BlastPoint's Credit Union Scorecard

FORT WORTH CITY

Charter #67532 · TX

100M-500M
1070 CUs in 100M-500M nationally 80 in TX

FORT WORTH CITY demonstrates 6 strengths

National Analysis

How does the industry compare?
TX Analysis

How does TX stack up?

Key Strengths

Areas where this CU excels compared to peers

  • + Organic Growth Engine: Top 50.0% in tier
  • + Organic Growth Leader: Top 50.0% in tier
  • + Relationship Depth Leader: Top 50.0% in tier
  • + ROA 1.20% above tier average
  • + Total Delinquency Rate (60+ days): Top 1.8% in tier
  • + Efficiency Ratio: Top 4.8% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Members 16,282
+3.3% YoY+1.1% QoQ
 +1.1K 15,145
-2.5% YoY
 29,039
+7.4% YoY
 33,913
+5.7% YoY
 64%
Assets $335.1M
+6.0% YoY+3.2% QoQ
 +$103.4M $231.7M
+0.8% YoY
 $450.8M
+10.3% YoY
 $578.3M
+9.0% YoY
 79%
Loans $184.9M
+9.1% YoY+1.0% QoQ
 +$40.7M $144.1M
+0.2% YoY
 $318.1M
+8.9% YoY
 $402.4M
+8.7% YoY
 72%
Deposits $292.6M
+5.8% YoY+3.4% QoQ
 +$91.5M $201.1M
+0.4% YoY
 $378.7M
+10.8% YoY
 $494.3M
+9.1% YoY
 80%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.9%
+37.6% YoY+89.8% QoQ
 +1.2% 0.7%
+5.1% YoY
 -0.2%
-134.7% YoY
 0.4%
-39.2% YoY
 Top 4.7% in tier
NIM 3.3%
+15.2% YoY+29.8% QoQ
 -0.3% 3.6%
+4.6% YoY
 3.9%
-0.7% YoY
 3.8%
+4.1% YoY
 31%
Efficiency Ratio 56.0%
-9.8% YoY-19.8% QoQ
 -22.0% 78.0%
-1.7% YoY
 98.7%
+20.4% YoY
 84.6%
+2.8% YoY
 Top 4.8% in tier
Delinquency Rate 0.0% -0.7 0.8%
+7.1% YoY
 1.2%
+13.1% YoY
 1.2%
+3.4% YoY
 Top 1.8% in tier
Loan To Share 63.2%
+3.1% YoY-2.4% QoQ
 -7.2% 70.4%
-0.4% YoY
 69.5%
-2.6% YoY
 65.6%
-1.4% YoY
 32%
AMR $29,328
+3.6% YoY+1.3% QoQ
 +$4K $24,918
+2.7% YoY
 $17,820
+2.9% YoY
 $19,920
+1.6% YoY
 79%
CD Concentration 16.7%
+2.4% YoY-1.0% QoQ
 -7.5% 24.3% 21.3% 19.8% 50%
Indirect Auto % 2.6%
-27.9% YoY-6.9% QoQ
 -11.2% 13.8% 6.9% 7.7% 50%

Signature Analysis

Strengths (3)

Organic Growth Engine

growth
#55 of 352 • Top 50.0% in tier

Growing membership while maintaining profitability. Healthy fundamentals in place.

Why This Signature
Member Growth (YoY): 3.34%
(Tier: 0.72%, National: 10.19%)
better than tier avg
Return on Assets: 1.92%
(Tier: 0.72%, National: 0.39%)
better than tier avg
Indirect Auto %: 2.59%
(Tier: 13.80%, National: 7.73%)
better than tier avg
352 of 1070 Mid-Small & Community CUs have this signature | 499 nationally
→ No prior data (352 CUs now) | New qualifier

Organic Growth Leader

growth
#142 of 371 • Top 50.0% in tier

Attracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.

Why This Signature
Member Growth (YoY): 3.34%
(Tier: 0.72%, National: 10.19%)
better than tier avg
Indirect Auto %: 2.59%
(Tier: 13.80%, National: 7.73%)
better than tier avg
371 of 1070 Mid-Small & Community CUs have this signature | 518 nationally
→ No prior data (371 CUs now) | New qualifier

Relationship Depth Leader

growth
#175 of 257 • Top 50.0% in tier

Top-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.

Why This Signature
AMR Growth (YoY): 3.56%
(Tier: 3.74%, National: 6.36%)
but worse than tier avg
Share Draft per Member: $4.0K
(Tier: $3.0K, National: $2.1K)
better than tier avg
257 of 1070 Mid-Small & Community CUs have this signature | 342 nationally
↑ Growing +27 CUs YoY | Rank improving

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 1070 peers in tier

Top Strengths (10 metrics)

20
Total Delinquency Rate (60+ days)
risk
Value: 0.03%
Peer Median: 0.61%
#20 of 1070 Top 1.8% in 100M-500M tier
50
Return on Assets (ROA)
profitability
Value: 1.92%
Peer Median: 0.69%
#50 of 1070 Top 4.6% in 100M-500M tier
52
Efficiency Ratio
profitability
Value: 55.98%
Peer Median: 78.68%
#52 of 1070 Top 4.8% in 100M-500M tier
111
Net Charge-Off Rate
risk
Value: 0.04%
Peer Median: 0.35%
#111 of 1070 Top 10.3% in 100M-500M tier
193
Fee Income Per Member
profitability
Value: $221.75
Peer Median: $154.95
#193 of 1070 Top 17.9% in 100M-500M tier
194
Member Growth Rate
growth
Value: 3.34%
Peer Median: -0.06%
#194 of 1070 Top 18.0% in 100M-500M tier
218
Loan Growth Rate
growth
Value: 9.06%
Peer Median: 2.93%
#218 of 1070 Top 20.3% in 100M-500M tier
219
Total Deposits
balance_sheet
Value: $292.64M
Peer Median: $171.29M
#219 of 1070 Top 20.4% in 100M-500M tier
227
Total Assets
balance_sheet
Value: $335.12M
Peer Median: $196.57M
#227 of 1070 Top 21.1% in 100M-500M tier
228
Average Member Relationship (AMR)
engagement
Value: $29,328
Peer Median: $22,931
#228 of 1070 Top 21.2% in 100M-500M tier

Top Weaknesses (0 metrics)

No weakness rankings available
Link copied to clipboard!