BlastPoint's Credit Union Scorecard

ALLEN HOSPITAL PERSONNEL

Charter #67831 · IA

<100M
2508 CUs in <100M nationally 37 in IA

ALLEN HOSPITAL PERSONNEL has 3 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.72% above tier average
  • + Net Interest Margin 1.09% above tier average
  • + AMR Growth Rate: Top 0.6% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 1.04% above tier average
  • - Member decline: -35.1% YoY
  • - Member Growth Rate: Bottom 0.6% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Members 843
-35.1% YoY+0.6% QoQ
-1.8K 2,676
+1.6% YoY
24,966
+0.1% YoY
33,913
+5.7% YoY
24%
Assets $5.8M
-2.2% YoY+1.1% QoQ
$-24.4M $30.2M
+1.3% YoY
$536.2M
+6.4% YoY
$578.3M
+9.0% YoY
22%
Loans $3.2M
-9.9% YoY+0.9% QoQ
$-12.1M $15.3M
-2.0% YoY
$422.1M
+5.8% YoY
$402.4M
+8.7% YoY
25%
Deposits $4.7M
+1.6% YoY+0.8% QoQ
$-21.1M $25.8M
+0.7% YoY
$445.2M
+6.5% YoY
$494.3M
+9.1% YoY
22%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.9%
-160.9% YoY
+0.7% 0.1%
-77.6% YoY
0.9%
+9.6% YoY
0.4%
-39.2% YoY
63%
NIM 5.1%
-10.2% YoY-6.9% QoQ
+1.1% 4.0%
+4.0% YoY
3.8%
+3.9% YoY
3.8%
+4.1% YoY
Top 10.3% in tier
Efficiency Ratio 83.4%
-31.6% YoY-9.1% QoQ
-7.2% 90.6%
+6.5% YoY
75.3%
-1.6% YoY
84.6%
+2.8% YoY
54%
Delinquency Rate 2.5%
+44.2% YoY+132.0% QoQ
+1.0 1.5%
+3.8% YoY
1.1%
-19.0% YoY
1.2%
+3.4% YoY
Bottom 14.1% in tier
Loan To Share 67.9%
-11.3% YoY+0.2% QoQ
+9.4% 58.5%
-3.0% YoY
74.3%
-0.3% YoY
65.6%
-1.4% YoY
64%
AMR $9,362
+48.8% YoY+0.2% QoQ
$-6K $14,884
-1.7% YoY
$21,379
+4.7% YoY
$19,920
+1.6% YoY
25%
CD Concentration 14.1%
+93.1% YoY+21.7% QoQ
-10.2% 24.3% 21.8% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 9.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
17
AMR Growth Rate
growth
Value: 48.81%
Peer Median: 1.27%
#17 of 2508 Top 0.6% in <100M tier
258
Net Interest Margin (NIM)
profitability
Value: 5.10%
Peer Median: 3.83%
#258 of 2508 Top 10.2% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (7 metrics)

2493
Member Growth Rate
growth
Value: -35.05%
Peer Median: -1.37%
#2493 of 2508 Bottom 0.6% in <100M tier
2156
Total Delinquency Rate (60+ days)
risk
Value: 2.54%
Peer Median: 0.65%
#2156 of 2508 Bottom 14.1% in <100M tier
1965
Total Deposits
balance_sheet
Value: $4.70M
Peer Median: $18.77M
#1965 of 2508 Bottom 21.7% in <100M tier
1958
Total Assets
balance_sheet
Value: $5.83M
Peer Median: $21.86M
#1958 of 2508 Bottom 22.0% in <100M tier
1935
Loan Growth Rate
growth
Value: -9.85%
Peer Median: -2.36%
#1935 of 2508 Bottom 22.9% in <100M tier
1902
Total Members
engagement
Value: 843
Peer Median: 1,918
#1902 of 2508 Bottom 24.2% in <100M tier
1889
Average Member Relationship (AMR)
engagement
Value: $9,362
Peer Median: $13,926
#1889 of 2508 Bottom 24.7% in <100M tier
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