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BlastPoint's Credit Union Scorecard

BRANTWOOD

Charter #67003 · WI

<100M
2437 CUs in <100M nationally 49 in WI

BRANTWOOD has 1 strength but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + AMR Growth Rate: Top 9.6% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.68% below tier average
  • - Delinquency rate 3.96% above tier average
  • - Member decline: -5.9% YoY
  • - Share Certificate Concentration (%): Bottom 0.6% in tier
  • - Total Delinquency Rate (60+ days): Bottom 5.8% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
  • Shares and deposits +5.7% year over year ($6.6M in shares and deposits).
  • Membership: 784 members, -5.9% vs a year ago.
  • Delinquency rate 5.51%.
  • Return on assets 0.81%.
  • Efficiency ratio 67.54% vs a 88.77% peer average.
  • Loan-to-share ratio 83.51% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 784
-5.9% YoY-2.9% QoQ
-1.8K 2,585
-1.7% YoY
40,085
+5.1% YoY
34,678
+6.6% YoY
22%
Assets $7.3M
+5.0% YoY+1.1% QoQ
$-23.0M $30.3M
+1.5% YoY
$782.0M
+12.1% YoY
$593.1M
+10.2% YoY
26%
Loans $5.5M
+1.2% YoY+4.4% QoQ
$-10.0M $15.5M
-1.7% YoY
$600.2M
+11.1% YoY
$418.6M
+10.1% YoY
36%
Deposits $6.6M
+5.7% YoY+1.0% QoQ
$-19.2M $25.8M
+1.1% YoY
$658.6M
+12.2% YoY
$504.8M
+10.3% YoY
28%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.8%
+365.1% YoY-138.1% QoQ
-0.7% 1.5%
+241.5% YoY
1.0%
+81.4% YoY
1.2%
+121.4% YoY
50%
NIM 3.7%
+4.3% YoY-0.6% QoQ
-0.2% 3.9%
+0.9% YoY
3.7%
+9.7% YoY
3.8%
+2.3% YoY
44%
Efficiency Ratio 67.5%
-3.7% YoY-1.2% QoQ
-21.2% 88.8%
-6.9% YoY
75.5%
-0.0% YoY
83.0%
-5.3% YoY
22%
Delinquency Rate 5.5%
-52.4% YoY-21.8% QoQ
+4.0 1.5%
+2.1% YoY
0.8%
-17.5% YoY
1.3%
+2.6% YoY
Bottom 5.8% in tier
Loan To Share 83.5%
-4.3% YoY+3.3% QoQ
+24.6% 58.9%
-3.1% YoY
79.3%
-0.8% YoY
66.4%
-1.4% YoY
84%
AMR $15,433
+10.1% YoY+5.5% QoQ
+$471 $14,963
-6.8% YoY
$24,272
+7.8% YoY
$20,028
-0.9% YoY
58%
CD Concentration 69.0%
+2.4% YoY+0.1% QoQ
+44.4% 24.6% 21.6% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 8.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
236
AMR Growth Rate
growth
Value: 10.06%
Peer Median: 1.04%
#236 of 2437 Top 9.6% in <100M tier
384
Loan-to-Share Ratio
balance_sheet
Value: 83.51%
Peer Median: 58.67%
#384 of 2437 Top 15.7% in <100M tier
520
Deposit Growth Rate
growth
Value: 5.69%
Peer Median: 0.92%
#520 of 2437 Top 21.3% in <100M tier
529
Efficiency Ratio
profitability
Value: 67.54%
Peer Median: 80.65%
#529 of 2437 Top 21.7% in <100M tier

Top Weaknesses (6 metrics)

2423
Share Certificate Concentration (%)
balance_sheet
Value: 68.96%
Peer Median: 12.77%
#2423 of 2437 Bottom 0.6% in <100M tier
2297
Total Delinquency Rate (60+ days)
risk
Value: 5.51%
Peer Median: 0.70%
#2297 of 2437 Bottom 5.8% in <100M tier
2138
Net Worth Ratio
risk
Value: 9.43%
Peer Median: 14.28%
#2138 of 2437 Bottom 12.3% in <100M tier
2094
Member Growth Rate
growth
Value: -5.88%
Peer Median: -1.37%
#2094 of 2437 Bottom 14.1% in <100M tier
2012
Net Charge-Off Rate
risk
Value: 0.83%
Peer Median: 0.18%
#2012 of 2437 Bottom 17.5% in <100M tier
1893
Total Members
engagement
Value: 784
Peer Median: 1,902
#1893 of 2437 Bottom 22.4% in <100M tier
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