BlastPoint's Credit Union Scorecard
BRANTWOOD
Charter #67003 · WI
BRANTWOOD has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.40% below tier average
- - Delinquency rate 6.08% above tier average
- - Member decline: -2.2% YoY
- - Share Certificate Concentration (%): Bottom 0.7% in tier
- - Total Delinquency Rate (60+ days): Bottom 3.0% in tier
- - Net Charge-Off Rate: Bottom 6.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
811
-2.2% YoY0% QoQ
|
-1.8K |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
23% |
| Assets |
$7.2M
+8.0% YoY-1.4% QoQ
|
$-23.0M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
26% |
| Loans |
$5.3M
-5.3% YoY-2.6% QoQ
|
$-10.5M |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
36% |
| Deposits |
$6.5M
+8.7% YoY-1.7% QoQ
|
$-19.2M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
28% |
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| ROA |
0.2%
+17.7% YoY+93.3% QoQ
|
-0.4% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
27% |
| NIM |
3.6%
+3.4% YoY+0.9% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
38% |
| Efficiency Ratio |
68.4%
-5.3% YoY-3.4% QoQ
|
-14.2% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
24% |
| Delinquency Rate |
7.6%
+1.8% YoY-4.9% QoQ
|
+6.1 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
Top 3.0% in tier |
| Loan To Share |
81.8%
-12.8% YoY-0.9% QoQ
|
+21.2% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
81% |
| AMR |
$14,539
+4.2% YoY-2.1% QoQ
|
$-243 |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
54% |
| CD Concentration |
69.0%
+1.2% YoY+8.4% QoQ
|
+44.6% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)