BlastPoint's Credit Union Scorecard
CORPUS CHRISTI S.P.
Charter #67485 · TX
CORPUS CHRISTI S.P. has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.33% above tier average
- + Net Interest Margin 1.26% above tier average
- + Loan-to-Share Ratio: Top 4.3% in tier
- + Loan Growth Rate: Top 7.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 5.07% above tier average
- - Total Delinquency Rate (60+ days): Bottom 4.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
637
+1.0% YoY+1.1% QoQ
|
-2.0K |
2,676
+1.6% YoY
|
29,039
+7.4% YoY
|
33,913
+5.7% YoY
|
17% |
| Assets |
$5.0M
+3.2% YoY+1.9% QoQ
|
$-25.2M |
$30.2M
+1.3% YoY
|
$450.8M
+10.3% YoY
|
$578.3M
+9.0% YoY
|
19% |
| Loans |
$4.1M
+12.6% YoY+1.2% QoQ
|
$-11.2M |
$15.3M
-2.0% YoY
|
$318.1M
+8.9% YoY
|
$402.4M
+8.7% YoY
|
30% |
| Deposits |
$4.3M
+2.9% YoY+1.4% QoQ
|
$-21.5M |
$25.8M
+0.7% YoY
|
$378.7M
+10.8% YoY
|
$494.3M
+9.1% YoY
|
20% |
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| ROA |
0.5%
-183.5% YoY+542.3% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
-0.2%
-134.7% YoY
|
0.4%
-39.2% YoY
|
43% |
| NIM |
5.3%
+14.9% YoY-1.4% QoQ
|
+1.3% |
4.0%
+4.0% YoY
|
3.9%
-0.7% YoY
|
3.8%
+4.1% YoY
|
Top 8.4% in tier |
| Efficiency Ratio |
85.9%
-15.0% YoY+4.2% QoQ
|
-4.8% |
90.6%
+6.5% YoY
|
98.7%
+20.4% YoY
|
84.6%
+2.8% YoY
|
60% |
| Delinquency Rate |
6.6%
+342.7% YoY+230.3% QoQ
|
+5.1 |
1.5%
+3.8% YoY
|
1.2%
+13.1% YoY
|
1.2%
+3.4% YoY
|
Bottom 4.0% in tier |
| Loan To Share |
96.5%
+9.4% YoY-0.2% QoQ
|
+37.9% |
58.5%
-3.0% YoY
|
69.5%
-2.6% YoY
|
65.6%
-1.4% YoY
|
Top 4.4% in tier |
| AMR |
$13,125
+6.5% YoY+0.2% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$17,820
+2.9% YoY
|
$19,920
+1.6% YoY
|
46% |
| CD Concentration |
34.7%
-15.3% YoY-1.1% QoQ
|
+10.4% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)