
$25.5M
+0.4% YoY
|
$2.4B
+8.1% YoY
|
$464.6M
+9.3% YoY
|
50% |
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| ROA |
1.5%
-17.3% YoY+15.3% QoQ
|
+0.8% |
0.7%
-731.4% YoY
|
0.7%
+11.3% YoY
|
0.7%
+273.4% YoY
|
79% |
| NIM |
4.7%
+7.9% YoY+0.8% QoQ
|
+0.7% |
3.9%
+3.8% YoY
|
3.9%
+2.0% YoY
|
3.7%
+5.0% YoY
|
79% |
| Efficiency Ratio |
73.4%
-6.5% YoY-4.0% QoQ
|
-8.0% |
81.4%
-2.4% YoY
|
80.4%
+0.4% YoY
|
79.1%
-3.3% YoY
|
38% |
| Delinquency Rate |
0.7%
-42.2% YoY-9.9% QoQ
|
-0.8 |
1.5%
-2.0% YoY
|
1.7%
+32.7% YoY
|
1.2%
-0.9% YoY
|
50% |
| Loan To Share |
58.7%
+5.6% YoY-0.9% QoQ
|
-2.5% |
61.2%
-3.0% YoY
|
66.7%
-4.2% YoY
|
68.0%
-1.7% YoY
|
46% |
| AMR |
$17,307
+7.7% YoY+1.1% QoQ
|
+$3K |
$14,627
-2.7% YoY
|
$18,613
+1.9% YoY
|
$19,418
+1.3% YoY
|
68% |
| CD Concentration |
5.3%
+29.6% YoY-2.7% QoQ
|
-19.1% |
24.4%
+4.2% YoY
|
18.8%
+3.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.7%
-0.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)