BlastPoint's Credit Union Scorecard
FORT COMMUNITY
Charter #67184 · WI
FORT COMMUNITY has 7 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 50.0% in tier
- + Wallet Share Momentum: Top 50.0% in tier
- + Loan Growth Rate: Top 3.8% in tier
- + Asset Growth Rate: Top 4.0% in tier
- + Total Assets: Top 4.9% in tier
- + Total Loans: Top 5.2% in tier
- + AMR Growth Rate: Top 7.3% in tier
Key Concerns
Areas that may need attention
- - Liquidity Strain: Bottom 50.0% in tier
- - ROA 0.23% below tier average
- - Delinquency rate 0.71% above tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 27 that size in Wisconsin.
- Shares and deposits +4.6% year over year ($341M in shares and deposits).
- Membership: 21,656 members, -0.3% vs a year ago.
- Delinquency rate 1.59%.
- Return on assets 0.64%.
- Efficiency ratio 70.72% vs a 76.73% peer average.
- Loan-to-share ratio 90.92% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
21,656
-0.3% YoY+0.1% QoQ
|
+6.5K |
15,168
-2.6% YoY
|
40,085
+5.1% YoY
|
34,678
+6.6% YoY
|
82% |
| Assets |
$449.8M
+13.1% YoY+7.3% QoQ
|
+$217.8M |
$232.0M
+0.7% YoY
|
$782.0M
+12.1% YoY
|
$593.1M
+10.2% YoY
|
Top 5.0% in tier |
| Loans |
$309.6M
+18.9% YoY+4.5% QoQ
|
+$163.3M |
$146.3M
+0.2% YoY
|
$600.2M
+11.1% YoY
|
$418.6M
+10.1% YoY
|
Top 5.3% in tier |
| Deposits |
$340.5M
+4.6% YoY+1.2% QoQ
|
+$139.8M |
$200.7M
+0.2% YoY
|
$658.6M
+12.2% YoY
|
$504.8M
+10.3% YoY
|
Top 11.7% in tier |
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| ROA |
0.6%
-23.6% YoY+210.1% QoQ
|
-0.2% |
0.9%
+12.5% YoY
|
1.0%
+81.4% YoY
|
1.2%
+121.4% YoY
|
39% |
| NIM |
3.5%
+11.9% YoY-1.6% QoQ
|
-0.2% |
3.7%
+4.5% YoY
|
3.7%
+9.7% YoY
|
3.8%
+2.3% YoY
|
40% |
| Efficiency Ratio |
70.7%
-6.8% YoY-5.6% QoQ
|
-6.0% |
76.7%
-0.8% YoY
|
75.5%
-0.0% YoY
|
83.0%
-5.3% YoY
|
28% |
| Delinquency Rate |
1.6%
-1.5% YoY+9.5% QoQ
|
+0.7 |
0.9%
+6.6% YoY
|
0.8%
-17.5% YoY
|
1.3%
+2.6% YoY
|
Bottom 12.3% in tier |
| Loan To Share |
90.9%
+13.6% YoY+3.3% QoQ
|
+19.4% |
71.5%
-0.3% YoY
|
79.3%
-0.8% YoY
|
66.4%
-1.4% YoY
|
Top 13.0% in tier |
| AMR |
$30,019
+11.3% YoY+2.6% QoQ
|
+$5K |
$25,107
+3.2% YoY
|
$24,272
+7.8% YoY
|
$20,028
-0.9% YoY
|
80% |
| CD Concentration |
25.1%
+1.2% YoY-0.4% QoQ
|
+0.5% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % |
12.3%
-35.5% YoY-10.1% QoQ
|
-1.4% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (2)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (1)
Liquidity Strain
riskLoan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)