BlastPoint's Credit Union Scorecard
OAKDALE
Charter #67200 · WI
OAKDALE demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.20% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Efficiency Ratio: Top 2.3% in tier
- + Net Charge-Off Rate: Top 3.7% in tier
- + Fee Income Per Member: Top 7.0% in tier
- + Asset Growth Rate: Top 7.9% in tier
- + Share Certificate Concentration (%): Top 9.1% in tier
- + Deposit Growth Rate: Top 10.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
11,383
+0.3% YoY+0.3% QoQ
|
-3.8K |
15,145
-2.5% YoY
|
39,491
+5.5% YoY
|
33,913
+5.7% YoY
|
40% |
| Assets |
$133.5M
+10.7% YoY+4.5% QoQ
|
$-98.3M |
$231.7M
+0.8% YoY
|
$762.9M
+12.1% YoY
|
$578.3M
+9.0% YoY
|
22% |
| Loans |
$68.6M
-2.4% YoY+1.7% QoQ
|
$-75.5M |
$144.1M
+0.2% YoY
|
$579.7M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
16% |
| Deposits |
$115.1M
+9.7% YoY+4.9% QoQ
|
$-86.1M |
$201.1M
+0.4% YoY
|
$643.6M
+11.9% YoY
|
$494.3M
+9.1% YoY
|
21% |
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| ROA |
2.9%
+39.1% YoY+45.2% QoQ
|
+2.2% |
0.7%
+5.1% YoY
|
0.3%
+1.8% YoY
|
0.4%
-39.2% YoY
|
Top 0.6% in tier |
| NIM |
3.6%
-9.9% YoY-7.9% QoQ
|
+0.0% |
3.6%
+4.6% YoY
|
3.4%
+8.2% YoY
|
3.8%
+4.1% YoY
|
50% |
| Efficiency Ratio |
50.5%
-11.2% YoY-13.8% QoQ
|
-27.6% |
78.0%
-1.7% YoY
|
77.2%
-0.5% YoY
|
84.6%
+2.8% YoY
|
Top 2.3% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-0.8 |
0.8%
+7.1% YoY
|
0.7%
-8.9% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
59.6%
-11.0% YoY-3.1% QoQ
|
-10.8% |
70.4%
-0.4% YoY
|
78.6%
-0.5% YoY
|
65.6%
-1.4% YoY
|
26% |
| AMR |
$16,136
+4.6% YoY+3.3% QoQ
|
$-9K |
$24,918
+2.7% YoY
|
$24,071
+7.1% YoY
|
$19,920
+1.6% YoY
|
Bottom 13.3% in tier |
| CD Concentration |
9.2%
+11.5% YoY+5.0% QoQ
|
-15.0% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)