BlastPoint's Credit Union Scorecard
PFD FIREFIGHTERS CREDIT UNION INC.
Charter #66942 · VA
PFD FIREFIGHTERS CREDIT UNION INC. has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan-to-Share Ratio: Top 4.3% in tier
- + Loan-to-Member Ratio (LMR): Top 4.5% in tier
- + Average Member Relationship (AMR): Top 8.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.91% below tier average
- - Share Certificate Concentration (%): Bottom 7.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Virginia.
- Shares and deposits +3.8% year over year ($29.2M in shares and deposits).
- Membership: 2,293 members, -0.3% vs a year ago.
- Delinquency rate 0.07%.
- Return on assets 0.58%.
- Efficiency ratio 83.01% vs a 88.77% peer average.
- Loan-to-share ratio 97.11% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,293
-0.3% YoY+0.1% QoQ
|
-292 |
2,585
-1.7% YoY
|
226,164
+4.4% YoY
|
34,678
+6.6% YoY
|
58% |
| Assets |
$34.4M
+4.0% YoY+2.0% QoQ
|
+$4.2M |
$30.3M
+1.5% YoY
|
$3.0B
+6.1% YoY
|
$593.1M
+10.2% YoY
|
64% |
| Loans |
$28.4M
+8.0% YoY+4.7% QoQ
|
+$12.9M |
$15.5M
-1.7% YoY
|
$2.2B
+5.0% YoY
|
$418.6M
+10.1% YoY
|
81% |
| Deposits |
$29.2M
+3.8% YoY+2.2% QoQ
|
+$3.4M |
$25.8M
+1.1% YoY
|
$2.6B
+6.5% YoY
|
$504.8M
+10.3% YoY
|
64% |
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| ROA |
0.6%
+217.2% YoY+3.9% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
1.1%
+69.8% YoY
|
1.2%
+121.4% YoY
|
36% |
| NIM |
3.1%
+0.7% YoY+2.5% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
3.9%
+0.9% YoY
|
3.8%
+2.3% YoY
|
19% |
| Efficiency Ratio |
83.0%
-10.5% YoY-0.6% QoQ
|
-5.8% |
88.8%
-6.9% YoY
|
79.7%
-1.2% YoY
|
83.0%
-5.3% YoY
|
56% |
| Delinquency Rate |
0.1%
-89.9% YoY-89.1% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.5%
-1.1% YoY
|
1.3%
+2.6% YoY
|
18% |
| Loan To Share |
97.1%
+4.1% YoY+2.5% QoQ
|
+38.2% |
58.9%
-3.1% YoY
|
64.2%
-3.9% YoY
|
66.4%
-1.4% YoY
|
Top 4.4% in tier |
| AMR |
$25,117
+6.1% YoY+3.3% QoQ
|
+$10K |
$14,963
-6.8% YoY
|
$18,993
+1.8% YoY
|
$20,028
-0.9% YoY
|
Top 8.9% in tier |
| CD Concentration |
40.4%
+2.1% YoY-2.8% QoQ
|
+15.9% | 24.6% | 18.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)