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BlastPoint's Credit Union Scorecard

ALLEN HOSPITAL PERSONNEL

Charter #67831 · IA

<100M
2437 CUs in <100M nationally 37 in IA

ALLEN HOSPITAL PERSONNEL has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 1.21% above tier average

Key Concerns

Areas that may need attention

  • - ROA 0.97% below tier average
  • - Member decline: -2.7% YoY

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 37 that size in Iowa.
  • Shares and deposits -0.1% year over year ($4.9M in shares and deposits).
  • Membership: 844 members, -2.7% vs a year ago.
  • Delinquency rate 1.18%.
  • Return on assets 0.53%.
  • Efficiency ratio 82.40% vs a 88.77% peer average.
  • Loan-to-share ratio 65.28% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Members 844
-2.7% YoY+0.1% QoQ
-1.7K 2,585
-1.7% YoY
24,364
-0.3% YoY
34,678
+6.6% YoY
24%
Assets $6.0M
+1.2% YoY+3.3% QoQ
$-24.3M $30.3M
+1.5% YoY
$535.9M
+4.3% YoY
$593.1M
+10.2% YoY
22%
Loans $3.2M
-7.0% YoY-0.1% QoQ
$-12.3M $15.5M
-1.7% YoY
$432.7M
+4.7% YoY
$418.6M
+10.1% YoY
25%
Deposits $4.9M
-0.1% YoY+3.9% QoQ
$-20.9M $25.8M
+1.1% YoY
$446.2M
+5.6% YoY
$504.8M
+10.3% YoY
22%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.5%
-215.5% YoY-39.0% QoQ
-1.0% 1.5%
+241.5% YoY
1.0%
+7.5% YoY
1.2%
+121.4% YoY
33%
NIM 5.1%
-5.5% YoY+0.2% QoQ
+1.2% 3.9%
+0.9% YoY
3.9%
+1.8% YoY
3.8%
+2.3% YoY
Top 10.2% in tier
Efficiency Ratio 82.4%
-23.3% YoY-1.2% QoQ
-6.4% 88.8%
-6.9% YoY
73.5%
+1.3% YoY
83.0%
-5.3% YoY
54%
Delinquency Rate 1.2%
-28.5% YoY-53.7% QoQ
-0.4 1.5%
+2.1% YoY
1.1%
-7.5% YoY
1.3%
+2.6% YoY
65%
Loan To Share 65.3%
-6.8% YoY-3.9% QoQ
+6.4% 58.9%
-3.1% YoY
75.0%
-0.8% YoY
66.4%
-1.4% YoY
60%
AMR $9,564
-0.3% YoY+2.2% QoQ
$-5K $14,963
-6.8% YoY
$21,508
-71.8% YoY
$20,028
-0.9% YoY
26%
CD Concentration 13.6%
+30.5% YoY-3.3% QoQ
-10.9% 24.6% 21.7% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 9.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
249
Net Interest Margin (NIM)
profitability
Value: 5.11%
Peer Median: 3.87%
#249 of 2437 Top 10.2% in <100M tier

Top Weaknesses (4 metrics)

2025
Net Charge-Off Rate
risk
Value: 0.86%
Peer Median: 0.18%
#2025 of 2437 Bottom 16.9% in <100M tier
1901
Total Assets
balance_sheet
Value: $6.03M
Peer Median: $21.91M
#1901 of 2437 Bottom 22.0% in <100M tier
1899
Total Deposits
balance_sheet
Value: $4.88M
Peer Median: $18.69M
#1899 of 2437 Bottom 22.1% in <100M tier
1844
Total Members
engagement
Value: 844
Peer Median: 1,902
#1844 of 2437 Bottom 24.4% in <100M tier
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