BlastPoint's Credit Union Scorecard
KNOX CO. EMPLOYEES
Charter #67793 · TN
KNOX CO. EMPLOYEES has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.70% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.8% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 84 that size in Tennessee.
- Shares and deposits +1.4% year over year ($10.1M in shares and deposits).
- Membership: 1,336 members, -2.8% vs a year ago.
- Delinquency rate 0.04%.
- Return on assets 1.49%.
- Efficiency ratio 70.01% vs a 88.77% peer average.
- Loan-to-share ratio 61.48% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,336
-2.8% YoY-0.6% QoQ
|
-1.2K |
2,585
-1.7% YoY
|
22,058
+4.8% YoY
|
34,678
+6.6% YoY
|
37% |
| Assets |
$12.5M
+2.7% YoY-2.2% QoQ
|
$-17.8M |
$30.3M
+1.5% YoY
|
$390.3M
+9.5% YoY
|
$593.1M
+10.2% YoY
|
37% |
| Loans |
$6.2M
-9.1% YoY-4.4% QoQ
|
$-9.2M |
$15.5M
-1.7% YoY
|
$289.3M
+8.5% YoY
|
$418.6M
+10.1% YoY
|
39% |
| Deposits |
$10.1M
+1.4% YoY-3.3% QoQ
|
$-15.7M |
$25.8M
+1.1% YoY
|
$326.4M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
36% |
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| ROA |
1.5%
-15.7% YoY+9.0% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
1.1%
+46.9% YoY
|
1.2%
+121.4% YoY
|
80% |
| NIM |
4.6%
-2.4% YoY-0.7% QoQ
|
+0.7% |
3.9%
+0.9% YoY
|
3.9%
+2.1% YoY
|
3.8%
+2.3% YoY
|
79% |
| Efficiency Ratio |
70.0%
+1.9% YoY-1.6% QoQ
|
-18.8% |
88.8%
-6.9% YoY
|
78.9%
+2.6% YoY
|
83.0%
-5.3% YoY
|
26% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.1%
-1.7% YoY
|
1.3%
+2.6% YoY
|
16% |
| Loan To Share |
61.5%
-10.3% YoY-1.1% QoQ
|
+2.6% |
58.9%
-3.1% YoY
|
68.7%
-1.7% YoY
|
66.4%
-1.4% YoY
|
54% |
| AMR |
$12,208
-0.1% YoY-3.2% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$19,228
+3.5% YoY
|
$20,028
-0.9% YoY
|
40% |
| CD Concentration |
6.7%
+3.9% YoY-11.5% QoQ
|
-17.9% | 24.6% | 22.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)