BlastPoint's Credit Union Scorecard
NORTHWOODS COMMUNITY
Charter #67240 · WI
NORTHWOODS COMMUNITY has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.01% above tier average
- + Net Interest Margin 0.17% above tier average
- + Total Deposits: Top 2.0% in tier
- + Total Assets: Top 2.8% in tier
- + Total Members: Top 3.6% in tier
- + Total Loans: Top 6.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.9% YoY
- - Indirect Auto Concentration (%): Bottom 5.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,024
-3.9% YoY-1.6% QoQ
|
+5.4K |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
Top 3.7% in tier |
| Assets |
$92.7M
-1.9% YoY-0.4% QoQ
|
+$62.5M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
Top 2.8% in tier |
| Loans |
$49.2M
-12.3% YoY-3.7% QoQ
|
+$33.5M |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
Top 6.0% in tier |
| Deposits |
$82.3M
-2.9% YoY-0.2% QoQ
|
+$56.6M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
Top 2.1% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-9.8% YoY-27.7% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
47% |
| NIM |
4.1%
+8.9% YoY+0.9% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
60% |
| Efficiency Ratio |
82.3%
+1.6% YoY+0.4% QoQ
|
-0.2% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
57% |
| Delinquency Rate |
0.8%
-4.6% YoY-0.1% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
53% |
| Loan To Share |
59.9%
-9.7% YoY-3.5% QoQ
|
-0.8% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
49% |
| AMR |
$16,386
-2.9% YoY+0.1% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
64% |
| CD Concentration |
13.4%
-21.8% YoY+4.3% QoQ
|
-11.0% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % |
22.1%
-12.1% YoY-5.5% QoQ
|
+8.3% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)