BlastPoint's Credit Union Scorecard
KNOX CO. EMPLOYEES
Charter #67793 · TN
KNOX CO. EMPLOYEES demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.01% above tier average
- + Net Interest Margin 0.62% above tier average
- + Net Charge-Off Rate: Top 5.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,350
-0.9% YoY-1.2% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
21,265
+4.5% YoY
|
33,374
+5.7% YoY
|
37% |
| Assets |
$13.0M
+8.8% YoY+5.1% QoQ
|
$-17.1M |
$30.1M
+2.1% YoY
|
$372.5M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
38% |
| Loans |
$6.9M
-0.4% YoY-0.3% QoQ
|
$-8.9M |
$15.8M
-1.3% YoY
|
$275.7M
+8.6% YoY
|
$397.0M
+8.8% YoY
|
41% |
| Deposits |
$10.6M
+7.1% YoY+4.6% QoQ
|
$-15.1M |
$25.7M
+1.4% YoY
|
$312.1M
+9.5% YoY
|
$477.3M
+9.7% YoY
|
38% |
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| ROA |
1.6%
+45.3% YoY-4.4% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.7%
-5.8% YoY
|
0.7%
+15.9% YoY
|
Top 12.8% in tier |
| NIM |
4.6%
+9.1% YoY-2.9% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
76% |
| Efficiency Ratio |
69.5%
-8.7% YoY+0.3% QoQ
|
-13.0% |
82.6%
-2.3% YoY
|
79.4%
+2.9% YoY
|
79.7%
-3.3% YoY
|
26% |
| Delinquency Rate | 0.1% | -1.5 |
1.6%
-3.1% YoY
|
1.1%
-12.6% YoY
|
1.3%
-2.1% YoY
|
19% |
| Loan To Share |
64.9%
-7.0% YoY-4.6% QoQ
|
+4.2% |
60.6%
-3.1% YoY
|
70.0%
-2.2% YoY
|
67.4%
-1.7% YoY
|
56% |
| AMR |
$12,914
+4.9% YoY+3.8% QoQ
|
$-2K |
$14,783
-1.4% YoY
|
$18,770
+3.9% YoY
|
$19,687
+2.0% YoY
|
45% |
| CD Concentration |
8.2%
+26.2% YoY+1.9% QoQ
|
-16.2% | 24.4% | 22.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)