BlastPoint's Credit Union Scorecard
BELL
Charter #67263 · KS
BELL has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.31% above tier average
- + Asset Growth Rate: Top 8.8% in tier
- + Deposit Growth Rate: Top 9.8% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.14% above tier average
- - Share Certificate Concentration (%): Bottom 5.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,114
+1.3% YoY+0.4% QoQ
|
-562 |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
54% |
| Assets |
$28.5M
+9.1% YoY+4.6% QoQ
|
$-1.7M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
58% |
| Loans |
$18.2M
+2.3% YoY+0.2% QoQ
|
+$2.9M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
68% |
| Deposits |
$25.8M
+9.0% YoY+5.2% QoQ
|
+$42K |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
60% |
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| ROA |
0.5%
-50.8% YoY-40.3% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
43% |
| NIM |
3.9%
-6.1% YoY+1.4% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
65.3%
-0.0% YoY-6.6% QoQ
|
-25.3% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
18% |
| Delinquency Rate |
2.6%
+0.7% YoY-14.3% QoQ
|
+1.1 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
Bottom 13.4% in tier |
| Loan To Share |
70.4%
-6.1% YoY-4.8% QoQ
|
+11.8% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
68% |
| AMR |
$20,811
+4.8% YoY+2.7% QoQ
|
+$6K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
81% |
| CD Concentration |
44.4%
-6.9% YoY-5.8% QoQ
|
+20.2% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)