BlastPoint's Credit Union Scorecard
ALLEN HOSPITAL PERSONNEL
Charter #67831 · IA
ALLEN HOSPITAL PERSONNEL has 4 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.53% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + AMR Growth Rate: Top 0.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.62% below tier average
- - Efficiency ratio 9.26% above tier (higher cost structure)
- - Member decline: -35.6% YoY
- - Member Growth Rate: Bottom 0.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
838
-35.6% YoY-2.7% QoQ
|
-1.8K |
2,615
-1.9% YoY
|
24,743
-0.2% YoY
|
33,374
+5.7% YoY
|
24% |
| Assets |
$5.8M
+3.9% YoY-4.0% QoQ
|
$-24.4M |
$30.1M
+2.1% YoY
|
$526.3M
+6.5% YoY
|
$561.6M
+9.7% YoY
|
22% |
| Loans |
$3.2M
-8.8% YoY-5.0% QoQ
|
$-12.6M |
$15.8M
-1.3% YoY
|
$422.1M
+6.5% YoY
|
$397.0M
+8.8% YoY
|
25% |
| Deposits |
$4.7M
+5.5% YoY-4.2% QoQ
|
$-21.0M |
$25.7M
+1.4% YoY
|
$432.9M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
22% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.0%
-99.8% YoY-96.9% QoQ
|
-0.6% |
0.6%
+10.8% YoY
|
0.9%
+6.1% YoY
|
0.7%
+15.9% YoY
|
16% |
| NIM |
5.5%
-8.5% YoY+1.6% QoQ
|
+1.5% |
4.0%
+4.0% YoY
|
3.9%
+6.4% YoY
|
3.8%
+5.1% YoY
|
Top 7.4% in tier |
| Efficiency Ratio |
91.8%
+6.5% YoY-7.3% QoQ
|
+9.3% |
82.6%
-2.3% YoY
|
74.3%
-0.8% YoY
|
79.7%
-3.3% YoY
|
78% |
| Delinquency Rate |
1.1%
-68.0% YoY-35.4% QoQ
|
-0.5 |
1.6%
-3.1% YoY
|
1.4%
+32.5% YoY
|
1.3%
-2.1% YoY
|
63% |
| Loan To Share |
67.8%
-13.5% YoY-0.9% QoQ
|
+7.2% |
60.6%
-3.1% YoY
|
76.3%
-0.8% YoY
|
67.4%
-1.7% YoY
|
60% |
| AMR |
$9,340
+54.0% YoY-1.9% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$21,029
+4.7% YoY
|
$19,687
+2.0% YoY
|
25% |
| CD Concentration |
11.6%
+47.0% YoY+6.3% QoQ
|
-12.8% | 24.4% | 22.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)