BlastPoint's Credit Union Scorecard

MID PLAINS

Charter #67812 · KS

<100M
2508 CUs in <100M nationally 43 in KS

MID PLAINS has 1 strength but faces 8 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Loan-to-Share Ratio: Top 6.3% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.07% below tier average
  • - Delinquency rate 4.45% above tier average
  • - Share Certificate Concentration (%): Bottom 0.4% in tier
  • - Total Delinquency Rate (60+ days): Bottom 4.5% in tier
  • - Total Members: Bottom 5.9% in tier
  • - Total Assets: Bottom 6.2% in tier
  • - Total Deposits: Bottom 6.7% in tier
  • - Members Per Employee (MPE): Bottom 7.7% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 242
0% YoY+1.3% QoQ
-2.4K 2,676
+1.6% YoY
12,306
-36.1% YoY
33,913
+5.7% YoY
Bottom 5.9% in tier
Assets $1.2M
-3.1% YoY-3.0% QoQ
$-29.0M $30.2M
+1.3% YoY
$170.3M
-37.4% YoY
$578.3M
+9.0% YoY
Bottom 6.1% in tier
Loans $866,000
+2.5% YoY+6.2% QoQ
$-14.4M $15.3M
-2.0% YoY
$121.5M
-36.6% YoY
$402.4M
+8.7% YoY
Bottom 10.6% in tier
Deposits $932,502
-3.8% YoY-3.2% QoQ
$-24.9M $25.8M
+0.7% YoY
$144.0M
-38.1% YoY
$494.3M
+9.1% YoY
Bottom 6.7% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.1%
-105.2% YoY
-0.1% 0.1%
-77.6% YoY
0.6%
+30.6% YoY
0.4%
-39.2% YoY
25%
NIM 3.5%
+32.7% YoY+7.0% QoQ
-0.5% 4.0%
+4.0% YoY
4.0%
+4.6% YoY
3.8%
+4.1% YoY
35%
Efficiency Ratio 86.7%
-42.9% YoY-9.4% QoQ
-3.9% 90.6%
+6.5% YoY
78.0%
-2.8% YoY
84.6%
+2.8% YoY
62%
Delinquency Rate 5.9%
+163.0% YoY-13.1% QoQ
+4.4 1.5%
+3.8% YoY
1.3%
+3.6% YoY
1.2%
+3.4% YoY
Bottom 4.5% in tier
Loan To Share 92.9%
+6.6% YoY+9.7% QoQ
+34.4% 58.5%
-3.0% YoY
69.9%
-0.4% YoY
65.6%
-1.4% YoY
Top 6.4% in tier
AMR $7,432
-0.9% YoY-0.1% QoQ
$-7K $14,884
-1.7% YoY
$16,649
+0.9% YoY
$19,920
+1.6% YoY
16%
CD Concentration 75.4%
+8.2% YoY+4.6% QoQ
+51.2% 24.3% 24.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 12.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
158
Loan-to-Share Ratio
balance_sheet
Value: 92.87%
Peer Median: 58.72%
#158 of 2508 Top 6.3% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (12 metrics)

2500
Share Certificate Concentration (%)
balance_sheet
Value: 75.43%
Peer Median: 12.45%
#2500 of 2508 Bottom 0.4% in <100M tier
2395
Total Delinquency Rate (60+ days)
risk
Value: 5.95%
Peer Median: 0.65%
#2395 of 2508 Bottom 4.5% in <100M tier
2360
Total Members
engagement
Value: 242
Peer Median: 1,918
#2360 of 2508 Bottom 5.9% in <100M tier
2354
Total Assets
balance_sheet
Value: $1.16M
Peer Median: $21.86M
#2354 of 2508 Bottom 6.2% in <100M tier
2341
Total Deposits
balance_sheet
Value: $932,502
Peer Median: $18.77M
#2341 of 2508 Bottom 6.7% in <100M tier
2317
Members Per Employee (MPE)
engagement
Value: 121.000
Peer Median: 333.750
#2317 of 2508 Bottom 7.7% in <100M tier
2243
Total Loans
balance_sheet
Value: $866,000
Peer Median: $9.48M
#2243 of 2508 Bottom 10.6% in <100M tier
2096
Average Member Relationship (AMR)
engagement
Value: $7,432
Peer Median: $13,926
#2096 of 2508 Bottom 16.5% in <100M tier
2004
Fee Income Per Member
profitability
Value: $10.58
Peer Median: $60.42
#2004 of 2508 Bottom 20.1% in <100M tier
1954
Asset Growth Rate
growth
Value: -3.12%
Peer Median: 1.30%
#1954 of 2508 Bottom 22.1% in <100M tier
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