BlastPoint's Credit Union Scorecard
FOND DU LAC
Charter #67176 · WI
FOND DU LAC has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.82% above tier average
- + Net Interest Margin 0.39% above tier average
- + Total Deposits: Top 7.0% in tier
- + Total Assets: Top 7.2% in tier
- + Total Loans: Top 8.5% in tier
- + Total Members: Top 9.6% in tier
Key Concerns
Areas that may need attention
- - Member decline: -4.1% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,846
-4.1% YoY-0.4% QoQ
|
+3.2K |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
Top 9.6% in tier |
| Assets |
$81.1M
+0.8% YoY-0.6% QoQ
|
+$51.0M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
Top 7.2% in tier |
| Loans |
$42.8M
-1.7% YoY-0.6% QoQ
|
+$27.1M |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
Top 8.6% in tier |
| Deposits |
$69.6M
-1.1% YoY-1.0% QoQ
|
+$43.9M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
Top 7.0% in tier |
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| ROA |
1.4%
+32.0% YoY+1.0% QoQ
|
+0.8% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
82% |
| NIM |
4.3%
+11.2% YoY+1.1% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
68% |
| Efficiency Ratio |
69.0%
-7.6% YoY-1.4% QoQ
|
-13.6% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
25% |
| Delinquency Rate |
0.3%
-65.9% YoY-9.5% QoQ
|
-1.3 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
31% |
| Loan To Share |
61.6%
-0.7% YoY+0.4% QoQ
|
+1.0% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
51% |
| AMR |
$19,224
+2.9% YoY-0.5% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
76% |
| CD Concentration |
6.4%
-25.1% YoY-2.4% QoQ
|
-18.0% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)