BlastPoint's Credit Union Scorecard
FORT WORTH CITY
Charter #67532 · TX
FORT WORTH CITY demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 50.0% in tier
- + Relationship Depth Leader: Top 50.0% in tier
- + Organic Growth Leader: Top 50.0% in tier
- + Wallet Share Momentum: Top 50.0% in tier
- + ROA 1.06% above tier average
- + Total Delinquency Rate (60+ days): Top 2.0% in tier
- + Efficiency Ratio: Top 5.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 74 that size in Texas.
- Shares and deposits +7.7% year over year ($296M in shares and deposits).
- Membership: 16,137 members, +1.7% vs a year ago.
- Delinquency rate 0.03%.
- Return on assets 1.92%.
- Efficiency ratio 56.69% vs a 76.73% peer average.
- Loan-to-share ratio 63.47% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
16,137
+1.7% YoY-0.9% QoQ
|
+968 |
15,168
-2.6% YoY
|
27,284
+2.5% YoY
|
34,678
+6.6% YoY
|
64% |
| Assets |
$336.8M
+6.9% YoY+0.5% QoQ
|
+$104.8M |
$232.0M
+0.7% YoY
|
$429.8M
+5.9% YoY
|
$593.1M
+10.2% YoY
|
80% |
| Loans |
$187.9M
+6.7% YoY+1.6% QoQ
|
+$41.6M |
$146.3M
+0.2% YoY
|
$305.6M
+4.5% YoY
|
$418.6M
+10.1% YoY
|
72% |
| Deposits |
$296.1M
+7.7% YoY+1.2% QoQ
|
+$95.4M |
$200.7M
+0.2% YoY
|
$357.0M
+5.3% YoY
|
$504.8M
+10.3% YoY
|
81% |
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| ROA |
1.9%
+43.4% YoY-0.2% QoQ
|
+1.1% |
0.9%
+12.5% YoY
|
1.4%
-298.3% YoY
|
1.2%
+121.4% YoY
|
Top 4.2% in tier |
| NIM |
3.3%
+16.7% YoY+1.0% QoQ
|
-0.4% |
3.7%
+4.5% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
29% |
| Efficiency Ratio |
56.7%
-10.4% YoY+1.3% QoQ
|
-20.0% |
76.7%
-0.8% YoY
|
89.3%
-7.8% YoY
|
83.0%
-5.3% YoY
|
Top 5.1% in tier |
| Delinquency Rate |
0.0%
-67.3% YoY
|
-0.8 |
0.9%
+6.6% YoY
|
1.3%
+10.3% YoY
|
1.3%
+2.6% YoY
|
Top 2.0% in tier |
| Loan To Share |
63.5%
-1.0% YoY+0.5% QoQ
|
-8.1% |
71.5%
-0.3% YoY
|
70.0%
-2.3% YoY
|
66.4%
-1.4% YoY
|
31% |
| AMR |
$29,993
+5.6% YoY+2.3% QoQ
|
+$5K |
$25,107
+3.2% YoY
|
$17,919
+2.5% YoY
|
$20,028
-0.9% YoY
|
80% |
| CD Concentration |
17.3%
+2.2% YoY+3.2% QoQ
|
-7.3% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % |
2.2%
-33.0% YoY-13.0% QoQ
|
-11.4% | 13.6% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (4)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)