BlastPoint's Credit Union Scorecard
SPACE COAST
Charter #67297 · FL
Space Coast at VentureTech 2026 · Fort Worth
YOU MADE THE SET.
Space Coast is one of 101 credit unions in the 2026 VentureTech card set. We also found Space Coast's biggest opportunity. Unlock it at the BlastPoint booth during expo hall hours, Mon Nov 16 and Tue Nov 17.
CARD SET
Tap a card to see it up close
-
SPACE COAST
-
PEER · AT VENTURETECH
-
PEER · AT VENTURETECH
-
SPACE COAST'S BIGGEST OPPORTUNITY
Space Coast is headed to VentureTech in Fort Worth! Check out our trading card.
SPACE COAST has 2 strengths but faces 6 concerns
How does the industry compare?
What's your peer group doing?
How does FL stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.25% above tier average
- + Total Members: Top 0.1% in tier
Key Concerns
Areas that may need attention
- - Liquidity Strain: Bottom 16.7% in tier
- - Credit Quality Pressure: Bottom 20.3% in tier
- - Shrinking Wallet Share: Bottom 92.2% in tier
- - Indirect Auto Dependency: Bottom 95.3% in tier
- - ROA 0.25% below tier average
- - Loan Growth Rate: Bottom 7.1% in tier
The real pack is waiting in Fort Worth
- 1 CLEAR Your card arrived By email from Collier at BlastPoint
- 2 YOU ARE HERE Open your pack Right here on your Scorecard
- 3 BOSS LEVEL Grab the real pack At the BlastPoint booth
- 4 BONUS ROUND Find a CU from your pack Meet up and you both enter to win a member intelligence report
- Where
- The BlastPoint booth, Omni Fort Worth
- Expo hall
- Mon Nov 16 and Tue Nov 17
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
705,088
+3.0% YoY-0.3% QoQ
|
+266.2K |
438,885
-1.1% YoY
|
74,629
+8.2% YoY
|
34,678
+6.6% YoY
|
Top 3.6% in tier |
| Assets |
$9.2B
-0.1% YoY-1.5% QoQ
|
+$231.7M |
$8.9B
+0.0% YoY
|
$1.2B
+11.8% YoY
|
$593.1M
+10.2% YoY
|
50% |
| Loans |
$7.5B
-4.2% YoY+3.1% QoQ
|
+$1.3B |
$6.2B
-0.6% YoY
|
$865.0M
+13.2% YoY
|
$418.6M
+10.1% YoY
|
Top 14.3% in tier |
| Deposits |
$7.8B
+6.5% YoY+0.3% QoQ
|
+$99.2M |
$7.7B
+2.7% YoY
|
$1.0B
+12.3% YoY
|
$504.8M
+10.3% YoY
|
46% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
+4.9% YoY+26.6% QoQ
|
-0.2% |
1.0%
+4.7% YoY
|
0.7%
+7.2% YoY
|
1.2%
+121.4% YoY
|
29% |
| NIM |
3.3%
+6.0% YoY+2.6% QoQ
|
+0.3% |
3.1%
+6.6% YoY
|
3.6%
+3.4% YoY
|
3.8%
+2.3% YoY
|
61% |
| Efficiency Ratio |
65.0%
-1.8% YoY-5.4% QoQ
|
-1.1% |
66.1%
+1.6% YoY
|
79.7%
+3.1% YoY
|
83.0%
-5.3% YoY
|
50% |
| Delinquency Rate |
0.8%
+31.4% YoY+28.0% QoQ
|
+0.0 |
0.8%
+23.1% YoY
|
0.7%
+5.6% YoY
|
1.3%
+2.6% YoY
|
57% |
| Loan To Share |
97.1%
-10.0% YoY+2.8% QoQ
|
+15.8% |
81.3%
-3.8% YoY
|
70.8%
+0.7% YoY
|
66.4%
-1.4% YoY
|
82% |
| AMR |
$21,680
-2.1% YoY+2.0% QoQ
|
$-16K |
$37,279
+8.1% YoY
|
$23,115
+4.1% YoY
|
$20,028
-0.9% YoY
|
Bottom 7.1% in tier |
| CD Concentration |
35.4%
+11.5% YoY+0.6% QoQ
|
+7.1% | 28.3% | 24.7% | 20.0% | 82% |
| Indirect Auto % |
37.1%
-20.1% YoY+0.8% QoQ
|
+20.3% | 16.8% | 10.8% | 7.7% | Bottom 10.6% in tier |
Signature Analysis
Strengths (0)
Concerns (4)
Credit Quality Pressure
riskDelinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.
Shrinking Wallet Share
declineAverage member relationship declining year-over-year. Members may be moving money elsewhere or reducing engagement.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Liquidity Strain
riskLoan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)