BlastPoint's Credit Union Scorecard
MEMBERS 1ST
Charter #67770 · MO
MEMBERS 1ST demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.53% above tier average
- + Loan-to-Member Ratio (LMR): Top 5.1% in tier
- + Total Loans: Top 5.7% in tier
- + Average Member Relationship (AMR): Top 5.7% in tier
- + Total Deposits: Top 8.5% in tier
- + AMR Growth Rate: Top 8.8% in tier
- + Loan Growth Rate: Top 8.9% in tier
- + Total Assets: Top 9.8% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,190
-0.9% YoY-0.4% QoQ
|
+1.5K |
2,676
+1.6% YoY
|
15,395
-0.3% YoY
|
33,913
+5.7% YoY
|
81% |
| Assets |
$75.0M
+8.1% YoY+1.6% QoQ
|
+$44.9M |
$30.2M
+1.3% YoY
|
$217.9M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
Top 9.8% in tier |
| Loans |
$48.3M
+11.1% YoY+5.6% QoQ
|
+$33.0M |
$15.3M
-2.0% YoY
|
$149.6M
+7.9% YoY
|
$402.4M
+8.7% YoY
|
Top 5.7% in tier |
| Deposits |
$66.4M
+8.4% YoY+1.7% QoQ
|
+$40.6M |
$25.8M
+0.7% YoY
|
$190.9M
+9.2% YoY
|
$494.3M
+9.1% YoY
|
Top 8.6% in tier |
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| ROA |
0.7%
-36.1% YoY-33.0% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
-0.4%
-263.3% YoY
|
0.4%
-39.2% YoY
|
53% |
| NIM |
3.5%
+2.3% YoY+3.6% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.9%
+2.8% YoY
|
3.8%
+4.1% YoY
|
36% |
| Efficiency Ratio |
81.9%
+8.3% YoY+11.0% QoQ
|
-8.7% |
90.6%
+6.5% YoY
|
82.5%
-4.9% YoY
|
84.6%
+2.8% YoY
|
51% |
| Delinquency Rate |
0.2%
-41.4% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.1%
+7.9% YoY
|
1.2%
+3.4% YoY
|
29% |
| Loan To Share |
72.8%
+2.5% YoY+3.8% QoQ
|
+14.3% |
58.5%
-3.0% YoY
|
68.7%
-4.0% YoY
|
65.6%
-1.4% YoY
|
71% |
| AMR |
$27,371
+10.5% YoY+3.7% QoQ
|
+$12K |
$14,884
-1.7% YoY
|
$17,151
+1.8% YoY
|
$19,920
+1.6% YoY
|
Top 5.7% in tier |
| CD Concentration |
13.7%
+7.2% YoY-3.1% QoQ
|
-10.6% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)