BlastPoint's Credit Union Scorecard
MATAGORDA COUNTY
Charter #67545 · TX
MATAGORDA COUNTY shows stable performance across key metrics
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 239 that size in Texas.
- Shares and deposits +0.8% year over year ($29.9M in shares and deposits).
- Membership: 2,428 members, +0.1% vs a year ago.
- Delinquency rate 0.31%.
- Return on assets 1.54%.
- Efficiency ratio 64.08% vs a 88.77% peer average.
- Loan-to-share ratio 56.99% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,428
+0.1% YoY-1.3% QoQ
|
-157 |
2,585
-1.7% YoY
|
27,284
+2.5% YoY
|
34,678
+6.6% YoY
|
60% |
| Assets |
$36.2M
+2.0% YoY-1.4% QoQ
|
+$6.0M |
$30.3M
+1.5% YoY
|
$429.8M
+5.9% YoY
|
$593.1M
+10.2% YoY
|
66% |
| Loans |
$17.0M
+8.2% YoY-2.1% QoQ
|
+$1.6M |
$15.5M
-1.7% YoY
|
$305.6M
+4.5% YoY
|
$418.6M
+10.1% YoY
|
66% |
| Deposits |
$29.9M
+0.8% YoY-1.9% QoQ
|
+$4.1M |
$25.8M
+1.1% YoY
|
$357.0M
+5.3% YoY
|
$504.8M
+10.3% YoY
|
64% |
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| ROA |
1.5%
-19.4% YoY+4.9% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
1.4%
-298.3% YoY
|
1.2%
+121.4% YoY
|
81% |
| NIM |
3.5%
-4.0% YoY+2.0% QoQ
|
-0.4% |
3.9%
+0.9% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
36% |
| Efficiency Ratio |
64.1%
+12.6% YoY-1.1% QoQ
|
-24.7% |
88.8%
-6.9% YoY
|
89.3%
-7.8% YoY
|
83.0%
-5.3% YoY
|
16% |
| Delinquency Rate |
0.3%
+435.7% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
1.3%
+10.3% YoY
|
1.3%
+2.6% YoY
|
32% |
| Loan To Share |
57.0%
+7.4% YoY-0.2% QoQ
|
-1.9% |
58.9%
-3.1% YoY
|
70.0%
-2.3% YoY
|
66.4%
-1.4% YoY
|
48% |
| AMR |
$19,336
+3.2% YoY-0.7% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$17,919
+2.5% YoY
|
$20,028
-0.9% YoY
|
75% |
| CD Concentration |
15.2%
+42.4% YoY-1.6% QoQ
|
-9.3% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)