BlastPoint's Credit Union Scorecard
SALINA INTERPAROCHIAL
Charter #67799 · KS
SALINA INTERPAROCHIAL has 5 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.85% above tier average
- + Efficiency Ratio: Top 2.8% in tier
- + Members Per Employee (MPE): Top 3.0% in tier
- + Loan-to-Share Ratio: Top 3.2% in tier
- + Net Worth Ratio: Top 6.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.84% below tier average
- - Delinquency rate 2.07% above tier average
- - Share Certificate Concentration (%): Bottom 0.3% in tier
- - Net Charge-Off Rate: Bottom 3.8% in tier
- - AMR Growth Rate: Bottom 8.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits -1.9% year over year ($15.3M in shares and deposits).
- Membership: 2,360 members, +0.0% vs a year ago.
- Delinquency rate 3.62%.
- Return on assets 0.65%.
- Efficiency ratio 45.85% vs a 88.77% peer average.
- Loan-to-share ratio 99.69% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,360
0% YoY+0.2% QoQ
|
-225 |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
59% |
| Assets |
$21.8M
-1.0% YoY-0.6% QoQ
|
$-8.5M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
50% |
| Loans |
$15.3M
-15.3% YoY-6.1% QoQ
|
$-166K |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
62% |
| Deposits |
$15.3M
-1.9% YoY-1.3% QoQ
|
$-10.5M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
46% |
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| ROA |
0.7%
-26.3% YoY+108.6% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
40% |
| NIM |
4.8%
+5.1% YoY+3.6% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
83% |
| Efficiency Ratio |
45.8%
+3.5% YoY+4.7% QoQ
|
-42.9% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
Top 2.8% in tier |
| Delinquency Rate |
3.6%
-0.8% YoY+78.5% QoQ
|
+2.1 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
Bottom 10.4% in tier |
| Loan To Share |
99.7%
-13.6% YoY-4.9% QoQ
|
+40.8% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
Top 3.3% in tier |
| AMR |
$12,979
-9.1% YoY-3.9% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
44% |
| CD Concentration |
79.9%
+1.5% YoY-0.5% QoQ
|
+55.3% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)