BlastPoint's Credit Union Scorecard
FOND DU LAC
Charter #67176 · WI
FOND DU LAC has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.33% above tier average
- + Total Assets: Top 5.7% in tier
- + Total Deposits: Top 6.0% in tier
- + Total Loans: Top 7.1% in tier
- + Total Members: Top 9.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.12% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
- Shares and deposits +3.6% year over year ($72.7M in shares and deposits).
- Membership: 5,826 members, -1.3% vs a year ago.
- Delinquency rate 0.35%.
- Return on assets 1.37%.
- Efficiency ratio 72.39% vs a 88.77% peer average.
- Loan-to-share ratio 62.42% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,826
-1.3% YoY-0.1% QoQ
|
+3.2K |
2,585
-1.7% YoY
|
40,085
+5.1% YoY
|
34,678
+6.6% YoY
|
Top 9.6% in tier |
| Assets |
$84.9M
+4.6% YoY+0.5% QoQ
|
+$54.6M |
$30.3M
+1.5% YoY
|
$782.0M
+12.1% YoY
|
$593.1M
+10.2% YoY
|
Top 5.8% in tier |
| Loans |
$45.4M
+6.4% YoY+3.9% QoQ
|
+$29.9M |
$15.5M
-1.7% YoY
|
$600.2M
+11.1% YoY
|
$418.6M
+10.1% YoY
|
Top 7.2% in tier |
| Deposits |
$72.7M
+3.6% YoY+0.1% QoQ
|
+$46.9M |
$25.8M
+1.1% YoY
|
$658.6M
+12.2% YoY
|
$504.8M
+10.3% YoY
|
Top 6.1% in tier |
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| ROA |
1.4%
+4.9% YoY+2.9% QoQ
|
-0.1% |
1.5%
+241.5% YoY
|
1.0%
+81.4% YoY
|
1.2%
+121.4% YoY
|
76% |
| NIM |
4.2%
-0.1% YoY+1.3% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.7%
+9.7% YoY
|
3.8%
+2.3% YoY
|
66% |
| Efficiency Ratio |
72.4%
+1.7% YoY-3.1% QoQ
|
-16.4% |
88.8%
-6.9% YoY
|
75.5%
-0.0% YoY
|
83.0%
-5.3% YoY
|
31% |
| Delinquency Rate |
0.4%
+95.6% YoY+49.3% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
0.8%
-17.5% YoY
|
1.3%
+2.6% YoY
|
34% |
| Loan To Share |
62.4%
+2.7% YoY+3.8% QoQ
|
+3.5% |
58.9%
-3.1% YoY
|
79.3%
-0.8% YoY
|
66.4%
-1.4% YoY
|
56% |
| AMR |
$20,263
+6.1% YoY+1.6% QoQ
|
+$5K |
$14,963
-6.8% YoY
|
$24,272
+7.8% YoY
|
$20,028
-0.9% YoY
|
79% |
| CD Concentration |
6.0%
-14.3% YoY-1.8% QoQ
|
-18.6% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)