BlastPoint's Credit Union Scorecard
NASHVILLE POST OFFICE
Charter #67922 · TN
NASHVILLE POST OFFICE has 6 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Fee Income Per Member: Top 2.5% in tier
- + AMR Growth Rate: Top 4.3% in tier
- + Average Member Relationship (AMR): Top 7.1% in tier
- + Total Assets: Top 7.1% in tier
- + Total Deposits: Top 8.0% in tier
- + Loan-to-Member Ratio (LMR): Top 9.4% in tier
Key Concerns
Areas that may need attention
- - ROA 1.24% below tier average
- - Member decline: -7.0% YoY
- - Net Charge-Off Rate: Bottom 4.4% in tier
- - Share Certificate Concentration (%): Bottom 6.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,080
-7.0% YoY-5.1% QoQ
|
+1.4K |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
80% |
| Assets |
$80.8M
+6.6% YoY+1.0% QoQ
|
+$50.6M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
Top 7.2% in tier |
| Loans |
$39.1M
+8.8% YoY+5.6% QoQ
|
+$23.8M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
Top 10.3% in tier |
| Deposits |
$67.1M
+6.9% YoY+1.8% QoQ
|
+$41.3M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
Top 8.1% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-1.1%
-398.3% YoY-392.1% QoQ
|
-1.2% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
Bottom 7.9% in tier |
| NIM |
3.1%
+6.3% YoY+2.6% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
21% |
| Efficiency Ratio |
81.3%
+0.5% YoY+5.8% QoQ
|
-9.3% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
49% |
| Delinquency Rate |
0.8%
+9.9% YoY-36.0% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
58% |
| Loan To Share |
58.2%
+1.8% YoY+3.7% QoQ
|
-0.3% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
49% |
| AMR |
$26,034
+15.6% YoY+8.7% QoQ
|
+$11K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
Top 7.1% in tier |
| CD Concentration |
42.4%
+12.6% YoY+1.0% QoQ
|
+18.1% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)