BlastPoint's Credit Union Scorecard
ALLEN HOSPITAL PERSONNEL
Charter #67831 · IA
ALLEN HOSPITAL PERSONNEL has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.46% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + AMR Growth Rate: Top 0.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.63% below tier average
- - Efficiency ratio 17.69% above tier (higher cost structure)
- - Delinquency rate 0.19% above tier average
- - Member decline: -35.1% YoY
- - Member Growth Rate: Bottom 0.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
861
-35.1% YoY-0.7% QoQ
|
-1.8K |
2,625
-2.2% YoY
|
24,664
+0.3% YoY
|
33,089
+6.1% YoY
|
25% |
| Assets |
$6.0M
+1.6% YoY+0.9% QoQ
|
$-23.8M |
$29.9M
+1.1% YoY
|
$515.3M
+7.1% YoY
|
$547.7M
+7.8% YoY
|
23% |
| Loans |
$3.3M
-9.8% YoY-2.8% QoQ
|
$-12.4M |
$15.8M
-2.4% YoY
|
$418.6M
+8.3% YoY
|
$388.7M
+8.6% YoY
|
26% |
| Deposits |
$4.9M
+2.6% YoY-0.5% QoQ
|
$-20.6M |
$25.5M
+0.4% YoY
|
$421.4M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
23% |
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| ROA |
0.1%
-96.7% YoY-112.1% QoQ
|
-0.6% |
0.7%
-731.4% YoY
|
1.0%
+0.3% YoY
|
0.7%
+273.4% YoY
|
18% |
| NIM |
5.4%
-6.3% YoY-0.2% QoQ
|
+1.5% |
3.9%
+3.8% YoY
|
3.8%
+3.9% YoY
|
3.7%
+5.0% YoY
|
Top 8.5% in tier |
| Efficiency Ratio |
99.1%
+33.2% YoY-7.8% QoQ
|
+17.7% |
81.4%
-2.4% YoY
|
72.0%
+0.4% YoY
|
79.1%
-3.3% YoY
|
Top 11.7% in tier |
| Delinquency Rate |
1.7%
-45.6% YoY+3.1% QoQ
|
+0.2 |
1.5%
-2.0% YoY
|
1.2%
-5.8% YoY
|
1.2%
-0.9% YoY
|
76% |
| Loan To Share |
68.4%
-12.1% YoY-2.4% QoQ
|
+7.2% |
61.2%
-3.0% YoY
|
77.1%
-1.2% YoY
|
68.0%
-1.7% YoY
|
60% |
| AMR |
$9,520
+49.7% YoY-0.8% QoQ
|
$-5K |
$14,627
-2.7% YoY
|
$20,702
+4.3% YoY
|
$19,418
+1.3% YoY
|
27% |
| CD Concentration |
10.9%
+66.2% YoY+4.3% QoQ
|
-13.5% |
24.4%
+4.2% YoY
|
22.0%
+1.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.3%
-2.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)