BlastPoint's Credit Union Scorecard
SALINA INTERPAROCHIAL
Charter #67799 · KS
SALINA INTERPAROCHIAL has 6 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + Net Interest Margin 0.58% above tier average
- + Loan-to-Share Ratio: Top 2.1% in tier
- + Efficiency Ratio: Top 2.6% in tier
- + Members Per Employee (MPE): Top 3.3% in tier
- + Net Worth Ratio: Top 6.9% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.52% above tier average
- - Share Certificate Concentration (%): Bottom 0.2% in tier
- - Net Charge-Off Rate: Bottom 5.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,355
+0.5% YoY-0.5% QoQ
|
-321 |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
58% |
| Assets |
$21.9M
-0.3% YoY-2.4% QoQ
|
$-8.2M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
50% |
| Loans |
$16.3M
-9.7% YoY-4.5% QoQ
|
+$1.0M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
64% |
| Deposits |
$15.5M
-1.0% YoY-3.2% QoQ
|
$-10.2M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
46% |
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| ROA |
0.3%
-65.4% YoY-51.5% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
36% |
| NIM |
4.6%
+3.4% YoY+0.0% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
79% |
| Efficiency Ratio |
43.8%
-6.1% YoY-3.6% QoQ
|
-46.8% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
Top 2.6% in tier |
| Delinquency Rate |
2.0%
-46.4% YoY-41.9% QoQ
|
+0.5 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
81% |
| Loan To Share |
104.8%
-8.7% YoY-1.3% QoQ
|
+46.3% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Top 2.2% in tier |
| AMR |
$13,510
-6.1% YoY-3.4% QoQ
|
$-1K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
48% |
| CD Concentration |
80.2%
+3.2% YoY+0.9% QoQ
|
+56.0% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)